August 27, 2021
1. Do you have one or more online trading or investment accounts?
Yes, I have one or more accounts that I access online using a computer.
2. If your response to Question 1 is Yes, do you think you would trade or invest if you could not do so online using a computer or using a mobile app?
Yes
3. On average, how often do you access your online account?
Daily/more than once a day
4. On average, how often are trades made in your online account, whether by you or someone else?
Daily/more than once a day.
5. If you access your account online, did you have the account first, and only began to access it electronically later? Or did you open the account with the idea that you would access it electronically immediately?
I had a pre-existing account and downloaded an app or visited a website to access my account
6. My goals for trading or investing in my online account are (check all that apply):
Keep the amount of money I have, while keeping up with inflation
Save and grow my money for short-term goals (in the next year or two)
Save and grow my money for medium- to long-term goals
7. What would you like us to know about your experience with the features of your online trading or investment platform? (Examples of features are: social networking tools games, streaks, or contests with prizes points, badges, and leaderboards notifications celebrations for trading visual cues, like changing colors ideas presented at order placement or other curated lists or features subscription and membership tiers or chatbots.)
I don't experience any of these features on Vanguard or Fidelity and would prefer not too because I enjoy the layout just the way it is.
8. If you were trading or investing prior to using an online account, how have your investing and trading behaviors changed since you started using your online account? (For example, the amount of money you have invested, your interest in learning about investing and saving for retirement, the amount of time you have spent trading, your knowledge of financial products, the number of trades you have made, the amount of money you have made in trading, your knowledge of the markets, the number of different types of financial products you have traded, or your use of margin.)
I've made changes to both of my portfolios and invested in one stock overtime to hedge against a potential economic collapse.
9. How much experience do you have trading or investing in the following products (None, 12 months, 1-2 years, 2-5 years, 5+ years):
Stocks : 2-5 Years
Bonds : 2-5 Years
Options : Less Than 12 Months
Mutual Funds : 2-5 Years
ETFs : 2-5 Years
Futures : Less Than 12 Months
Cryptocurrencies : 1-2 Years
Commodities : None
ClosedEnd Funds : None
Money Market Funds : None
Variable Insurance Products : None
Business Development Companies : None
Unit Investment Trusts : None
10. What is your understanding, if any, of the circumstances under which trading or investing in your account can be suspended or restricted?
The only way as far as my experience goes is if the retail investor is in it to win a large sum of money then large financial institutions will restrict further buying in to allow them time to manipulate the stock. Anything in favor of the large financial institutions will always supersede any privileges, if any, a retail investor may have.
11. What else would you like us to know positive or negative - about your experience with online trading and investing?
Very simply, the US financial system is rigged in the favor of the bigger player. Everyone on the higher up is in bed with each other and will do everything possible to make sure they keep it that way. The US has revealed that it was never a democracy but an oligarchy and government officials will not do anything in favor to protect the retail investor. It is a very unfortunate series of events that is under close watch by many investors not only in the US, but heavily criticized by investors oversees.