Subject: File No. 265-28
From: Don Asher, RPh
Affiliation: Pharmacist

May 6, 2016

Upon Reading Christine Bentz (sp) article in Morningstar referencing the charges made to our various investment accounts..she is right on. Why should consumers have to dig to find out just how much they are being charged by Mutual Funds or investment vehicles, etc. That should be a line item and the analogy to a grocery store list is spot on Let's get this done so investors can make good sound decisions concerning their investment portfolios.