Subject: Comment on File Number 4-637

January 10, 2013

Securities and Exchange Comm.

Dear Securities and Exchange Comm.,

A crook is a crook.

Give him a badge and a license to kill, he's still a crook.

Make him a CEO, he's still a crook.

Make him a banker, he's still a crook.

AND GIVE HIM PERMISSION TO BRIBE CONGRESS UNDER THE TABLE, HE BECOMES A VERY, VERY DANGEROUS CROOK.

So many Presidents have warned us that secrecy is the path to dictatorship. End this secrecy. That is your job.

Ron.

Sincerely,

Ronald Denner