Subject: File No. S7-10-21
From: Anonymous
Affiliation: market researcher

August 27, 2021

1. Do you have one or more online trading or investment accounts?
Yes, I have one or more accounts that I access both online using a computer and using a mobile app.

2. If your response to Question 1 is Yes, do you think you would trade or invest if you could not do so online using a computer or using a mobile app?
Yes

3. On average, how often do you access your online account?
Daily/more than once a day

4. On average, how often are trades made in your online account, whether by you or someone else?
Once to a few times a week.

5. If you access your account online, did you have the account first, and only began to access it electronically later? Or did you open the account with the idea that you would access it electronically immediately?
I had a pre-existing account and downloaded an app or visited a website to access my account

6. My goals for trading or investing in my online account are (check all that apply):
Keep the amount of money I have, while keeping up with inflation
Save and grow my money for short-term goals (in the next year or two)
Save and grow my money for medium- to long-term goals
Other
If Other, Explain:
Support market transparency, fairness, and put capital towards initiatives not dependent upon abusing global environmental and human resources purely for short term profits

7. What would you like us to know about your experience with the features of your online trading or investment platform? (Examples of features are: social networking tools games, streaks, or contests with prizes points, badges, and leaderboards notifications celebrations for trading visual cues, like changing colors ideas presented at order placement or other curated lists or features subscription and membership tiers or chatbots.)
The confetti is a joke, but so is letting institutional investors get away with blatant market manipulation and financial crimes.

8. If you were trading or investing prior to using an online account, how have your investing and trading behaviors changed since you started using your online account? (For example, the amount of money you have invested, your interest in learning about investing and saving for retirement, the amount of time you have spent trading, your knowledge of financial products, the number of trades you have made, the amount of money you have made in trading, your knowledge of the markets, the number of different types of financial products you have traded, or your use of margin.)
My access to information and learning about the markets has grown with the growth of online trading platforms.

9. How much experience do you have trading or investing in the following products (None, 12 months, 1-2 years, 2-5 years, 5+ years):
Stocks : 5+ Years
Bonds : 1-2 Years
Options : 2-5 Years
Mutual Funds : 5+ Years
ETFs : 5+ Years
Futures : Less Than 12 Months
Cryptocurrencies : 5+ Years
Commodities : 1-2 Years
ClosedEnd Funds : None
Money Market Funds : 5+ Years
Variable Insurance Products : None
Business Development Companies : None
Unit Investment Trusts : None

10. What is your understanding, if any, of the circumstances under which trading or investing in your account can be suspended or restricted?
If the institutional investors are in a position where theyre risk profile is exposed from them being over leveraged in certain positions. They will lose out to retail if and when retail buys and drives prices up. Institutions leverage their power to suspend or restrict trading as a way to block out retail buyers and manipulate markets.

11. What else would you like us to know positive or negative - about your experience with online trading and investing?
Institutional investors already have loads of competitive advantages and still they cheat. Democratizing and expanding access for retail to markets is a good thing- doing so in a way for incumbent institutional investors to pilfer money from retail investors by manipulating markets is awful. Fairness requires enforcement. Not speeding tickets. Fines in the billions and jail time. The SEC has a reputation for a do nothing organization that is filled with lackeys in suits. Change the narrative. Go after financial criminals.