Subject: File No. S7-05-22
From: Sam Taylor
Affiliation: Middle Class American

February 18, 2022

I have no professional designation. I am not a professional in any skill. I simply stock the shelves at my local grocery store while trying to afford to study at university.

That being said, I am an investor in the hopes that one day I'll be able to retire.

This message doesn't specifically relate to S7-05-22 but it should be shared in every single comment section the SEC allows.

For the sake of the American people, please put an end to the financial loopholes that these financial terrorists are exploiting. Please put an end to the petty fines. They have exploited the working class for the entirety of their existence, and without actual consequences that hurt their pockets or place them behind bars, they will continue to pillage the rest of us.