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end
EX-31.1
3
exhibit311.htm
CEO CERTIFICATION PURSUANT TO RULE 13A-14(A)/15D-14(A)
exhibit311.htm
Exhibit 31.1
I, William C. Enloe, certify that:
1.
|
I have reviewed this quarterly report on Form 10-Q of Trinity Capital Corporation;
|
2.
|
Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;
|
3.
|
Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;
|
4.
|
The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-145(e)and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:
|
a)
|
Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;
|
b)
|
Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purpose in accordance with generally accepted accounting principles;
|
c)
|
Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures as of the end of the period covered by this report based on such evaluation; and
|
d)
|
Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting, and;
|
5.
|
The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of registrant’s board of directors (or persons performing the equivalent function):
|
a)
|
All significant deficiencies and material weaknesses in the design or operation of internal controls over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize, and report financial information; and
|
b)
|
Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.
|
Date:
|
November 9, 2011
|
/s/ William C. Enloe
|
|
|
William C. Enloe
|
|
|
President and Chief Executive Officer
|
EX-31.2
4
exhibit312.htm
CFO CERTIFICATION PURSUANT TO RULE 13A-14(A)/15D-14(A)
exhibit312.htm
Exhibit 31.2
I, Daniel R. Bartholomew, certify that:
1.
|
I have reviewed this quarterly report on Form 10-Q of Trinity Capital Corporation;
|
2.
|
Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;
|
3.
|
Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;
|
4.
|
The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-145(e)and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:
|
a)
|
Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;
|
b)
|
Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purpose in accordance with generally accepted accounting principles;
|
c)
|
Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures as of the end of the period covered by this report based on such evaluation; and
|
d)
|
Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting, and;
|
5.
|
The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of registrant’s board of directors (or persons performing the equivalent function):
|
a)
|
All significant deficiencies and material weaknesses in the design or operation of internal controls over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize, and report financial information; and
|
b)
|
Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.
|
Date:
|
November 9, 2011
|
/s/ Daniel R. Bartholomew
|
|
|
Daniel R. Bartholomew
|
|
|
Chief Financial Officer
|
EX-32.1
5
exhibit321.htm
CEO CERTIFICATION PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002
exhibit321.htm
Exhibit 32.1
CERTIFICATION OF CEO PURSUANT TO
18 U.S.C. SECTION 1350,
AS ADOPTED PURSUANT TO
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002
In connection with the Quarterly Report on Form 10-Q of Trinity Capital Corporation, a New Mexico corporation (“Trinity”), for the period ended September 30, 2011 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), William C. Enloe, as President and Chief Executive Officer of Trinity, hereby certifies, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that to the best of my knowledge:
|
(1)
|
The Report fully complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 1934; and
|
|
(2)
|
The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of Trinity.
|
/s/ William C. Enloe
|
|
William C. Enloe
|
President and Chief Executive Officer
|
November 9, 2011
|
EX-32.2
6
exhibit322.htm
CFO CERTIFICATION PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002
exhibit322.htm
Exhibit 32.2
CERTIFICATION OF CEO PURSUANT TO
18 U.S.C. SECTION 1350,
AS ADOPTED PURSUANT TO
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002
In connection with the Quarterly Report on Form 10-Q of Trinity Capital Corporation, a New Mexico corporation (“Trinity”), for the period ended September 30, 2011 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), Daniel R. Bartholomew, as Chief Financial Officer of Trinity, hereby certifies, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that to the best of my knowledge:
|
(1)
|
The Report fully complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 1934; and
|
|
(2)
|
The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of Trinity.
|
/s/ Daniel R. Bartholomew
|
|
Daniel R. Bartholomew
|
Chief Financial Officer
|
November 9, 2011
|
EX-101.INS
7
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<div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><a name="note12"><font style="display: inline; font-weight: bold;">Note</font><font style="display: inline; font-weight: bold;">12. Commitments, Contingencies and Off-Balance Sheet Activities</font></a></font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="display: inline; font-style: italic;">Credit-related financial instruments:</font> The Company is a party to credit-related commitments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers.  These credit-related commitments include commitments to extend credit, standby letters of credit and commercial letters of credit.  Such credit-related commitments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the consolidated balance sheets.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The Company's exposure to credit loss is represented by the contractual amount of these credit-related commitments.  The Company follows the same credit policies in making credit-related commitments as it does for on-balance-sheet instruments.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">At September 30, 2011 and December 31, 2010, the following credit-related commitments were outstanding:</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Contract Amount</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">September 30, 2011</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">December 31, 2010</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="76%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Unfunded commitments under lines of credit</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">154,259</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">164,850</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="76%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial and standby letters of credit</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">14,401</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">14,051</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require a payment of a fee.  The commitments for equity lines of credit may expire without being drawn upon.  Therefore, the total commitment amounts do not necessarily represent future cash requirements.  The amount of collateral obtained, if deemed necessary by the Bank, is based on management's credit evaluation of the customer.  Unfunded commitments under commercial lines of credit, revolving credit lines and overdraft protection agreements are commitments for possible future extensions of credit to existing customers.  Overdraft protection agreements are uncollateralized, but most other unfunded commitments have collateral.  These unfunded lines of credit usually do not contain a specified maturity date and may not necessarily be drawn upon to the total extent to which the Bank is committed.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Commercial and standby letters of credit are conditional credit-related commitments issued by the Bank to guarantee the performance of a customer to a third party.  Those letters of credit are primarily issued to support public and private borrowing arrangements.  Essentially all letters of credit issued have expiration dates within one year.  The credit risk involved in issuing letters of credit is the same as that involved in extending loans to customers.  The Bank generally holds collateral supporting those credit-related commitments, if deemed necessary.  In the event the customer does not perform in accordance with the terms of the agreement with the third party, the Bank would be required to fund the credit-related commitment.  The maximum potential amount of future payments the Bank could be required to make is represented by the contractual amount shown in the summary above.  If the credit-related commitment is funded, the Bank would be entitled to seek recovery from the customer.  At September 30, 2011 and December 31, 2010, no amounts have been recorded as liabilities for the Company's potential obligations under these credit-related commitments.  The fair value of these credit-related commitments is approximately equal to the fees collected when granting these letters of credit.  These fees collected were $23 thousand as of September 30, 2011 and $13 thousand December 31, 2010, respectively, and are included in “other liabilities” on the Company's balance sheet.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="display: inline; font-style: italic;">Concentrations of credit risk: </font>The majority of the loans, commitments to extend credit, and standby letters of credit have been granted to customers in Los Alamos, Santa Fe and surrounding communities.  Although the Bank has a diversified loan portfolio, a substantial portion of its loans are made to businesses and individuals associated with, or employed by, Los Alamos National Laboratory (the “Laboratory”).  The ability of such borrowers to honor their contracts is predominately dependent upon the continued operation and funding of the Laboratory.  Investments in securities issued by state and political subdivisions involve governmental entities within the state of New Mexico.  The distribution of commitments to extend credit approximates the distribution of loans outstanding. Standby letters of credit are granted primarily to commercial borrowers.</font></div></div>
20000000
20000000
6856800
6856800
6449726
6449726
6836000
6836000
<div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Note 2. Comprehensive Income</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Comprehensive income includes net income (loss), as well as the change in net unrealized gain (loss) on investment securities available for sale, net of tax.  Comprehensive income is presented in the following table:</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Three Months Ended September 30,</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Nine Months Ended September 30,</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2011</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2010</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2011</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2010</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="14" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(Unaudited; in thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Net income (loss)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,716</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,450</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,571</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(708</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="white"><td align="left" colspan="16" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Securities available for sale:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Net unrealized (losses) gains arising during the period</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(736</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">494</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(192</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">810</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 36pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Related income tax benefit (expense)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">152</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(173</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">20</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(221</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Net securities gains reclassified into earnings</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(861</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(1,057</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(47</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 36pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Related income tax benefit</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">426</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">432</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(4</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 45pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Net effect on other comprehensive income (loss) for the period</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(1,019</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">321</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(797</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">538</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Comprehensive income (loss)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">697</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,771</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,774</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(170</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr></table></div></div>
6980000
5587000
1277131000
1358345000
1138376000
1248454000
138755000
109891000
2264000
2283000
<div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Note 15. Derivative Financial Instruments</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">In the normal course of business, the Bank uses a variety of financial instruments to service the financial needs of customers and to reduce its exposure to fluctuations in interest rates.  Derivative instruments that the Bank uses as part of its interest rate risk management strategy include mandatory forward delivery commitments and rate lock commitments.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">As a result of using over-the-counter derivative instruments, the Bank has potential exposure to credit loss in the event of nonperformance by the counterparties.  The Bank manages this credit risk by selecting only well established, financially strong counterparties, spreading the credit risk amongst many such counterparties and by placing contractual limits on the amount of unsecured credit risk from any single counterparty.  The Bank's exposure to credit risk in the event of default by a counterparty is the current cost of replacing the contracts net of any available margins retained by the Bank.  However, if the borrower defaults on the commitment, the Bank requires the borrower to cover these costs.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The Company's derivative instruments outstanding at September 30, 2011 include commitments to fund loans held for sale.  The interest rate lock commitment was valued at fair market value at inception.  The rate locks will continue to be adjusted for changes in value resulting from changes in market interest rates.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The Company originates single-family residential loans for sale pursuant to programs with the Federal National Mortgage Association (“FNMA”).  At the time the interest rate is locked in by the borrower, the Bank concurrently enters into a forward loan sale agreement with respect to the sale of such loan at a set price in an effort to manage the interest rate risk inherent in the locked loan commitment.  Any change in the fair value of the loan commitment after the borrower locks in the interest rate is substantially offset by the corresponding change in the fair value of the forward loan sale agreement related to such loan.  The period from the time the borrower locks in the interest rate to the time the Bank funds the loan and sells it to FNMA is generally 60 days.  The fair value of each instrument will rise or fall in response to changes in market interest rates subsequent to the dates the interest rate locks and forward loan sale agreements are entered into.  In the event that interest rates rise after the Bank enters into an interest rate lock, the fair value of the loan commitment will decline.  However, the fair value of the forward loan sale agreement related to such loan commitment should increase by substantially the same amount, effectively eliminating the Company's interest rate and price risk.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">At September 30, 2011, the Company had notional amounts of $14.8 million in contracts with customers and $35.8 million in contracts with FNMA for interest rate lock commitments outstanding related to loans being originated for sale.  The related fair values of these commitments were an asset of $383 thousand and a liability of $180 thousand as of September 30, 2011.  At December 31, 2010, the Company had notional amounts of $8.1 million in contracts with customers and $33.2 million in contracts with FNMA for interest rate lock commitments outstanding related to loans being originated for sale.  The related fair values of these commitments were an asset of $567 thousand and a liability of $25 thousand as of December 31, 2010.  For the three months ending September 30, 2011 and 2010, income and expenses relating to the valuation of these derivative instruments totaled $48 thousand and $372 thousand in income, respectively.  For the nine months ended September 30, 2011 and 2010, income and expenses relating to the valuation of these derivative instruments totaled $339 thousand in expense and $422 thousand in income, respectively.  These amounts are included under “Other” in “Other expenses” on the consolidated statements of operations.</font></div></div>
0.19
0.45
0.46
-0.36
58000
109000
643675
628914
-6759000
-6132000
20322000
110000
0
9000
1868000
1692000
8712000
238000
57000
546000
36868000
89316000
3050000
4313000
9652000
13996000
2046000
3281000
6599000
10849000
189000
253000
592000
634000
64000
18000
168000
251000
12449000
14277000
35924000
25373000
48000
0
55000
0
38000
74000
172000
254000
268000
285000
832000
882000
636000
747000
1774000
2156000
21000
21000
61000
62000
5426000
6736000
<div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Note 5. Investment Securities</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Amortized cost and fair values of investment securities are summarized as follows:</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">AVAILABLE FOR SALE</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Amortized Cost</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Gross Unrealized Gains</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Gross Unrealized Losses</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Fair Value</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="14" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">September 30, 2011</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">U.S. Government sponsored agencies</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">59,097</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">283</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(46</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">59,334</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">States and political subdivisions</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,971</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">83</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,054</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Residential mortgage-backed securities</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">71,218</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">356</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(840</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">70,734</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Totals</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">136,286</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">722</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(886</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">136,122</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">December 31, 2010</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">U.S. Government sponsored agencies</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">42,551</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">184</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">42,735</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">States and political subdivisions</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">20,263</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">402</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(81</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">20,584</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Residential mortgage-backed securities</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">98,692</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,194</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(614</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">99,272</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Totals</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">161,506</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,780</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(695</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">162,591</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">HELD TO MATURITY</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Amortized Cost</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Gross Unrealized Gains</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Gross Unrealized Losses</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Fair Value</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="14" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">September 30, 2011</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">States and political subdivisions</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">10,863</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,194</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(196</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">11,861</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Totals</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">10,863</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,194</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(196</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">11,861</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">December 