Subject: File No. S7-05-22
From: Nicholas Range
Affiliation: Hourly American Worker

February 18, 2022

I believe the proposed T+1 settlement period rule FAILS to remove a substantial amount of inefficiency from our market structure

I believe a near instant T+0 settlement period enabled by emerging block-chain technology is the best path forward for removing inefficiency and potential fraud from our markets.

Thank you for this opportunity.