Subject: File No. S7-05-22
From: Christian Cotroneo
Affiliation: Data Analyst

March 17, 2022

Dear SEC,

I am in favor for shorting the transaction settlement date to T+1. Reason being is this would prevent liquidity risks from market makers and clearing houses, as investors would receive real shares almost instantly after purchasing an asset. I feel this protects retail investors and adds trust to the market which is essential for the economy to prosper.

Thank you for your time and I hope you do pass this ruling further.

Kind Regards,
Christian Cotroneo