Subject: S7-01-23: WebForm Comments from Holden
From: Holden
Affiliation: N/A

Mar. 8, 2023

March 8, 2023

 As a retail investor, I invest for a better future for my family. It is incredibly discouraging to know that market makers who also operate hedge funds trade against my positions in a predatory way. Securitizers use short sales and swaps to decrease the prices of securities for their own gain which kills American businesses and steals money from retail. There is an inherent conflict of interest which allows this to happen as retail buyers are customers of the securitizers.