Subject: File No. S7-10-21
From: Brucr collins
Affiliation: Adjuster

August 27, 2021

1. Do you have one or more online trading or investment accounts?
Yes, I have one or more accounts that I access both online using a computer and using a mobile app.

2. If your response to Question 1 is Yes, do you think you would trade or invest if you could not do so online using a computer or using a mobile app?
No

3. On average, how often do you access your online account?
Daily/more than once a day

4. On average, how often are trades made in your online account, whether by you or someone else?
Daily/more than once a day.

5. If you access your account online, did you have the account first, and only began to access it electronically later? Or did you open the account with the idea that you would access it electronically immediately?
I downloaded an app or visited a website first, and then opened up an account with the company

6. My goals for trading or investing in my online account are (check all that apply):
Keep the amount of money I have, while keeping up with inflation
Save and grow my money for short-term goals (in the next year or two)
Save and grow my money for medium- to long-term goals
Have fun
Other
If Other, Explain:
To learn about the evils in this world, and what hedge funds they own.

7. What would you like us to know about your experience with the features of your online trading or investment platform? (Examples of features are: social networking tools games, streaks, or contests with prizes points, badges, and leaderboards notifications celebrations for trading visual cues, like changing colors ideas presented at order placement or other curated lists or features subscription and membership tiers or chatbots.)
It seems that market makers should have some ability to create stocks, very temporarily to maintain liquidity of the market. Instead, it seems that this tool is used more often to manipulate the price of certain stocks. Moreover, it seems that this act is well known by the people who are supposed to prevent that sort of dishonest activity. A failure to act on this knowledge has undermined the confidence in these regulators impartiality and perceived dependability, which extends to undermine the dependability of thr markets themselves.

8. If you were trading or investing prior to using an online account, how have your investing and trading behaviors changed since you started using your online account? (For example, the amount of money you have invested, your interest in learning about investing and saving for retirement, the amount of time you have spent trading, your knowledge of financial products, the number of trades you have made, the amount of money you have made in trading, your knowledge of the markets, the number of different types of financial products you have traded, or your use of margin.)

9. How much experience do you have trading or investing in the following products (None, 12 months, 1-2 years, 2-5 years, 5+ years):
Stocks : 1-2 Years
Bonds : None
Options : 1-2 Years
Mutual Funds : None
ETFs : None
Futures : None
Cryptocurrencies : 1-2 Years
Commodities : None
ClosedEnd Funds : None
Money Market Funds : None
Variable Insurance Products : 5+ Years
Business Development Companies : 1-2 Years
Unit Investment Trusts : None

10. What is your understanding, if any, of the circumstances under which trading or investing in your account can be suspended or restricted?
Trading can be restricted very temporarily, on an impartial basis for all traders of a security if the security moves in a way that is not to be expected of a security in its situation, or if the restriction is necessary to maintain a level playing field for all traders of that security.

Separately, they can be suspended for an individual trader if that individual trader is found to have traded that security in a way that is inconsistent with fair trading practices.

11. What else would you like us to know positive or negative - about your experience with online trading and investing?
Trading of securities on alternative trading platforms seems to have a place in allowing companies or institutions to transfer assets without introducing undue volatility. Instead, it seems that these are being used during times of volatility to unilaterally control a market, market price, or falsely alter the perceptions of other traders. Perhaps a way to mitigate this would be to require alternative trading platforms to have a waiting period for when these transfers are able to take place. This way, they can not be used in real time to introduce manipulation and tamper the natural waves of supply and demand.