Subject: File No. S7-10-21
From: Matthew Haxmeier

August 27, 2021

1. Do you have one or more online trading or investment accounts?
Yes, I have one or more accounts that I access online using a computer.

2. If your response to Question 1 is Yes, do you think you would trade or invest if you could not do so online using a computer or using a mobile app?
Yes

3. On average, how often do you access your online account?
Once to a few times a week

4. On average, how often are trades made in your online account, whether by you or someone else?
Once to a few times per month.

5. If you access your account online, did you have the account first, and only began to access it electronically later? Or did you open the account with the idea that you would access it electronically immediately?
I downloaded an app or visited a website first, and then opened up an account with the company

6. My goals for trading or investing in my online account are (check all that apply):
Save and grow my money for medium- to long-term goals

7. What would you like us to know about your experience with the features of your online trading or investment platform? (Examples of features are: social networking tools games, streaks, or contests with prizes points, badges, and leaderboards notifications celebrations for trading visual cues, like changing colors ideas presented at order placement or other curated lists or features subscription and membership tiers or chatbots.)
I don't care about any of that. I just want fair markets and a decrease in market manipulation by big banks and hedge funds.

8. If you were trading or investing prior to using an online account, how have your investing and trading behaviors changed since you started using your online account? (For example, the amount of money you have invested, your interest in learning about investing and saving for retirement, the amount of time you have spent trading, your knowledge of financial products, the number of trades you have made, the amount of money you have made in trading, your knowledge of the markets, the number of different types of financial products you have traded, or your use of margin.)
I have learned a lot more about the markets since having an account online and have experienced good returns. I've also learned a alot about how rigged the game is against retail investors.

9. How much experience do you have trading or investing in the following products (None, 12 months, 1-2 years, 2-5 years, 5+ years):
Stocks : 5+ Years
Bonds : 5+ Years
Options : None
Mutual Funds : 5+ Years
ETFs : 5+ Years
Futures : None
Cryptocurrencies : None
Commodities : None
ClosedEnd Funds : None
Money Market Funds : 5+ Years
Variable Insurance Products : None
Business Development Companies : 2-5 Years
Unit Investment Trusts : None

10. What is your understanding, if any, of the circumstances under which trading or investing in your account can be suspended or restricted?
I do not expect that my legal activities should ever be restricted by the broker unless there is a trading halt by the market itself. Restricting my ability to buy and sell stock is collusion, extortion, and fraud against retail investors by the rich and powerful.

11. What else would you like us to know positive or negative - about your experience with online trading and investing?
It's become apparent that the market is a giant ponzi scheme. The market is rigged against the retail investor through the use of abusive short selling, naked shorting, failure to delivers, hidden total return swaps, the offshoring of money and risk, high frequency trading, media manipulation, dark pool abuse, and criminality. It's all facilitated with political bribes in the form of lobbying, and a revolving door between the regulators and the hedge funds and banks manipulating the system. The winners and losers are chosen by the one with the most money, and these criminal organizations bet on one player while shorting their competitors into bankruptcy. This is all funded by the major banks and the Fed who take on infinite risk knowing the tax payer will bail them out if anything goes wrong, or they can just print more money to keep pumping into the markets. Meanwhile, the individual retail investor is forced to participate by online trading because inflation will destroy anything not invested in short order. Then, when retail finally starts to win, the brokers shut down their ability to trade. Stupidly, the regulators and congress decide to focus on gamification of the online trading platforms instead of going after the people exploiting the system who line their pockets. Basically, main street suffers while the market hits new daily highs.