Subject: File No. S7-10-21
From: M Clarke
Affiliation: PhD Psychotherapy

August 27, 2021

1. Do you have one or more online trading or investment accounts?
Yes, I have one or more accounts that I access both online using a computer and using a mobile app.

2. If your response to Question 1 is Yes, do you think you would trade or invest if you could not do so online using a computer or using a mobile app?
No

3. On average, how often do you access your online account?
Daily/more than once a day

4. On average, how often are trades made in your online account, whether by you or someone else?
Once to a few times per month.

5. If you access your account online, did you have the account first, and only began to access it electronically later? Or did you open the account with the idea that you would access it electronically immediately?
I downloaded an app or visited a website first, and then opened up an account with the company

6. My goals for trading or investing in my online account are (check all that apply):
Save and grow my money for medium- to long-term goals
Have fun
Other
If Other, Explain:
Fighting institutional market corruption that the SEC and other regulatory bodies are failing to stop, such as the use of naked short, married puts, payment for order flow(created by the bernie madoff, that you know is a ponzi scheme), synthic prime brokerage privelages, turning the buy-side of a stock off that they clearly are about to lose a lot if money from due to this very theft (that the SEC is pretending to not acknowledge and doing NOTHING about).
The end goals is to force the SEC to stop being corrupt and bribe focused or get screwed by retail playing BY YOUR RULES and as a result of the corruption, that YOU'VE enabled to flourish, they have now screwed everything up and are trying to claim that we are to blame.

I. WILL. NOT. HAVE. IT.

AND I will get paid a lot of money in the process. Because I'm not selling for ANYTHING less than 6 figures.

If only you'd enforced the rules like policemen instead of litigated like lawyers.

PS fining offending parties for $250k after they gained millions/billions is unacceptable. They should have their trading licenses revoked and ALL of their fraudulently attained money returned. AND they should be fined several years of wages with imprisonment that last more than 10 years.
What you currently fine them is like allowing a bank robber to get away with it as long as he bribes you with 2% of the money he stole.

7. What would you like us to know about your experience with the features of your online trading or investment platform? (Examples of features are: social networking tools games, streaks, or contests with prizes points, badges, and leaderboards notifications celebrations for trading visual cues, like changing colors ideas presented at order placement or other curated lists or features subscription and membership tiers or chatbots.)
I think the red and green coloured candles on a chart are specifically designed to cause people to psychological panic, they should no longer be allowed to have red and only calming colours.

I don't care about games or points and notifications about stocks that are unrelated to what I'm trading are of no interest to me and feel manipulative to try and get me to buy or sell.

I would like a voice commands option though.

8. If you were trading or investing prior to using an online account, how have your investing and trading behaviors changed since you started using your online account? (For example, the amount of money you have invested, your interest in learning about investing and saving for retirement, the amount of time you have spent trading, your knowledge of financial products, the number of trades you have made, the amount of money you have made in trading, your knowledge of the markets, the number of different types of financial products you have traded, or your use of margin.)
N/A

9. How much experience do you have trading or investing in the following products (None, 12 months, 1-2 years, 2-5 years, 5+ years):
Stocks : 1-2 Years
Bonds : None
Options : None
Mutual Funds : None
ETFs : None
Futures : None
Cryptocurrencies : Less Than 12 Months
Commodities : Less Than 12 Months
ClosedEnd Funds : None
Money Market Funds : Less Than 12 Months
Variable Insurance Products : None
Business Development Companies : None
Unit Investment Trusts : None

10. What is your understanding, if any, of the circumstances under which trading or investing in your account can be suspended or restricted?
Day trading beyond my limit

11. What else would you like us to know positive or negative - about your experience with online trading and investing?
That I fight market corruption that the SEC and other regulatory bodies are blatantly choosing to fail at stop through the use of naked short, married puts, payment for order flow(created by the bernie madoff, that you know is a ponzi scheme), synthic prime brokerage privelages, turning the buy-side of a stock off that they clearly are about to lose a lot if money from due to this very theft (that the SEC is pretending to not acknowledge and doing NOTHING about).
The end goals is to force the SEC to stop being corrupt and bribe focused or get screwed by retail playing BY YOUR RULES and as a result of the corruption, that YOU'VE enabled to flourish, they have now screwed everything up and are trying to claim that we are to blame.

I. WILL. NOT. HAVE. IT.

AND I will get paid a lot of money in the process. Because I'm not selling for ANYTHING less than 6 figures.

If only you'd enforced the rules like policemen instead of litigated like lawyers.

PS fining offending parties for $250k after they gained millions/billions is unacceptable. They should have their trading licenses revoked and ALL of their fraudulently attained money returned. AND they should be fined several years of wages with imprisonment that last more than 10 years.
What you currently fine them is like allowing a bank robber to get away with it as long as he bribes you with 2% of the money he stole.

This regulatory body, including DTCC, NSCC, CFTC, OCC and other stock market regulation bodies need to become government run and enforcers of laws, instead of lawyers helping institutions bend rules. And this open door policy is disgraceful. Like the citadel CFO who is also chairman of DTCC. I mean, are guys handicapped that you can't see conflicts of interest riddled throughout your organisations. Or you just walk around in blindfolds.

Furthermore, dangerous acters should not be allowed to intertwine their behaviour with sensitive money such as retirement funds. Because then they can hold society hostage if they do anything wrong.