31, 2010</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">States and political subdivisions</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">11,107</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">91</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(247</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">10,951</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Totals</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">11,107</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">91</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(247</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">10,951</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div><div align="left"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">OTHER INVESTMENTS</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Amortized Cost</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Gross Unrealized Gains</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Gross Unrealized Losses</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Fair Value</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="14" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">September 30, 2011</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Non-marketable equity securities (including FRB and FHLB stock)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,876</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,876</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Investment in unconsolidated trusts</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,116</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,116</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Totals</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">8,992</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">8,992</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">December 31, 2010</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Non-marketable equity securities (including FRB and FHLB stock)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">8,219</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">8,219</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Investment in unconsolidated trusts</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,116</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,116</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Totals</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">9,335</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">9,335</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Realized net gains on sale of securities available for sale are summarized as follows:</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Three Months Ended September 30,</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Nine Months Ended September 30,</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2011</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2010</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2011</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2010</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="7" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Gross realized gains</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">862</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,064</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">47</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Gross realized losses</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(1</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(7</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Net gains</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">861</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,057</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">47</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">A summary of unrealized loss information for investment securities, categorized by security type, at September 30, 2011 and December 31, 2010, is as follows:</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Less than 12 Months</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">12 Months or Longer</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">AVAILABLE FOR SALE</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Fair Value</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Unrealized Losses</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Fair Value</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Unrealized Losses</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Fair Value</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Unrealized Losses</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="22" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">September 30, 2011</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">U.S. Government sponsored agencies</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">15,956</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(46</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">15,956</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(46</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Residential mortgage-backed securities</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">35,853</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(736</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,677</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(104</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">43,530</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(840</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Totals</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">51,809</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(782</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,677</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(104</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">59,486</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(886</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">December 31, 2010</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">States and political subdivisions</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$ </font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,682</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$ </font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(81</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$ </font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$ </font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$ </font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,682</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$ </font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(81</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Residential mortgage-backed securities</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">38,796</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(614</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">38,796</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(614</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Totals</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">42,478</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(695</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">42,478</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(695</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Less than 12 Months</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">12 Months or Longer</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">HELD TO MATURITY</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Fair Value</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Unrealized Losses</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Fair Value</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Unrealized Losses</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Fair Value</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Unrealized Losses</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="22" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">September 30, 2011</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">States and political subdivisions</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,222</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(196</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,222</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(196</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Totals</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,222</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(196</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,222</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(196</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">December 31, 2010</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">States and political subdivisions</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,089</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(247</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,089</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(247</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Totals</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,089</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(247</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,089</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(247</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">At September 30, 2011, $61.8 million in amortized cost of debt securities (representing a total of 50 different securities) had unrealized losses with aggregate depreciation of 1.8% of the Company's amortized cost basis.  Of these securities, $9.2 million (representing 15 securities) had a continuous unrealized loss position for twelve months or longer with an aggregate depreciation of 3.3%.  The unrealized losses relate principally to the general change in interest rates and illiquidity, and not credit quality, that has occurred since the securities purchase dates, and such unrecognized losses or gains will continue to vary with general interest rate level fluctuations in the future.  As management does not intend to sell the securities, and it is unlikely that the Company will be required to sell the securities before their anticipated recovery, no declines are deemed to be other-than-temporary.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The amortized cost and fair value of investment securities, as of September 30, 2011, by contractual maturity are shown below.  Maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without penalties.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" width="28%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom" width="22%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Available for Sale</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom" width="22%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Held to Maturity</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom" width="22%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Other Investments</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom" width="28%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Amortized Cost</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Fair Value</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Amortized Cost</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Fair Value</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Amortized Cost</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Fair Value</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom" width="28%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="22" valign="bottom" width="70%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">One year or less</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,265</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,290</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">150</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">150</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">One to five years</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">63,759</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">64,034</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Five to ten years</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">13,808</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">13,772</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,222</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,026</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Over ten years</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">51,454</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">51,026</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">9,641</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">10,835</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,116</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,116</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Equity investments with no stated maturity</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,726</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,726</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">136,286</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">136,122</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">10,863</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">11,861</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">8,992</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">8,992</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Securities with carrying amounts of $21.7 million and $36.9 million at September 30, 2011 and December 31, 2010, respectively, were pledged as collateral on public deposits and for other purposes as required or permitted by law.</font></div></div>
5636000
5152000
16594000
15321000
<div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Note 10. Long-term Capital Lease Obligations</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The Company is leasing land in Santa Fe and built a Bank office on the site.  In July of 2009, Trinity sold the improvements to the Bank and entered into a sublease with the Bank.  The construction of the office was completed in October of 2009, and the new office opened on October 19, 2009.  The ground lease has an 8-year term, expiring in 2014, and contains an option to purchase the land for a price certain at the termination of the initial term of the lease.  The ground lease is classified as a capital lease.  The Company also holds a note and mortgage on this land, and the interest payments received on the note are approximately equal to the payments made on the lease.  The principal due on the note at maturity (simultaneous with the lease maturity) will largely offset the option purchase price.  Lease expense for each of the three-month periods ended September 30, 2011 and 2010 were $46 thousand.  Lease expense for each of the nine-month periods ended September 30, 2011 and 2010 were $139 thousand.</font></div></div>
1357670000
1441987000
1482833000
1565442000
21036000
25080000
15788000
17963000
47561000
51873000
22300000
32300000
136122000
162591000
10863000
11107000
377000
306000
1145000
1037000
-84826000
-73156000
24509000
18587000
28625000
13821000
-16695000
-22801000
-1145000
-20512000
-64519000
-47742000
1716000
3450000
4571000
-708000
1187000
2918000
2958000
-2297000
-31692000
-40748000
13749000
14777000
40803000
41231000
27177000
28722000
1158484000
1161216000
256000
638000
1765000
2470000
1013000
1089000
2898000
3094000
724000
16000
2505000
1335000
153000
164000
510000
486000
92000
102000
598000
311000
4265000
4328000
11423000
10848000
489000
442000
1450000
1253000
1057000
1762000
650000
659000
1982000
1959000
861000
0
1057000
47000
600000
1590000
2339000
3068000
457000
99000
832000
759000
2433000
2229000
174000
198000
386000
309000
408000
372000
1220000
1213000
783000
896000
2433000
2222000
16799000
19090000
50455000
55227000
<div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Note 1. Basis of Presentation</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The accompanying unaudited consolidated financial statements include the consolidated balances and results of operations of Trinity Capital Corporation (“Trinity”) and its wholly owned subsidiaries: Los Alamos National Bank (the “Bank”), Title Guaranty & Insurance Company (“Title Guaranty”), TCC Advisors Corporation (“TCC Advisors”) and TCC Funds, collectively referred to as the “Company.”  Trinity Capital Trust I (“Trust I”), Trinity Capital Trust III (“Trust III”), Trinity Capital Trust IV (“Trust IV”) and Trinity Capital Trust V (“Trust V”), collectively referred to as the “Trusts,” are trust subsidiaries of Trinity but are not consolidated in these financial statements (see consolidation accounting policy below).  The Bank holds a 24% interest in Cottonwood Technology Group, LLC (“Cottonwood”).  Cottonwood is owned by the Bank, the Los Alamos Commerce & Development Corporation and an individual not otherwise associated with Trinity or the Bank.  Cottonwood completed the initial close on a pre-seed and seed-stage investment fund in October 2009 and is focused on assisting new technologies, primarily those developed at New Mexico's research and educational institutions, reaching the market by providing management advice and capital consulting.  The Bank's full capital investment of $150 thousand was made in July 2009 and is reflected in these consolidated financial statements.  In October 2008, the Bank purchased the assets of Allocca & Brunett, Inc., an investment advisory company in Santa Fe, New Mexico.  In 2009, the Bank created Finance New Mexico Investment Fund IV, LLC (“FNM Investment Fund IV”) and is the only member. FNM Investment Fund IV was created to acquire a 99.99% interest in FNM Investor Series IV, LLC (“FNM Investor Series IV”), 0.01% interest in which is held by Finance New Mexico, a governmental instrumentality.  These entities were both created to enable the funding of loans to, and investments in, a New Market Tax Credit project.  The initial value of these tax credits was $1.9 million.  As of September 30, 2011 and December 31, 2010, the unamortized amount of the new market tax credit was $1.3 million and $1.5 million, respectively, and is included in “other investments” on the consolidated balance sheet.  The initial amount of the loan was $5.2 million.  As of September 30, 2011 and December 31, 2010, the current outstanding loan amount was $5.2 million and is included in “loans, net” on the consolidated balance sheet.  In April 2010, the Bank activated TCC Advisors as a business unit operating one of the Bank's foreclosed properties, Santa Fe Equestrian Center, in Santa Fe, New Mexico.  The size of the initial investment was $322 thousand.  As of September 30, 2011, the total investment was $574 thousand and is included in “other investments” on the consolidated balance sheet.  In September of 2010, the Bank joined Southwest Medical Technologies, LLC (“SWMT”) as a 20% member.  Participation in this entity is part of the Bank's venture capital investments.  This entity is owned by the Bank (20%), Southwest Medical Ventures, Inc. (60%), and New Mexico Co-Investment Fund II, L.P. (20%).  SWMT is focused on assisting new medical and life science technologies identify investment and financing opportunities.  The Bank's total capital investment is expected to be $250 thousand.  As of September 30, 2011, the investment in SWMT was $181 thousand and is included in “other investments” on the consolidated balance sheet. </font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The business activities of the Company consist solely of the operations of its wholly owned subsidiaries.  All significant inter-company balances and transactions have been eliminated in consolidation.  In the opinion of management, all adjustments (consisting only of normal recurring adjustments) necessary for a fair presentation of the consolidated financial position, results of operations and cash flows for the interim periods have been made.  The results of operations for the three and nine months ended September 30, 2011, are not necessarily indicative of the results to be expected for the entire fiscal year.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The unaudited consolidated interim financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America and industry practice.  Certain information in footnote disclosures normally included in financial statements prepared in accordance with accounting principles generally accepted in the United States of America and industry practice has been condensed or omitted pursuant to rules and regulations of the Securities and Exchange Commission.  These financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company's December 31, 2010 audited financial statements in its Form 10-K, filed with the SEC on March 10, 2011.</font><br /></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The consolidated financial statements include the accounts of the Company.  The accounting and reporting policies of the Company conform to generally accepted accounting principles (“GAAP”) in the United States of America and general practices within the financial services industry.  In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and revenues and expenses for the year.  Actual results could differ from those estimates.  Areas involving the use of management's estimates and assumptions, and which are more susceptible to change in the near term, include the allowance for loan losses, valuation of other real estate owned, valuation of deferred tax assets and initial recording and subsequent valuation for impairment of mortgage servicing rights.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Certain items have been reclassified from prior period presentations in conformity with the current classification.  These reclassifications did not result in any changes to previously reported net income (loss) or stockholders' equity.</font></div></div>
-797000
538000
6732000
5990000
1279000
0
14898000
21860000
0
1739000
2460000
970000
-89116000
-135106000
1000000
1000000
35539
35539
1777
1777
35539
35539
1777
1777
529000
532000
1613000
1589000
0
134000
75469000
101830000
245000
248000
470000
171000
20507000
3422000
94525000
128261000
1380000
13497000
29258000
30264000
1300000
500000
4879000
15858000
70958000
119769000
1914000
0
577000
392000
1258000
932000
