Subject: File No. 4-619
From: Geoffrey Bergler

August 14, 2012

Chairman Schapiro
U.S. Securities and Exchange Commission
100 F Street, NE
Washington, DC 20549-1090

Dear Chairman Schapiro:

Stable value (no floating NAV), access to money (no limitations on withdrawls), and reasonable capital rules are important to me and my use of money mkt funds.

Don't mess this up. A zero interest rate policy has nearly destroyed them already.

Sincerely,

Geoffrey Bergler