Subject: File No. S7-10-21
From: John Dowe

August 27, 2021

1. Do you have one or more online trading or investment accounts?
Yes, I have one or more accounts that I access online using a computer.

2. If your response to Question 1 is Yes, do you think you would trade or invest if you could not do so online using a computer or using a mobile app?
Yes

3. On average, how often do you access your online account?
Daily/more than once a day

4. On average, how often are trades made in your online account, whether by you or someone else?
Once to a few times per month.

5. If you access your account online, did you have the account first, and only began to access it electronically later? Or did you open the account with the idea that you would access it electronically immediately?
I had a pre-existing account and downloaded an app or visited a website to access my account

6. My goals for trading or investing in my online account are (check all that apply):
Keep the amount of money I have, while keeping up with inflation
Save and grow my money for short-term goals (in the next year or two)
Save and grow my money for medium- to long-term goals
Have fun

7. What would you like us to know about your experience with the features of your online trading or investment platform? (Examples of features are: social networking tools games, streaks, or contests with prizes points, badges, and leaderboards notifications celebrations for trading visual cues, like changing colors ideas presented at order placement or other curated lists or features subscription and membership tiers or chatbots.)
Payment for order flow, dark pools, front running retail trade orders, and egregious market manipulation by market makers makes anything other than long term value based investment a certain to be robbed by the same criminals that evaded all accountability from the 2008 market crash.

8. If you were trading or investing prior to using an online account, how have your investing and trading behaviors changed since you started using your online account? (For example, the amount of money you have invested, your interest in learning about investing and saving for retirement, the amount of time you have spent trading, your knowledge of financial products, the number of trades you have made, the amount of money you have made in trading, your knowledge of the markets, the number of different types of financial products you have traded, or your use of margin.)
I have become even more cynical about the complicit apathetic enforcement by various government regulatory bodies. When fines are less than the profits from regulatory violations, they become kickbacks and part of the cost of doing business.

9. How much experience do you have trading or investing in the following products (None, 12 months, 1-2 years, 2-5 years, 5+ years):
Stocks : 5+ Years
Bonds : 5+ Years
Options : 5+ Years
Mutual Funds : 5+ Years
ETFs : None
Futures : 5+ Years
Cryptocurrencies : Less Than 12 Months
Commodities : 5+ Years
ClosedEnd Funds : None
Money Market Funds : None
Variable Insurance Products : None
Business Development Companies : None
Unit Investment Trusts : None

10. What is your understanding, if any, of the circumstances under which trading or investing in your account can be suspended or restricted?
Whenever it would inconvenience the oligarchs controlling our society through media and regulatory capture

11. What else would you like us to know positive or negative - about your experience with online trading and investing?
The sec is abjectly failing in it's duties. Every lie incurs a debt to the truth. GME and SEC inaction/complicity is likely to be viewed as the Chernobyl of the financial world, after the 2008 crash demonstrated exactly how few repercussions attach to bad faith actors. Worse, the SEC hasn't even bothered to use their 12(k) scram switch or removed market maker status from bad faith actors that have years of Failure To Deliver violations.