<div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Note 7. Other Real Estate Owned</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Other real estate owned consists of property acquired due to foreclosure on real estate loans. Total other real estate owned consisted of:</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">At September 30, 2011</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">At December 31, 2010</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="76%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Construction property</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,689</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">14,872</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="76%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Residential real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,011</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,427</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="76%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial real estate</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,198</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,561</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="76%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">14,898</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">21,860</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div></div>
<div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Note 6. Loans</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Loans consisted of:</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">At September 30, 2011</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">At December 31, 2010</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="76%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">143,715</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">149,987</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="76%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">439,111</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">425,172</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="76%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Residential real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">390,504</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">400,713</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="76%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Construction real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">155,812</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">164,721</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="76%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Installment and other</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">58,821</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">51,632</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="76%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total loans</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,187,963</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,192,225</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="76%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Unearned income</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(2,302</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(2,287</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="76%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Gross loans</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,185,661</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,189,938</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="76%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Allowance for loan losses</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(27,177</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(28,722</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="76%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Net loans</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,158,484</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,161,216</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="display: inline; font-style: italic;">Loan Origination/Risk Management.</font> The Company has certain lending policies and procedures in place that are designed to maximize loan income within an acceptable level of risk.  Management and the board of directors reviews and approves these policies and procedures on a regular basis.  A reporting system supplements the review process by providing management with frequent reports related to loan production, loan quality, concentrations of credit, loan delinquencies and non-performing and potential problem loans.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Commercial loans are underwritten after evaluating and understanding the borrower's ability to operate profitably and prudently expand its business.  Underwriting standards are designed to promote relationship banking rather than transactional banking.  Once it is determined that the borrower's management possesses sound ethics and solid business acumen, the Company's management examines current and projected cash flows to determine the ability of the borrower to repay their obligations as agreed.  Commercial loans are primarily made based on the identified cash flows of the borrower and secondarily on the underlying collateral provided by the borrower.  The cash flows of borrowers, however, may not be as expected and the collateral securing these loans may fluctuate in value.  Most commercial and industrial loans are secured by the assets being financed or other business assets such as accounts receivable or inventory and may incorporate a personal guarantee; however, some short-term loans may be made on an unsecured basis.  In the case of loans secured by accounts receivable, the availability of funds for the repayment of these loans may be substantially dependent on the ability of the borrower to collect amounts due from its customers.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Commercial real estate loans are subject to underwriting standards and processes similar to commercial non-real estate loans, in addition to those of other real estate loans.  These loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate.  Commercial real estate lending typically involves higher loan principal amounts and the repayment of these loans is generally largely dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan.  Commercial real estate loans may be more adversely affected by conditions in the real estate markets or in the general economy.  The properties securing the Company's commercial real estate portfolio are geographically concentrated in the markets in which the Company operates.  Management monitors and evaluates commercial real estate loans based on collateral, location and risk grade criteria.  The Company also utilizes third-party sources to provide insight and guidance about economic conditions and trends affecting market areas it serves.  In addition, management tracks the level of owner-occupied commercial real estate loans versus non-owner occupied loans.  At September 30, 2011 and December 31, 2010, approximately 28.0% and 29.3%, respectively, of the outstanding principal balance of the Company's commercial real estate loans were secured by owner-occupied properties.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">With respect to loans to developers and builders that are secured by non-owner occupied properties that the Company may originate from time to time, the Company generally requires the borrower to have had an existing relationship with the Company and have a proven record of success.  Construction loans are underwritten utilizing feasibility studies, independent appraisal reviews, sensitivity analysis of absorption and lease rates and financial analysis of the developers and property owners.  Construction loans are generally based upon estimates of costs and value associated with the complete project.  These estimates may be inaccurate.  Construction loans often involve the disbursement of substantial funds with repayment substantially dependent on the success of the ultimate project.  Sources of repayment for these types of loans may be pre-committed permanent loans from approved long-term lenders, sales of developed property or an interim loan commitment from the Company until permanent financing is obtained.  These loans are closely monitored by on-site inspections and are considered to have higher risks than other real estate loans due to their ultimate repayment being sensitive to interest rate changes, governmental regulation of real property, general economic conditions and the availability of long-term financing.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The Company originates consumer loans utilizing a credit scoring analysis to supplement the underwriting process.  To monitor and manage consumer loan risk, policies and procedures are developed and modified, as needed, jointly by line and staff personnel.  This activity, coupled with relatively small loan amounts that are spread across many individual borrowers, minimizes risk.  Additionally, trend and outlook reports are reviewed by management on a regular basis.  Underwriting standards for residential real estate and home equity loans are heavily influenced by statutory requirements, which include, but are not limited to, maximum loan-to-value levels, debt-to-income levels, collection remedies, the number of such loans a borrower can have at one time and documentation requirements.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The Company maintains an independent loan review department that reviews and validates the credit risk program on a periodic basis.  Results of these reviews are presented to management.  The loan review process complements and reinforces the risk identification and assessment decisions made by lenders and credit personnel, as well as the Company's policies and procedures.  In addition, the Company utilizes a third-party to periodically review loans to supplement the Company's internal review process.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="display: inline; font-weight: bold; font-style: italic;">Non-performing Loans. </font>Non-performing loans include (i) loans accounted for on a non-accrual basis and (ii) accruing loans contractually past due 90 days or more as to interest and principal.  Management reviews the loan portfolio for problem loans on an ongoing basis.  During the ordinary course of business, management may become aware of borrowers who may not be able to meet the contractual requirements of loan agreements.  Such loans are placed under close supervision with consideration given to placing the loan on a non-accrual status, increasing the allowance for loan losses, and (if appropriate) partial or full charge-off.  After a loan is placed on non-accrual status, any interest previously accrued, but not yet collected, is reversed against current income.  When payments are received on non-accrual loans, such payments will be applied to principal and any interest portion included in the payments are not included in income, but rather are applied to the principal balance of the loan.  Loans will not be placed back on accrual status unless all back interest and principal payments are made.  Our policy is to place loans 90 days past due on non-accrual status.  An exception is made when management believes a loan is well secured and in the process of collection.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">There were no changes made in the Bank's credit policy during the third quarter of 2011.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The following table presents the contractual aging of the recorded investment in current and past due loans by class of loans as of September 30, 2011 and December 31, 2010, including non-performing loans:</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Current</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">30-59 Days</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Past Due</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">60-89 Days</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Past Due</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Loans past due 90</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">days or more</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Past Due</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">September 30, 2011:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="22" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">141,287</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,428</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,428</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">143,715</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">417,642</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">21,469</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">21,469</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">439,111</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Residential real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">377,828</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,251</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">16</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">10,409</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">12,676</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">390,504</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Construction real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">136,658</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,528</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">269</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">17,357</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">19,154</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">155,812</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Installment and other</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">55,328</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">252</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">62</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,179</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,493</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">58,821</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total loans</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,128,743</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,031</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">347</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">54,842</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">59,220</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,187,963</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Nonperforming loan classification</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,558</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">491</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">16</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">54,842</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">55,349</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">58,907</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" colspan="24" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">December 31, 2010:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">146,875</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">759</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">83</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,270</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,112</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">149,987</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">405,393</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">808</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">18,971</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">19,779</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">425,172</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Residential real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">388,898</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,422</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,038</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">8,355</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">11,815</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">400,713</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Construction real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">141,126</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">717</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">9,628</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">13,250</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">23,595</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">164,721</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Installment and other</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">47,974</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">156</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">38</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,464</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,658</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">51,632</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total loans</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,130,266</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,862</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">10,787</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">46,310</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">61,959</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,192,225</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Nonperforming loan classification</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,772</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">600</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,286</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">46,310</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">48,196</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">49,968</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The following table presents the recorded investment in nonaccrual loans and loans past due ninety days or more and still accruing by class of loans as of September 30, 2011 and December 31, 2010:</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">September 30, 2011</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">December 31, 2010</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Nonaccrual</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Loans past due 90 days or more and still accruing interest</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Nonaccrual</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Loans past due 90 days or more and still accruing interest</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="14" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,497</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,598</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">22,434</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">19,419</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Residential real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">12,231</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">10,951</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Construction real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">18,278</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">13,908</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Installment and other</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,467</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,092</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">58,907</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">49,968</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The Company utilizes an internal asset classification system as a means of reporting problem and potential problem loans.  Under the Company's risk rating system, the Company classifies problem and potential problem loans as “Special Mention,” “Substandard,” and “Doubtful”.  Substandard loans include those characterized by the distinct possibility that the Company will sustain some loss if credit deficiencies are not corrected.  Loans classified as Doubtful have all the weaknesses inherent in those classified Substandard with the added characteristic that the weaknesses present make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable.  Loans that do not currently expose the Company to sufficient risk to warrant classification in one of the aforementioned categories, but possess weaknesses that deserve management's close attention are deemed to be Special Mention.  Risk ratings are updated any time the situation warrants.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass-rated loans.  Loans listed as not rated are included in groups of homogeneous loans with similar risk and loss characteristics.  