Subject: File No. 4-652
From: Patricia Reynolds
Affiliation: Private Investor

September 27, 2012

I am a minor investor in the stockmarket with hopes of having a retirement nest egg when I need it. I invest in diverse stocks so that I can limit my loss potential.

I find it extremely difficult to be an investor with this High-Frequency trading nuts who trade millions of shares in the blink of an eye. The mistakes they make destroy the certainty that I depend upon for my investments. One mistake can drive the stockmarket into oblivion gutting any profits I might have gained during my 20 years of investing.

We need MORE REGULATION OF WALLSTREET, NOT LESS PUT A STOP TO THIS INSANITY, PLEASE. THE REST OF THE WORLD IS REINING IN THE INSANITY...LET US NOT BE LEFT BEHIND.

Thank you.