Feb. 17, 2023
To whom it may concern, I am writing to ask you not to make changes to the brokerage rules as outlined in the proposed rule. I have just recently opened a brokerage account online through Charles Schwab and I am happy with how it works and feel I am plenty protected. I am only investing a small amount into industries that I work in so that I feel I understand them well enough to know the risk. I work for a utility contractor so I have invested about $500 into a ETF called pave which focuses on infrastructure. I also have invested $500 into CSX as I do a lot of rail work as well and I am involved in AREMA which writes best practices for the rail industry. I also do my own research. If I lose the little money I invest it is ok as I do not invest more in the brokerage then I can afford. It is being used as a supplement to my 401k and my employee esop to help build money for my retirement. I plan to invest more as I have the disposable income to do so. I know you may believe you are doing what is best for the citizens of the US but I would prefer less government intervention in my choices rather than more. It is just like the Credit Card rules that are being looked at by Congress. I am happy with my choices and do not see a need for more involvement. Thanks David Howell Railroad Division Manager MidwestMole.com f: 317-545-1558 6814 W 350N, Greenfield, IN 46140 —