The following tables present the risk category of loans by class of loans based on the most recent analysis performed and the contractual aging as of September 30, 2011 and December 31, 2010:</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Pass</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Special</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Mention</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Substandard</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Doubtful</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">September 30, 2011:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="18" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="40%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">138,226</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">276</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,213</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">143,715</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="40%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">398,767</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,399</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">37,945</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">439,111</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="40%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Residential real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">372,871</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">17,633</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">390,504</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="40%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Construction real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">122,772</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">11,126</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">21,914</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">155,812</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="40%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Installment and other</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">55,129</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,692</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">58,821</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="40%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,087,765</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">13,801</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">86,397</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,187,963</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="40%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" colspan="20" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">December 31, 2010:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="40%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">146,162</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">682</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,143</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">149,987</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="40%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">394,673</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">258</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">30,241</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">425,172</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="40%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Residential real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">387,636</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">151</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">12,926</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">400,713</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="40%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Construction real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">138,624</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">26,097</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">164,721</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="40%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Installment and other</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">48,404</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,228</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">51,632</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="40%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,115,499</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,091</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">75,635</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,192,225</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The following table shows all loans, including non-performing loans, by classification and aging, as of September 30, 2011 and December 31, 2010:</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Pass</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Special Mention</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Substandard</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Doubtful</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">September 30, 2011:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="18" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="40%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Current</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,083,770</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">13,515</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">31,458</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,128,743</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="40%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Past due 30-59 days</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,875</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">75</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">81</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,031</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="40%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Past due 60-89 days</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">120</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">211</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">16</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">347</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="40%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Past due 90 days or more</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">54,842</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">54,842</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="40%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,087,765</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">13,801</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">86,397</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,187,963</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="40%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="20" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">December 31, 2010:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="40%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Current</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,111,092</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,091</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">18,083</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,130,266</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="40%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Past due 30-59 days</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,903</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">959</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,862</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="40%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Past due 60-89 days</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">504</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">10,283</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">10,787</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="40%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Past due 90 days or more</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">46,310</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">46,310</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="40%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,115,499</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,091</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">75,635</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,192,225</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The following table presents loans individually evaluated for impairment by class of loans as of September 30, 2011 and December 31, 2010, showing the unpaid principal balance, the recorded investment of the loan (reflecting any loans with partial charge-offs), and the amount of allowance for loan losses specifically allocated for these impaired loans (if any):</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="11" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">September 30, 2011</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="10" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">December 31, 2010</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Unpaid Principal Balance</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Recorded Investment</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Allowance for Loan Losses Allocated</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Unpaid Principal Balance</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Recorded Investment</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Allowance for Loan Losses Allocated</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="22" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" colspan="24" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">With no related allowance recorded:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,821</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,428</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,484</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,606</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">22,514</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">22,123</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">24,442</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">23,901</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Residential real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">13,648</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">12,425</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">12,381</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">11,734</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Construction real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">19,702</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">18,278</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">19,124</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">15,918</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Installment and other</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,667</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,287</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,460</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,117</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" colspan="24" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">With an allowance recorded:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,908</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,819</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">57</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">479</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">479</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">15</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">673</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">603</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">58</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">380</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">380</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">45</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Residential real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">8,668</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">8,406</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">955</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,429</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,429</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">338</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Construction real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">234</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">234</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Installment and other</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,316</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">800</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">203</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">461</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">461</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">80</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 36pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">79,151</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">70,403</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,273</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">69,640</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">62,025</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">478</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The following table presents loans individually evaluated for impairment by class of loans for the periods shown ending September 30, 2011 and September 30, 2010, showing the average recorded investment and the interest income recognized:</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="15" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Three Months Ended</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="14" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Nine Months Ended</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="7" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">September 30, 2011</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="7" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">September 30, 2010</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="7" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">September 30, 2011</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">September 30, 2010</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Average Recorded Investment</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Interest</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Income Recognized</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Average Recorded Investment</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Interest</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Income Recognized</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Average Recorded Investment</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Interest</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Income Recognized</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Average Recorded Investment</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Interest</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Income Recognized</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="30" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" colspan="32" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">With no related allowance recorded:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="20%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,212</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">21</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,252</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,271</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,531</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">30</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,878</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,281</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="20%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">20,588</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">21,714</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">20,457</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">14</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">20,833</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="20%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Residential real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">13,153</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">8</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">10,418</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">15</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">13,625</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">23</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">12,713</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">73</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="20%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Construction real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">19,582</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">13,667</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">20,022</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">357</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">18,050</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="20%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Installment and other</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,146</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,574</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">13</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,075</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">13</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,217</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">21</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" colspan="32" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">With an allowance recorded:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="20%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,118</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">20</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">749</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,562</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">34</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,106</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">9</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="20%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">491</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">274</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">416</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">13</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">344</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="20%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Residential real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,613</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">64</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,538</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">44</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,804</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">134</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,779</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">95</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="20%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Construction real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">117</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">39</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="20%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Installment and other</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,052</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">475</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">8</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,033</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">16</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">841</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">13</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="20%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">69,072</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">125</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">57,661</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,354</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">67,564</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">635</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">63,761</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,503</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="display: inline; font-weight: bold; font-style: italic;">Allowance for Loan Losses: </font>The Company has established an internal policy to estimate the allowance for loan losses.  This policy is periodically reviewed by management and the board of directors.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The allowance for loan losses is that amount which, in management's judgment, is considered appropriate to provide for probable losses in the loan portfolio. In analyzing the adequacy of the allowance for loan losses, management uses a comprehensive loan grading system to determine risk potential in the portfolio, and considers the results of periodic internal and external loan reviews.  Historical loss experience factors and specific reserves for impaired loans, combined with other considerations, such as delinquency, non-accrual, trends on criticized and classified loans, economic conditions, concentrations of credit risk, and experience and abilities of lending personnel, are also considered in analyzing the adequacy of the allowance.  Management uses a systematic methodology, which is applied at least quarterly, to determine the amount of allowance for loan losses and the resultant provisions for loan losses it considers adequate to provide for probable loan losses.  In the event that different assumptions or conditions were to prevail, and depending upon the severity of such changes, the possibility of materially different financial condition or results of operations is a reasonable likelihood.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Three methods are used to evaluate the adequacy of the allowance for loan losses: (1) specific identification, based on management's assessment of loans in our portfolio and the probability that a charge-off will occur in the upcoming quarter; (2) losses probable in the loan portfolio besides those specifically identified, based upon a migration analysis of the percentage of loans currently performing that have probable losses; and (3) qualitative adjustments based on management's assessment of certain risks such as delinquency trends, watch-list and classified trends, changes in concentrations, economic trends, industry trends, non-accrual trends, exceptions and loan-to-value guidelines, management and staff changes and policy or procedure changes.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">While management uses the best information available to make its evaluation, future adjustments to the allowance may be necessary if there are significant changes in economic conditions.  In addition, as an integral part of their examination process regulatory agencies periodically review our allowance for loan losses and may require us to make additions to the allowance based on their evaluation of information available at the time of their examinations.