Subject: File No. 4-606
From: Roger A Diehl
Affiliation: National Association of Ins and Financial Advisors- MD Past Pres.

August 27, 2010

I have been in the insurance business for over 32 years and have been SEC registered for 29 of those years and I feel as well as most of the State of MD that we are regulated enough. I do realize the importance of protecting the consumer at all costs but not to the additional regulation of many who have maintained the existing controls through regulation.