Subject: File No. 4-606
From: joseph p williams , jr
Affiliation: president, williams financial services, inc and branch manager for raymond james financial

August 18, 2010

regarding financial standards - it is my opinion that anyone who provides financial advise to the public shoud be licensed the same and have the same requireements for how we work.

whether some

i am equally concerned that those providing advise in newspapers, tv and radio have the same licenses and be held to the same standards.