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Activity in the allowance for loan losses was as follows:</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Commercial</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">real estate</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Residential</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">real estate</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Construction</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">real estate</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Installment</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">and other</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Unallocated</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="26" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" colspan="28" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Three Months Ended September 30, 2011:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Beginning balance</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,207</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,149</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,033</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,251</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,903</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">27,543</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Provision (benefit) for loan losses</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(414</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">839</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">788</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">97</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(11</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,300</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Charge-offs</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(488</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(303</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(702</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(438</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(60</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(1,991</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Recoveries</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">157</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">50</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">38</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">52</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">28</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">325</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Net charge-offs</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(331</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(253</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(664</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(386</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(32</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(1,666</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Ending balance</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,462</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,735</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,157</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,962</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,860</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">27,177</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" colspan="28" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"><font style="display: inline; font-weight: bold;">Three Months Ended September 30, 2010:</font></font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Beginning balance</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,570</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,586</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,136</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,941</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,255</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,170</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">29,658</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Provision (benefit) for loan losses</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(3,328</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,597</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,731</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,919</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">755</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(2,174</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">500</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Charge-offs</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(931</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(572</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(1,273</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(1,256</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(472</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(4,504</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Recoveries</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,041</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">106</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">43</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,190</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Net charge-offs</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,110</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(572</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(1,167</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(1,256</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(429</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(1,314</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Ending balance</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,352</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,611</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,700</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,604</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,581</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">996</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">28,844</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div style="display: block; text-indent: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Commercial</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">real estate</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Residential</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">real estate</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Construction</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">real estate</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Installment</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">and other</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Unallocated</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="26" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" colspan="28" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Nine Months Ended September 30, 2011:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Beginning balance</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,857</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,010</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,093</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,322</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,122</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">318</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">28,722</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Provision (benefit) for loan losses</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(199</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,352</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,699</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">220</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">124</font></div></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(317</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">) </font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,879</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Charge-offs</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(1,366</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(694</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(2,896</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(1,743</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(458</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(7,157</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Recoveries</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">170</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">67</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">261</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">163</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">72</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">733</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Net charge-offs</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(1,196</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(627</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(2,635</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(1,580</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(386</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(6,424</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Ending balance</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,462</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,735</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,157</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,962</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,860</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">27,177</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" colspan="28" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"><font style="display: inline; font-weight: bold;">Nine Months Ended September 30, 2010:</font></font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Beginning balance</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,371</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,316</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,100</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">8,637</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,080</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">24,504</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Provision (benefit) for loan losses</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">848</font></div></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,339</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,911</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,850</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,914</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">996</font></div></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">15,858</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Charge-offs</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(2,941</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(1,044</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(4,491</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(4,963</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(1,529</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(14,968</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Recoveries</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,074</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">180</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">80</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">116</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,450</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Net charge-offs</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">133</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(1,044</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(4,311</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(4,883</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(1,413</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(11,518</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Ending balance</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,352</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,611</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,700</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,604</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,581</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">996</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">28,844</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Allocation of the allowance for loan losses, disaggregated on the basis of the Company's impairment methodology, is as follows:</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Commercial</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">real estate</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Residential</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">real estate</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Construction</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">real estate</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Installment</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">and other</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Unallocated</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="26" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" colspan="4" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">September 30, 2011</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" colspan="28" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Period-end amount allocated to:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Loans individually evaluated for impairment</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">57</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">58</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">955</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">203</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,273</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Loans collectively evaluated for impairment</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,405</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,677</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,202</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,962</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,657</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">25,904</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 36pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Ending balance</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,462</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,735</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,157</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,962</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,860</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">27,177</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" colspan="8" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Loans:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Individually evaluated for impairment</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,247</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">22,726</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">20,831</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">18,512</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,087</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">70,403</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Collectively evaluated for impairment</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">139,468</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">416,385</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">369,673</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">137,300</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">54,734</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,117,560</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 36pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total ending loans balance</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">143,715</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">439,111</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">390,504</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">155,812</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">58,821</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,187,963</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Commercial</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">real estate</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Residential</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">real estate</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Construction</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">real estate</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Installment</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">and other</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Unallocated</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="26" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" colspan="4" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">December 31, 2010</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" colspan="28" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Period-end amount allocated to:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Loans individually evaluated for impairment</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">15</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">45</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">338</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">80</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">478</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Loans collectively evaluated for impairment</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,842</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,965</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,754</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,322</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,042</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">319</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">28,244</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 36pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Ending balance</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,857</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,010</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,092</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,322</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,122</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">319</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">28,722</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" colspan="8" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Loans:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Individually evaluated for impairment</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,085</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">24,281</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">15,163</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">15,918</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,578</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">62,025</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Collectively evaluated for impairment</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">146,902</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">400,891</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">385,550</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">148,803</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">48,054</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,130,200</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 36pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total ending loans balance</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">149,987</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">425,172</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">400,713</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">164,721</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">51,632</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,192,225</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Troubled debt restructures (“TDRs”) are defined as those loans where (1) the borrower is experiencing financial difficulties and (2) the restructuring includes a concession by the Bank to the borrower.