Subject: File No. S7-05-22
From: Austin Englebert
Affiliation: Individual Investor

February 22, 2022

I am greatly in favor of this proposed change. I would like to see an eventual T0 change as I see no reason with today's technology the buy and sell could not be completed within 1 business day.

The implementation date of March 2024 is to long. There is no reason that a change of this nature that is favored by industry, retail and the government cant be implemented in 180 days after approval.