Subject: S7-06-22: Webform Comments from Florian Rhyn
From: Florian Rhyn
Affiliation: Individual investor

Aug. 13, 2023

Thank you for the opportunity to comment.

I am strongly opposing this proposal.

As an individual investor it is baffling to learn about the voting
process. Almost all companies are affected by failures-to-deliver,
stock lending and stock borrowing -- which is resulting in more shares
being circulated than should exist. This undermines the market
entirely. Every year, in most companies, excess votes are discarded
due to over-voting. Refer to the book Naked, Short & Greedy by Dr.
Trimbath for details. Individual investors are affected by the
failure-to-receive and are not made aware that their vote might simply
be discarded. This is against democracy and against the free market,
it is entirely un-American.

It is unacceptable to consider increasing over-voting further with
this proposal. Therefore, I am strongly against this proposal.

The SEC should ensure that trades settle immediately and shares are
available before being traded. This would eliminate
failures-to-receive and thus the over-voting. The current situation of
more shares being circulated than exist, is absolutely unacceptable.

Thank you for considering my comment as a voice of the People and I
urge you not to listen to corporations.

Sincerely,
Florian Rhyn