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The following loans were restructured during the periods indicated:</font></div><div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="14" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Three Months Ended September 30, 2011</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Number of Contracts</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Pre-Modification Outstanding Recorded Investment</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Post-Modification Outstanding Recorded Investment</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Specific reserves allocated</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="14" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" colspan="16" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Troubled Debt Restructurings</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">104</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">35</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">119</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">50</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Residential real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,590</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,588</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">74</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Construction real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">234</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">234</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Installment and other</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">9</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">292</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">208</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">95</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 36pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">20</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,339</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,115</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">175</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="14" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Nine Months Ended September 30, 2011</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Number of Contracts</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Pre-Modification Outstanding Recorded Investment</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Post-Modification Outstanding Recorded Investment</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Specific reserves allocated</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="14" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" colspan="16" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Troubled Debt Restructurings</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">8</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,073</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,701</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">39</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">119</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">50</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Residential real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">18</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,848</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,729</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">394</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Construction real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">234</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">234</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Installment and other</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">12</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">736</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">460</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">129</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 36pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">41</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">8,010</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,174</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">568</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The following loans that were restructured during the previous twelve months subsequently defaulted during the periods indicated:</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="10" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Three Months Ended September 30, 2011</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Number of Contracts</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Recorded Investment</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Specific reserves allocated</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="10" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" colspan="12" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Troubled Debt Restructurings That Subsequently Defaulted</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="64%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">401</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="64%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="64%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Residential real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="64%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Construction real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="64%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Installment and other</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="64%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 36pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">401</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="10" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Nine Months Ended September 30, 2011</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Number of Contracts</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Recorded Investment</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Specific reserves allocated</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="10" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" colspan="12" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Troubled Debt Restructurings That Subsequently Defaulted</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="64%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">401</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="64%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="64%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Residential real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="64%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Construction real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="64%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Installment and other</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="64%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 36pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">401</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">As of September 30, 2011 and December 31, 2010, the Bank had no commitments to lend additional funds to debtors who also had restructured loans.</font></div><br /></div></div></div>
0
8000
84705000
83018000
251000
308000
556000
770000
6322000
7960000
10000000
1152000
810000
510000
13318000
13208000
39611000
36870000
1488000
1307000
11861000
10951000
1482833000
1565442000
<div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Note 16. Fair Value Measurements</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">ASC Topic 820 defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. A fair value measurement assumes that the transaction to sell the asset or transfer the liability occurs in the principal market for the asset or liability or, in the absence of a principal market, the most advantageous market for the asset or liability. The price in the principal (or most advantageous) market used to measure the fair value of the asset or liability shall not be adjusted for transaction costs. An orderly transaction is a transaction that assumes exposure to the market for a period prior to the measurement date to allow for marketing activities that are usual and customary for transactions involving such assets and liabilities; it is not a forced transaction. Market participants are buyers and sellers in the principal market that are (i) independent, (ii) knowledgeable, (iii) able to transact and (iv) willing to transact.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">ASC Topic 820 requires the use of valuation techniques that are consistent with the market approach, the income approach and/or the cost approach. The market approach uses prices and other relevant information generated by market transactions involving identical or comparable assets and liabilities. The income approach uses valuation techniques to convert expected future amounts, such as cash flows or earnings, to a single present value amount on a discounted basis. The cost approach is based on the amount that currently would be required to replace the service capacity of an asset (replacement cost). Valuation techniques should be consistently applied. Inputs to valuation techniques refer to the assumptions that market participants would use in pricing the asset or liability. Inputs may be observable, meaning those that reflect the assumptions market participants would use in pricing the asset or liability developed based on market data obtained from independent sources, or unobservable, meaning those that reflect the reporting entity's own assumptions about the assumptions market participants would use in pricing the asset or liability developed based on the best information available in the circumstances. In that regard, ASC Topic 820 establishes a fair value hierarchy for valuation inputs that gives the highest priority to quoted prices in active markets for identical assets or liabilities and the lowest priority to unobservable inputs. The fair value hierarchy is as follows:</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="top" width="2%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: symbol, serif;">·</font></div></td><td valign="middle" width="74%"><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.</font></div></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="top" width="2%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: symbol, serif;">·</font></div></td><td valign="middle" width="74%"><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data.</font></div></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="top" width="2%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: symbol, serif;">·</font></div></td><td valign="middle" width="74%"><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Level 3: Significant unobservable inputs that reflect a reporting entity's own assumptions about the assumptions that market participants would use in pricing an asset or liability.</font></div></td></tr></table></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 9pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">A description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">In general, fair value is based upon quoted market prices, where available. If such quoted market prices are not available, fair value is based upon internally developed models that primarily use observable market-based parameters as inputs. Valuation adjustments may be made to ensure that financial instruments are recorded at fair value. These adjustments may include amounts to reflect counterparty credit quality, the Company's creditworthiness, among other things, as well as unobservable parameters. Any such valuation adjustments are applied consistently over time. Our valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While management believes the Company's valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. Transfers between levels of the fair value hierarchy are recognized on the actual date of the event or circumstances that caused the transfer, which generally coincides with the Company's monthly and/or quarterly valuation process.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;"><font style="display: inline; text-decoration: underline;">Financial Instruments Recorded at Fair Value on a Recurring Basis</font></font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="display: inline; font-weight: bold; font-style: italic;">Securities Available for Sale.</font> The fair values of securities available for sale are determined by quoted prices in active markets, when available.  If quoted market prices are not available, the fair value is determined by a matrix pricing, which is a mathematical technique, widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities' relationship to other benchmark quoted securities and are classified as Level 2.  The fair values consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond's terms and conditions, among other factors.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="display: inline; font-weight: bold; font-style: italic;">Derivatives.</font> Derivative assets and liabilities represent interest rate contracts between the Company and loan customers, and between the Company and outside parties to whom we have made a commitment to sell residential mortgage loans at a set interest rate.  These are valued based upon the differential between the interest rates upon the inception of the contract and the current market interest rates for similar products and similar remaining commitment terms, and are classified as Level 2.  Changes in market value are recorded in current earnings. </font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The following table summarizes financial assets and financial liabilities measured at fair value on a recurring basis as of September 30, 2011 and December 31, 2010, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value (in thousands):</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">September 30, 2011</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Quoted Prices in Active Markets for Identical Assets (Level 1)</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Significant Other Observable Inputs (Level 2)</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Significant Unobservable Inputs (Level 3)</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="14" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" colspan="16" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Financial Assets:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" colspan="16" valign="bottom"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Investment securities available for sale:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 36pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">U.S. Government sponsored agencies</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">59,334</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">59,334</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 36pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">States and political subdivisions</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,054</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,054</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 36pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Residential mortgage-backed securities</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">70,734</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">70,734</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Interest rate lock commitments, mandatory forward delivery commitments and pair offs</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">383</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">383</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td valign="bottom" width="52%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" colspan="16" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Financial Liabilities:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Interest rate lock commitments, mandatory forward delivery commitments and pair offs</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">180</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">180</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td valign="bottom" width="52%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="16" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Off-balance-sheet instruments:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Loan commitments and standby letters of credit</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">23</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">23</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td valign="bottom" width="52%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">December 31, 2010</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" colspan="16" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Financial Assets:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="16" valign="bottom"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Investment securities available for sale:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 36pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">U.S. Government sponsored agencies</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">42,735</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">42,735</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 36pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">States and political subdivisions</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">20,584</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">20,584</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 36pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Residential mortgage-backed securities</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">99,272</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">99,272</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Interest rate lock commitments, mandatory forward delivery commitments and pair offs</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">567</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">567</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td valign="bottom" width="52%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="16" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Financial Liabilities:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Interest rate lock commitments, mandatory forward delivery commitments and pair offs</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">25</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">25</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td valign="bottom" width="52%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" colspan="16" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Off-balance-sheet instruments:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Loan commitments and standby letters of credit</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">13</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">13</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">There were no financial assets measured at fair value on a recurring basis for which the Company used significant unobservable inputs (Level 3) during the periods presented in these consolidated financial statements.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;"><font style="display: inline; text-decoration: underline;">Financial Instruments Recorded at Fair Value on a Nonrecurring Basis</font></font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The Company may be required, from time to time, to measure certain financial assets and financial liabilities at fair value on a nonrecurring basis in accordance with U.S. generally accepted accounting principles. These include assets that are measured at the lower of cost or market value that were recognized at fair value below cost at the end of the period.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="display: inline; font-weight: bold; font-style: italic;">Impaired Loans.</font><font style="display: inline; font-style: italic;"> </font>Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired.  Once a loan is identified as impaired, management measures the amount of that impairment in accordance with ASC Topic 310.  The fair value of impaired loans is estimated using one of several methods, including collateral value, market value of similar debt, enterprise value, liquidation value and discounted cash flows.  Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans.  At September 30, 2011, substantially all of the total impaired loans were evaluated based on the fair value of the collateral.  In accordance with ASC Topic 820, impaired loans where an allowance is established based on the fair value of collateral require classification in the fair value hierarchy.  Collateral values are estimated using Level 3 inputs based on customized discounting criteria.  For a majority of impaired loans, the Company obtains a current independent appraisal of loan collateral.  Other valuation techniques are used as well, including internal valuations, comparable property analysis and contractual sales information.  For substantially all impaired loans with an appraisal more than six months old, the Company further discounts market prices by 10% to 30% and in some cases, up to an additional 50%.  This discount is based on our evaluation of related market conditions and is in addition to a reduction in value for potential sales costs and discounting that has been incorporated in the independent appraisal.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="display: inline; font-weight: bold; font-style: italic;">Loans held for sale.</font> Loans held for sale are valued based upon open market quotes obtained from FNMA.  Market pricing is based upon mortgage loans with similar terms and interest rates.  The change in market value (up to the amortized value of the loans held for sale) is recorded as an adjustment to the loans held for sale valuation allowance, with the offset being recorded as an addition or a reduction to current earnings.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="display: inline; font-weight: bold; font-style: italic;">Mortgage Servicing Rights.</font> Mortgage servicing rights (“MSRs”) are valued based upon the value of MSRs that are traded on the open market and a current market value for each risk tranche in our portfolio is assigned.  We then compare that market value to the current amortized book value for each tranche.  The change in market value (up to the amortized value of the MSR) is recorded as an adjustment to the MSR valuation allowance, with the offset being recorded as an addition or a reduction to current earnings.  Only the tranches deemed impaired are included in the table below.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;"><font style="display: inline; text-decoration: underline;">Non-Financial Assets and Non-Financial Liabilities Recorded at Fair Value</font></font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Application of ASC Topic 820 to non-financial assets and non-financial liabilities became effective January 1, 2009.  The Company has no non-financial assets or non-financial liabilities measured at fair value on a recurring basis.  Certain non-financial assets and non-financial liabilities measured at fair value on a non-recurring basis include foreclosed assets.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="display: inline; font-weight: bold; font-style: italic;">Other Real Estate and Other Repossessed Assets (Foreclosed Assets).</font> Foreclosed assets, upon initial recognition, are measured and reported at fair value through a charge-off to the allowance for possible loan losses based upon the fair value of the foreclosed asset.  The fair value of foreclosed assets, upon initial recognition, are estimated using Level 3 inputs based on customized discounting criteria.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">During the first nine months of 2011 and the year ended December 31, 2010, certain foreclosed assets, upon initial recognition, were remeasured and reported at fair value through a charge-off to the allowance for loan losses based upon the fair value of the foreclosed asset, less estimated costs of disposal.  The fair value of foreclosed asset, upon initial recognition, is estimated using Level 2 inputs based on observable market data or Level 3 inputs based on customized discounting criteria.  Foreclosed assets measured at fair value (less estimated disposal costs) upon initial recognition totaled $3.5 million and $25.2 million (utilizing Level 3 valuation inputs) during the three months ended September 30, 2011 and the year ended December 31, 2010, respectively.  Of these, $3.0 million and $13.8 million, respectively, were written down upon initial recognition or subsequent revaluation.  In connection with the measurement and initial recognition of the foregoing foreclosed assets, the Company recognized charge-offs of the allowance for loan losses totaling $550 thousand and $1.8 million, during the three months ended September 30, 2011 and the year ended December 31, 2010, respectively.  