Subject: S7-02-22
From: Laura Davis
Affiliation:

Apr. 17, 2023

To Whom it May Concern, 

Retail investors have been begging you to address our concerns about free and fair markets. This proposal goes a long way to addressing these concerns. 

We want you to address the following: 

-Excessive darkpool trading affecting stock value 
-The role of crypto-backed securities that were ostensibly linked to stock securities 
-Why the overnight reverse repo rate has exploded since March 2021 
-Excessive fail-to-delivers that have never been returned 

Any proposals that advance the above are movement in the right direction. 

Thank you, 
-Laura