Subject: S7-10-21
From: james frost
Affiliation:

Sep. 10, 2021


 1.  Do you have one or more online trading or investment accounts? 
Yes, I have one or more accounts that I access online, either using a computer or a mobile app but I also access the account(s) in other ways (e.g., by calling or visiting in person). 

 2. If your response to Question 1 is Yes, do you think you would trade or invest if you could not do so online using a computer or using a mobile app? 
No 

 3.  On average, how often do you access your online account? 
Daily/more than once a day 


 4. On average, how often are trades made in your online account, whether by you or someone else? 
Once to a few times a week. 


 5. If you access your account online, did you have the account first, and only began to access it electronically later?  Or did you open the account with the idea that you would access it electronically immediately? 
I downloaded an app or visited a website first, and then opened up an account with the company 

 6. My goals for trading or investing in my online account are (check all that apply): 
Keep the amount of money I have, while keeping up with inflation 
Save and grow my money for short-term goals (in the next year or two) 
Save and grow my money for medium- to long-term goals 
Have fun 


 7. What would you like us to know about your experience with the features of your online trading or investment platform? (Examples of features are:  social networking tools games, streaks, or contests with prizes points, badges, and leaderboards notifications celebrations for trading visual cues, like changing colors ideas presented at order placement or other curated lists or features subscription and membership tiers or chatbots.) 
all the examples listed above are for kids. this is serious stuff. all i care about is having full access to my account/trades at all times. this nonsense of restricting trade to \"protect\" retail investors is horseshit, covers the truth, and steals money from the little guys who have been getting robbed for generations. 

 8. If you were trading or investing prior to using an online account, how have your investing and trading behaviors changed since you started using your online account? (For example, the amount of money you have invested, your interest in learning about investing and saving for retirement, the amount of time you have spent trading, your knowledge of financial products, the number of trades you have made, the amount of money you have made in trading, your knowledge of the markets, the number of different types of financial products you have traded, or your use of margin.) 
online only 

 9. How much experience do you have trading or investing in the following products (None, 12 months, 1-2 years, 2-5 years, 5+ years): 
  Stocks : 5+ Years 
  Bonds : 5+ Years 
  Options : None 
  Mutual Funds : 5+ Years 
  ETFs : 5+ Years 
  Futures : None 
  Cryptocurrencies : Less Than 12 Months 
  Commodities : None 
  ClosedEnd Funds : 5+ Years 
  Money Market Funds : 5+ Years 
  Variable Insurance Products : None 
  Business Development Companies : None 
  Unit Investment Trusts : None 

 10. What is your understanding, if any, of the circumstances under which trading or investing in your account can be suspended or restricted? 
the fine print says, \"to protect the market\" but really it's only there to protect the big guys when they get caught with their pants down practicing quasi-legal/questionably honest techniques. (naked shorts, swaps on swaps, etc) 

 11. What else would you like us to know  positive or negative - about your experience with online trading and investing? 
the market needs to be free and fair for both sides. loopholes need to be eliminated with better oversight from regulators (INCLUDING THE SEC) lobbying/donors, dark pools, and transparency all need to be addressed immediately. 

penalties for violating the law need to be harsh and appropriately scaled so that this shit doesn't continue. how many fines were paid after 2008 compared to the amount of money the American people lost due to immoral/illegal banking policies? only to have the same bullshit occur less than 10 years later.