Other than foreclosed assets measured at fair value (less estimated disposal costs) upon initial recognition, a total of $2.2 million and $13.2 million in foreclosed assets were remeasured at fair value during the three months ended September 30, 2011 and the year ended December 31, 2010, respectively, resulting in a charge of $322 thousand and $1.9 million to current earnings, respectively.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Foreclosed assets measured at fair value (less estimated disposal costs) upon initial recognition totaled $6.9 million during the nine months ended September 30, 2011.  Of these, $5.3 million were written down upon initial recognition or subsequent revaluation.  In connection with the measurement and initial recognition of the foregoing foreclosed assets, the Company recognized charge-offs of the allowance for loan losses totaling $1.1 million during the nine months ended September 30, 2011.  Other than foreclosed assets measured at fair value (less estimated disposal costs) upon initial recognition, a total of $6.0 million in foreclosed assets were remeasured at fair value during the nine months ended September 30, 2011, resulting in a charge of $1.9 million to current earnings.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Assets measured at fair value on a nonrecurring basis as of September 30, 2011 and December 31, 2010 are included in the table below (in thousands):</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">September 30, 2011</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Quoted Prices in Active Markets for Identical Assets (Level 1)</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Significant Other Observable Inputs (Level 2)</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Significant Unobservable Inputs (Level 3)</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="14" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" colspan="16" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Financial Assets:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Impaired loans</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">11,393</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">11,393</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Loans held for sale</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Mortgage servicing rights</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,283</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,283</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" colspan="16" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Non-Financial Assets:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Foreclosed assets</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">11,218</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">11,218</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">December 31, 2010</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="16" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Financial Assets:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Impaired loans</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">13,971</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">13,971</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Loans held for sale</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">12,786</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">12,786</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Mortgage servicing rights</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,182</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,182</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="16" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Non-Financial Assets:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Foreclosed assets</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">13,794</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">13,794</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">ASC Topic 825 requires disclosure of the fair value of financial assets and financial liabilities, including those financial assets and financial liabilities that are not measured and reported at fair value on a recurring basis or non-recurring basis.  The methodologies for estimating the fair value of financial assets and financial liabilities that are measured at fair value on a recurring or non-recurring basis are discussed above.  The estimated fair value approximates carrying value for cash and cash equivalents and accrued interest.  The methodologies for other financial assets and financial liabilities are discussed below:</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The following methods and assumptions were used by the Company in estimating the fair values of its other financial instruments:</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="display: inline; font-weight: bold; font-style: italic;">Cash and due from banks and interest-bearing deposits with banks: </font>The carrying amounts reported in the balance sheet approximate fair value.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="display: inline; font-weight: bold; font-style: italic;">Non-marketable securities, including FHLB and FRB Stock:</font> The carrying amounts reported in the balance sheet approximate fair value.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="display: inline; font-weight: bold; font-style: italic;">Federal funds sold and securities purchased under resell agreements:</font> The carrying amounts reported in the balance sheet approximate fair value.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="display: inline; font-weight: bold; font-style: italic;">Loans:</font> Most commercial loans and some real estate mortgage loans are made on a variable rate basis.  For those variable-rate loans that reprice frequently with no significant change in credit risk, fair values are based on carrying values.  The fair values for fixed rate and all other loans are estimated using discounted cash flow analyses, using interest rates currently being offered for loans with similar terms to borrowers with similar credit quality.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="display: inline; font-weight: bold; font-style: italic;">Non-interest-bearing deposits:</font> The fair values disclosed are equal to their balance sheet carrying amounts, which represent the amount payable on demand.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="display: inline; font-weight: bold; font-style: italic;">Interest-bearing deposits:</font> The fair values disclosed for deposits with no defined maturities are equal to their carrying amounts, which represent the amounts payable on demand.  The carrying amounts for variable-rate, fixed-term money market accounts and certificates of deposit approximate their fair values at the reporting date.  Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered on similar certificates to a schedule of aggregated expected monthly maturities on time deposits.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="display: inline; font-weight: bold; font-style: italic;">Short-term borrowings:</font> The carrying amounts of federal funds purchased, borrowings under repurchase agreements and other short-term borrowings with maturities of 90 days or less approximate their fair values.  The fair value of short-term borrowings greater than 90 days is based on the discounted value of contractual cash flows.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="display: inline; font-weight: bold; font-style: italic;">Long-term borrowings</font>: The fair values of the Company's long-term borrowings (other than deposits) are estimated using discounted cash flow analyses, based on the Company's current incremental borrowing rates for similar types of borrowing arrangements.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="display: inline; font-weight: bold; font-style: italic;">Junior subordinated notes issued to capital trusts</font>: The fair values of the Company's junior subordinated notes issued to capital trusts are estimated based on the quoted market prices, when available, of the related trust preferred security instruments, or are estimated based on the quoted market prices of comparable trust preferred securities.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="display: inline; font-weight: bold; font-style: italic;">Off-balance-sheet instruments</font>: Fair values for the Company's off-balance-sheet lending commitments in the form of letters of credit are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="display: inline; font-weight: bold; font-style: italic;">Accrued interest:</font> The carrying amounts reported in the balance sheet approximate fair value.</font></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><br /> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The estimated fair values of financial instruments are as follows:</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">September 30, 2011</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">December 31, 2010</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Carrying amount</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Fair value</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Carrying amount</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Fair value</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="14" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Financial assets:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Cash and due from banks</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">17,309</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">17,309</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">16,765</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">16,765</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Interest-bearing deposits with banks</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">36,868</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">36,868</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">89,316</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">89,316</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Federal funds sold and securities purchased under resell agreements</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">20,322</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">20,322</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">110</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">110</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Investments:</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 36pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Available for sale</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">136,122</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">136,122</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">162,591</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">162,591</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 36pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Held to maturity</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">10,863</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">11,861</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">11,107</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">10,951</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 36pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Other investments</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">8,992</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">8,992</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">9,335</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">9,335</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Loans held for sale</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">21,036</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">21,555</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">25,080</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">25,223</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Loans, net</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,158,484</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,169,082</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,161,216</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,170,701</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Accrued interest receivable</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,426</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,426</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,736</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,736</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Mortgage servicing rights</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,322</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,401</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,960</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">8,585</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Financial liabilities:</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Non-interest bearing deposits</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">138,755</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">138,755</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">109,891</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">109,891</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Interest bearing deposits</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,138,376</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,145,282</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,248,454</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,253,836</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Short-term borrowings</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">10,000</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">10,071</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,152</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,155</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Long-term borrowings</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">22,300</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">24,434</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">32,300</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">33,886</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Junior subordinated debt owed to unconsolidated trusts</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">37,116</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">15,375</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">37,116</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">18,506</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Accrued interest payable</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,180</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,180</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,873</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,873</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div></div>
1000
1000
1000
1000
10974000
10974000
-1615000
-1139000
3396000
5397000
7736000
-649000
2211000
2211000
407074
407074
118404000
117323000
1680000
1947000
3165000
59000
33965000
33808000
2020000
2044000
37116000
37116000
0
0
<div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Note 8. Short-Term Borrowings</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The Company had a Federal Home Loan Bank (FHLB) advance with a maturity date of less than one year of $10.0 million as of September 30, 2011 and $1.2 million as of December 31, 2010.  As of September 30, 2011, the advance had a fixed interest rate of 2.565%.</font></div></div>
<div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Note 9. Long-Term Borrowings</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The Company had FHLB advances with original maturity dates greater than one year of $22.3 million as of September 30, 2011 and $32.3 million as of December 31, 2010.  As of September 30, 2011, long-term borrowings consisted of the following fixed-rate advances:</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Maturity Date</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Rate</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Principal due</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Amount</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td colspan="9" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(Dollars in thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="right" valign="bottom" width="39%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">03/23/2015</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3.05 %</font></div></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="37%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">At maturity</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">20,000</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="right" valign="bottom" width="39%" style="padding-bottom: 2px;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">04/27/2021</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="padding-bottom: 2px;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6.34 %</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="37%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">At maturity</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,300</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="39%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="37%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">22,300</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div></div>
895000
686000
2615000
2119000
684000
694000
2092000
2061000
<div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Note 3. Earnings (Loss) Per Share Data</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The following table sets forth the computation of basic and diluted earnings (loss) per share for the periods indicated:</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Three Months Ended September 30,</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Nine Months Ended September 30,</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2011</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2010</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2011</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2010</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="14" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands, except share and per share data)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Net income (loss)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,716</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,450</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,571</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(708</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Dividends and discount accretion on preferred shares</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">529</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">532</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,613</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,589</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Net income (loss) available to common shareholders</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,187</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,918</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,958</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(2,297</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Weighted average common shares issued</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,856,800</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,856,800</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,856,800</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,856,800</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">LESS: Weighted average treasury stock shares</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(407,074</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(407,013</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(407,074</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(412,667</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Weighted average common shares outstanding, net</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,449,726</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,449,787</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,449,726</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,444,133</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Basic earnings (loss) per common share</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">0.19</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">0.45</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">0.46</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(0.36</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Weighted average common shares outstanding including dilutive shares</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,449,726</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,449,787</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,449,726</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,444,133</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Diluted earnings (loss) per common share</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">0.19</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">0.45</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">0.46</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(0.36</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Certain stock options were not included in the above calculation, as these stock options would have an anti-dilutive effect as the exercise price is greater than current market price.  The total number of shares excluded was 304,000 and 412,500 as of September 30, 2011 and September 30, 2010, respectively.</font></div></div>
0
0
8992000
9335000
2180000
4873000
4247000
6076000
