Subject: File No. S7-01-21
From: Rosanne Balfour
Affiliation: Retired Enrolled Agent

February 4, 2021

I think that Money Market Fund Investors should have an automatic transition allowance to TIPS or other Government Bond Options directly, without having to pay fees to brokerage houses. Most holders have their Money Market Investments held by banks or brokerage firms who charge purchasing or selling fees. Eliminating those fees would be most helpful.