Subject: File No. S7-10-21
From: Tato
Affiliation: Powalski

August 27, 2021

1. Do you have one or more online trading or investment accounts?
Yes, I have one or more accounts that I access both online using a computer and using a mobile app.

2. If your response to Question 1 is Yes, do you think you would trade or invest if you could not do so online using a computer or using a mobile app?
Yes

3. On average, how often do you access your online account?
Once to a few times a week

4. On average, how often are trades made in your online account, whether by you or someone else?
Other.
If Other, Explain:
I make about 1-3 trades every year, go long on stocks and sell when I feel comfortable. Less anxiety.

5. If you access your account online, did you have the account first, and only began to access it electronically later? Or did you open the account with the idea that you would access it electronically immediately?
I had a pre-existing account and downloaded an app or visited a website to access my account

6. My goals for trading or investing in my online account are (check all that apply):
Keep the amount of money I have, while keeping up with inflation
Save and grow my money for medium- to long-term goals

7. What would you like us to know about your experience with the features of your online trading or investment platform? (Examples of features are: social networking tools games, streaks, or contests with prizes points, badges, and leaderboards notifications celebrations for trading visual cues, like changing colors ideas presented at order placement or other curated lists or features subscription and membership tiers or chatbots.)
I don't appreciate notifications on specific stocks, I feel like that adds a layer of gamification that compromises the integrity of trading. Also comment windows like WeBull offer should not exist.

8. If you were trading or investing prior to using an online account, how have your investing and trading behaviors changed since you started using your online account? (For example, the amount of money you have invested, your interest in learning about investing and saving for retirement, the amount of time you have spent trading, your knowledge of financial products, the number of trades you have made, the amount of money you have made in trading, your knowledge of the markets, the number of different types of financial products you have traded, or your use of margin.)
In the current markets where brokerages allow a streamlined process when it comes to trading, I wish there was more exposure on the risks of using margin and a more stringent approach to getting accounts approved for the use of it. I have learned going long in high conviction plays is the way to go for my trading style. I wish there was more exposure on dark pools, why are on average over 65% daily trades being routed via them. I feel cheated. Like my buying pressure doesn't have much weight in the lit markets. It's a shame. Confidence is low on the US stock exchange.

9. How much experience do you have trading or investing in the following products (None, 12 months, 1-2 years, 2-5 years, 5+ years):
Stocks : 5+ Years
Bonds : None
Options : Less Than 12 Months
Mutual Funds : 5+ Years
ETFs : None
Futures :
Cryptocurrencies : Less Than 12 Months
Commodities : None
ClosedEnd Funds : None
Money Market Funds : 2-5 Years
Variable Insurance Products : None
Business Development Companies : None
Unit Investment Trusts : None

10. What is your understanding, if any, of the circumstances under which trading or investing in your account can be suspended or restricted?
From my understanding my account can be suspended or restricted if say I am overleveraged in a margin position and I lack the collateral to back up the debt that is due. OR If say an amalgamation market maker, hedgefund, and broker all collude together to help out the DTCC and the marketmaker/hedgefund in an overleveraged short position to SUSPEND and RESTRICT trading (say, unless to sell), under this circumstance my investment is not protected in favor of the Unholy Trinity that makes the market. Well what's it matter. Americans only pay taxes to get shafted afterall. Suspend Dark Pools

11. What else would you like us to know positive or negative - about your experience with online trading and investing?
An amalgamation market maker, hedgefund, and broker all collude together to help out the DTCC and the marketmaker/hedgefund in an overleveraged short position to SUSPEND and RESTRICT trading (say, unless to sell), under this circumstance my investment is not protected in favor of the Unholy Trinity that makes the market. Well what's it matter. Americans only pay taxes to get shafted afterall. Suspend Dark Pools