Subject: File No. 10-222
From: Lynn G. Murray
Affiliation: Owner/Operator Small Company

December 29, 2015

Investors Exchange will open the door to free trade by limiting the short selling, algorithmic traders that take advantage of those less technologically advanced thereby granting everyone trading, for whatever purpose, the ability to manage their funds without so much turmoil and instability in the market.
There is in excess of 11 Trillion U.S. dollars in retirement funding. There is serious reason to suspect someone, somehow, will take advantage of that large amount and attempt to misappropriate such important funding. There are many millions of people depending on this money and we need to procure safe measures to insure it's availability to those that have earned it Not those that want to obtain these funds by unscrupulous means, primarily, algorithmic trading and short selling.
This applies to all traders, not just retirees.