Subject: File No. S7-07-13
From: Teresa Nevins

September 24, 2013

I’m writing in support of a strong Dodd-Frank rule 953(b).

Disclosing corporate pay ratios between CEOs and average employees will discourage the outrageous and reckless pay practices that fueled the 2008 crash.

My husband is a professional who is now working almost every day of the week doing two jobs at his place of work. He is being paid for only one of the positions and is burning out. I don't have to tell you how much union workers are being paid at his work place in comparison; not to mention CEO pay packages. My husband is working himself to the bone and he isn't being compensated. Please do your part to shine a light on the reckless pay practices places of business (profit and nonprofit) are using. It isn't right and this terrible imbalance can only end in the widening of the gap between the wealthy and poor leading to economic catastrophe for our country.

Teresa Nevins

Spokane, WA