Subject: File No. S7-10-21
From: Lee
Affiliation: American Tax Payer

August 27, 2021

1. Do you have one or more online trading or investment accounts?
Yes, I have one or more accounts that I access both online using a computer and using a mobile app.

2. If your response to Question 1 is Yes, do you think you would trade or invest if you could not do so online using a computer or using a mobile app?
No

3. On average, how often do you access your online account?
Daily/more than once a day

4. On average, how often are trades made in your online account, whether by you or someone else?
Once to a few times a week.

5. If you access your account online, did you have the account first, and only began to access it electronically later? Or did you open the account with the idea that you would access it electronically immediately?
I downloaded an app or visited a website first, and then opened up an account with the company

6. My goals for trading or investing in my online account are (check all that apply):
Save and grow my money for short-term goals (in the next year or two)

7. What would you like us to know about your experience with the features of your online trading or investment platform? (Examples of features are: social networking tools games, streaks, or contests with prizes points, badges, and leaderboards notifications celebrations for trading visual cues, like changing colors ideas presented at order placement or other curated lists or features subscription and membership tiers or chatbots.)
PFOF is cheating the retail investor, stopping trading is cheating the system to benefit a few. The opposite of it's purpose. You have done nothing to stop it

8. If you were trading or investing prior to using an online account, how have your investing and trading behaviors changed since you started using your online account? (For example, the amount of money you have invested, your interest in learning about investing and saving for retirement, the amount of time you have spent trading, your knowledge of financial products, the number of trades you have made, the amount of money you have made in trading, your knowledge of the markets, the number of different types of financial products you have traded, or your use of margin.)

9. How much experience do you have trading or investing in the following products (None, 12 months, 1-2 years, 2-5 years, 5+ years):
Stocks : 2-5 Years
Bonds : None
Options : 2-5 Years
Mutual Funds : 2-5 Years
ETFs : 2-5 Years
Futures : Less Than 12 Months
Cryptocurrencies : Less Than 12 Months
Commodities : None
ClosedEnd Funds : None
Money Market Funds : 2-5 Years
Variable Insurance Products : None
Business Development Companies : None
Unit Investment Trusts :

10. What is your understanding, if any, of the circumstances under which trading or investing in your account can be suspended or restricted?
Well Robinhood and other platforms restricted retail from buying stocks. Completely defrauding the market and showing how rigged it is.

11. What else would you like us to know positive or negative - about your experience with online trading and investing?
Do your job The blatant fraud of the market in January by brokers and hedge funds shows how rigged the market is. Then you have the SEC watching porn. How is it retail investors are better at your job than you are and they don't have the data. Do your job 2008 happened SEC did nothing, it's going to happen again and SEC has done nothing. The fact that people can pay minimum fines for millions of dollars worth of fraud is an absolute joke. We know you work at the SEC to get a job at a hedge fund but this has to stop. Do your job The trust in the SEC can't get lower. The fraud is so obvious yet you do nothing. \"oh look guys we stopped some guy in California cheating a penny stocks\" Get real and do your job. Pathetic that you allow banks and hedge funds to continually defraud the American people. Financial terrorist. You are an accessory to their crimes.