Subject: File No. 3-20537
From: Anonymous

February 13, 2022

To whom it may concern:

Thank you for your hard work, I feel so lucky and so happy to see the light of refunding after the two-year worry.

By the way, I am afraid I have two small points about the proposed plan.

1, could you help to up the initial refund percentage from 'at least 50%' to 'at least 80%', because I am waiting for this money to feed my family, especially during the covid-19 hard time.

2, will there be a system to double-check the real identity of the payee to prevent false declaration?

Thanks for your precious time and have a good day.