Subject: File No. S7-06-22
From: R. Lee

February 19, 2022

Currently brokers are refusing to execute a direct register in-kind transfer of retirement accounts of the beneficial owner retail investors simply as a matter of choice.

Request adding in this proposal. \"For Retail investors\": Brokers, dealers, holders, and the like who are custodians of beneficiary account (IRAs) are required to execute a direct register (DRS) in-kind transfer to the transfer agent if requested by the account beneficiary. A custodian is required as the 3rd party custodian for the beneficiary account (IRA) transferred to the transfer agent.