From: Todd J. Miller
Sent: July 12, 2007
To: rule-comments@sec.gov
Subject: File No. 4-538


To whom it may concern,

It is my strong belief that if 12b-1 fees were eliminated most small account will be left with no service and I would argue they probably need there advisors the most. The fees are needed to give ongoing service to all accounts and you would have a lot more clients that would be subject to the sale and run advisor-no followup service.
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Todd J. Miller
Financial Advisor

Ameriprise Financial Services, Inc.
Suite 102 | 4900 South Minnesota Avenue | Sioux Falls, SD 57108