<div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Note 4. Recent Accounting Pronouncements and Regulatory Developments</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="display: inline; font-style: italic;">ASU No. 2010-20, “Receivables (Topic 310) - Disclosures about the Credit Quality of Financing Receivables and the Allowance for Credit Losses.”</font>  ASU 2010-20 requires entities to provide disclosures designed to facilitate financial statement users' evaluation of (i) the nature of credit risk inherent in the entity's portfolio of financing receivables, (ii) how that risk is analyzed and assessed in arriving at the allowance for credit losses and (iii) the changes and reasons for those changes in the allowance for credit losses.  Disclosures must be disaggregated by portfolio segment, the level at which an entity develops and documents a systematic method for determining its allowance for credit losses, and class of financing receivable, which is generally a disaggregation of portfolio segment.  The required disclosures include, among other things, a rollforward of the allowance for credit losses as well as information about modified, impaired, non-accrual and past due loans and credit quality indicators.  ASU 2010-20 became effective for the Company's financial statements as of December 31, 2010, as it relates to disclosures required as of the end of a reporting period.  Disclosures that relate to activity during a reporting period became effective for the Corporation's financial statements beginning on January 1, 2011.  ASU 2011-01, “Receivables (Topic 310) - Deferral of the Effective Date of Disclosures about Troubled Debt Restructurings in Update No. 2010-20,” temporarily deferred the effective date for disclosures related to troubled debt restructurings to coincide with the effective date of the then proposed ASU 2011-02, “Receivables (Topic 310) - A Creditor's Determination of Whether a Restructuring Is a Troubled Debt Restructuring,” which is further discussed below.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="display: inline; font-style: italic;">ASU No. 2011-02, “Receivables (Topic 310) - A Creditor's Determination of Whether a Restructuring Is a Troubled Debt Restructuring.”</font>  ASU 2011-02 clarifies which loan modifications constitute troubled debt restructurings and is intended to assist creditors in determining whether a modification of the terms of a receivable meets the criteria to be considered a troubled debt restructuring, both for purposes of recording an impairment loss and for disclosure of troubled debt restructurings.  In evaluating whether a restructuring constitutes a troubled debt restructuring, a creditor must separately conclude, under the guidance clarified by ASU 2011-02, that both of the following exist: (a) the restructuring constitutes a concession; and (b) the debtor is experiencing financial difficulties.  ASU 2011-02 was effective for the Company on July 1, 2011, and applied retrospectively to restructurings occurring on or after January 1, 2011.  Adoption of ASU 2011-02 did not have a significant impact on the Company's financial statements.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="display: inline; font-style: italic;">ASU No. 2011-03, “Transfers and Servicing (Topic 860) - Reconsideration of Effective Control for Repurchase Agreements.”</font>  ASU 2011-03 is intended to improve financial reporting of repurchase agreements and other agreements that both entitle and obligate a transferor to repurchase or redeem financial assets before their maturity.  ASU 2011-03 removes from the assessment of effective control (i) the criterion requiring the transferor to have the ability to repurchase or redeem the financial assets on substantially the agreed terms, even in the event of default by the transferee, and (ii) the collateral maintenance guidance related to that criterion.  ASU 2011-03 will be effective for the Company on January 1, 2012 and is not expected to have a significant impact on the Company's financial statements.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="display: inline; font-style: italic;">ASU 2011-04, “Fair Value Measurement (Topic 820) - Amendments to Achieve Common Fair Value Measurements and Disclosure Requirements in U.S. GAAP and IFRSs.”</font>  ASU 2011-04 amends Topic 820, “Fair Value Measurements and Disclosures,” to converge the fair value measurement guidance in U.S. generally accepted accounting principles and International Financial Reporting Standards.  ASU 2011-04 clarifies the application of existing fair value measurement requirements, changes certain principles in Topic 820 and requires additional fair value disclosures.  ASU 2011-04 is effective for annual periods beginning after December 15, 2011, and is not expected to have a significant impact on the Company's financial statements.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="display: inline; font-style: italic;">ASU 2011-05, “Comprehensive Income (Topic 220) - Presentation of Comprehensive Income.”</font>  ASU 2011-05 amends Topic 220, “Comprehensive Income,” to require that all non-owner changes in stockholders' equity be presented in either a single continuous statement of comprehensive income or in two separate but consecutive statements.  Additionally, ASU 2011-05 requires entities to present, on the face of the financial statements, reclassification adjustments for items that are reclassified from other comprehensive income to net income in the statement or statements where the components of net income and the components of other comprehensive income are presented.  The option to present components of other comprehensive income as part of the statement of changes in stockholders' equity was eliminated.  ASU 2011-05 is effective for annual periods beginning after December 15, 2011, and is not expected to have a significant impact on the Company's financial statements.</font></div></div>
3438000
8682000
129378000
128297000
0.05
0.05
0.09
0.09
<div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Note 13. Preferred Equity Issues</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">On March 27, 2009, the Company issued two series of preferred shares to the Treasury under the Capital Purchase Program (“CPP”). Below is a table disclosing the information on these two series:</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><div style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Number of</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">shares issued</font></div></div></td><td valign="bottom" style="border-bottom: black 2px solid;"><div style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Dividend rate</font></div></div></td><td valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Liquidation value per share</font></div></div></td><td valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Original cost, in thousands</font></div></div></td><td valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td valign="bottom" width="37%"><div style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Series A cumulative perpetual preferred shares</font></div></div></td><td valign="bottom" width="16%"><div style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">35,539</font></div></div></td><td valign="bottom" width="23%"><div style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5 % for the first 5 years, thereafter 9%</font></div></div></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td valign="bottom" width="1%"><div style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></div></td><td valign="bottom" width="9%"><div style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,000</font></div></div></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td valign="bottom" width="1%"><div style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></div></td><td valign="bottom" width="9%"><div style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">33,437</font></div></div></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td valign="bottom" width="37%"><div style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Series B cumulative perpetual preferred shares</font></div></div></td><td valign="bottom" width="16%"><div style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,777</font></div></div></td><td valign="bottom" width="23%"><div style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">9%</font></div></div></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td valign="bottom" width="9%"><div style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,000</font></div></div></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td valign="bottom" width="9%"><div style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,102</font></div></div></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Dividends are paid quarterly to Treasury, and the amount of any unpaid dividends outstanding at the end of the quarter is an outstanding liability in “other liabilities” on the balance sheet.  As of September 30, 2011, Trinity was current with its dividend payments.  The amount of dividends accrued and unpaid were $242 thousand and $1.2 million as of September 30, 2011 and December 31, 2010, respectively.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The difference between the liquidation value of the preferred shares and the original cost is accreted (for Series B) or amortized (for Series A) over 10 years.  The net difference of this amortization and accretion is posted directly to capital.  During both of the three-month periods ended September 30, 2011 and 2010, a net amount of $44 thousand was accreted to equity.  During both of the nine-month periods ended September 30, 2011 and 2010, a net amount of $133 thousand was accreted to equity.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Both the dividends and net accretion on the preferred shares reduce the amount of net income available to common shareholders.  During the three months ended September 30, 2011 and 2010, the total of these two amounts was $529 thousand and $532 thousand, respectively.  During both of the nine months ended September 30, 2011 and 2010, the total of these two amounts was $1.6 million.</font></div></div>
1152000
20030000
0
20000000
<div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Note 14. Litigation</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Trinity, the Bank, Title Guaranty, Cottonwood, FNM Investment Fund IV, FNM Investor Series IV, TCC Advisors, SWMT and TCC Funds were not involved in any pending legal proceedings, other than routine legal proceedings occurring in the normal course of business, which, in the opinion of management, in the aggregate, would be considered material to the Company's consolidated financial condition. </font></div></div>
9543000
0
6886000
19868000
false
--12-31
2011-09-30
No
No
Yes
Accelerated Filer
64238000
TRINITY CAPITAL CORP
0000099771
6449726
2011
Q3
10-Q
1808000
1304000
2612000
2587000
163000
110000
489000
332000
397000
361000
1114000
859000
491000
446000
1472000
1274000
-7000
-7000
4879000
15858000
23216000
20666000
887000
730000
<div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="display: inline; font-weight: bold;">Note</font><font style="display: inline; font-weight: bold;">11. Junior Subordinated Debt Owed to Unconsolidated Trusts</font></font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The following table presents details on the junior subordinated debt owed to unconsolidated trusts as of September 30, 2011.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" width="18%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" width="11%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Trust I</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" width="13%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Trust III</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" width="13%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Trust IV</font></div></td><td align="left" valign="bottom" width="2%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" width="14%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Trust V</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom" width="18%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="15" valign="bottom" width="55%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(Dollars in thousands)</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="18%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Date of Issue</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" colspan="2" valign="bottom" width="11%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">March 23, 2000</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" colspan="2" valign="bottom" width="13%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">May 11, 2004</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" colspan="2" valign="bottom" width="13%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">June 29, 2005</font></div></td><td align="left" valign="bottom" width="2%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" colspan="3" valign="bottom" width="14%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">September 21, 2006</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="18%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Amount of trust preferred securities issued</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="10%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">10,000</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="11%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,000</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="13%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">10,000</font></div></td><td align="left" valign="bottom" width="2%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" colspan="2" valign="bottom" width="13%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">10,000</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="18%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Rate on trust preferred securities</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="10%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">10.875</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">%</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" colspan="2" valign="bottom" width="13%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3.03% (variable)</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="13%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6.88</font></div></td><td align="left" colspan="2" valign="bottom" width="2%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">%</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="13%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2.00% (variable)</font></div></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="18%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Maturity</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" colspan="2" valign="bottom" width="11%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">March 8, 2030</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" colspan="2" valign="bottom" width="13%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">September 8, 2034</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" colspan="2" valign="bottom" width="13%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">November 23, 2035</font></div></td><td align="left" valign="bottom" width="2%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" colspan="3" valign="bottom" width="14%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">December 15, 2036</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="18%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Date of first redemption</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" colspan="2" valign="bottom" width="11%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">March 8, 2010</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" colspan="2" valign="bottom" width="13%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">September 8, 2009</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" colspan="2" valign="bottom" width="13%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">August 23, 2010</font></div></td><td align="left" valign="bottom" width="2%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" colspan="3" valign="bottom" width="14%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">September 15, 2011</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="18%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Common equity securities issued</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="10%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">310</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="11%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">186</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="13%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">310</font></div></td><td align="left" valign="bottom" width="2%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" colspan="2" valign="bottom" width="13%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">310</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="18%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Junior subordinated deferrable interest debentures owed</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="10%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">10,310</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="11%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,186</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="13%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">10,310</font></div></td><td align="left" valign="bottom" width="2%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" colspan="2" valign="bottom" width="13%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">10,310</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="18%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Rate on junior subordinated deferrable interest debentures</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="10%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">10.875</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">%</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" colspan="2" valign="bottom" width="13%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3.03% (variable)</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="13%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6.88</font></div></td><td align="left" colspan="2" valign="bottom" width="2%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">%</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> 21</font></div></td><td align="right" valign="bottom" width="13%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2.00% (variable)</font></div></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">On the dates of issue indicated above, the Trusts, being Delaware statutory business trusts, issued trust preferred securities (the “trust preferred securities”) in the amount and at the rate indicated above.  These securities represent preferred beneficial interests in the assets of the Trusts.  The trust preferred securities will mature on the dates indicated, and are redeemable in whole or in part at the option of Trinity at any time after the date of first redemption indicated above, with the approval of the Federal Reserve Board and in whole at any time upon the occurrence of certain events affecting their tax or regulatory capital treatment.  The Trusts also issued common equity securities to Trinity in the amounts indicated above.  The Trusts used the proceeds of the offering of the trust preferred securities to purchase junior subordinated deferrable interest debentures (the “debentures”) issued by Trinity, which have terms substantially similar to the trust preferred securities.  Trinity has the right to defer payments of interest on the debentures at any time or from time to time for a period of up to ten consecutive semi-annual periods (or twenty consecutive quarterly periods in the case of Trusts with quarterly interest payments) with respect to each interest payment deferred.  Under the terms of the debentures, under certain circumstances of default or if Trinity has elected to defer interest on the debentures, Trinity may not, with certain exceptions, declare or pay any dividends or distributions on its capital stock or purchase or acquire any of its capital stock.  Trinity used the majority of the proceeds from the sale of the debentures to add to Tier 1 and Tier 2 capital in order to support its growth and to purchase treasury stock.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Trinity owns all of the outstanding common securities of the Trusts.  The Trusts are considered variable interest entities (VIEs).  Because Trinity is not the primary beneficiary of the Trusts, the financial statements of the Trusts are not included in the consolidated financial statements of the Company.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">In March 2005, the Board of Governors of the Federal Reserve System issued a final rule allowing bank holding companies to continue to include qualifying trust preferred securities in their Tier 1 Capital for regulatory capital purposes, subject to a 25% limitation to all core (Tier I) capital elements, net of goodwill less any associated deferred tax liability.  The final rule provides a five-year transition period, ending March 31, 2009, for application of the aforementioned quantitative limitation.  In April 2009, this five-year transition period was extended.  As of September 30, 2011, 100% of the trust preferred securities noted in the table above qualified as Tier 1 capital under the final rule adopted in March 2005.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Payments of distributions on the trust preferred securities and payments on redemption of the trust preferred securities are guaranteed by Trinity on a limited basis.  Trinity also entered into an agreement as to expenses and liabilities with the Trusts pursuant to which it agreed, on a subordinated basis, to pay any costs, expenses or liabilities of the Trusts other than those arising under the trust preferred securities.  The obligations of Trinity under the junior subordinated debentures, the related indenture, the trust agreement establishing the Trusts, the guarantee and the agreement as to expenses and liabilities, in the aggregate, constitute a full and unconditional guarantee by Trinity of the Trusts' obligations under the trust preferred securities.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Issuance costs of $615 thousand related to Trust I and Trust III were deferred and are being amortized over the period until mandatory redemption of the securities in March 2030 and September 2034, respectively.  During each of the three-month periods ended September 30, 2011 and 2010, $3 thousand of these issuance costs were amortized.  During each of the nine-month periods ended September 30, 2011 and 2010, $10 thousand of these issuance costs were amortized.  Unamortized issuance costs were $260 thousand and $270 thousand at September 30, 2011 and December 31, 2010, respectively.  There were no issuance costs associated with the other trust preferred security issues.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">As of September 30, 2011, Trinity was not deferring any interest payments related to the Trusts.  As of September 30, 2011 and December 31, 2010, a total of $188 thousand and $1.9 million of interest had been accrued and unpaid to securities holders, respectively.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Under the terms of the securities purchase agreement between the Company and the U.S. Treasury pursuant to which the Company issued its Series A and Series B Preferred Stock as part of the TARP Capital Purchase Program, prior to the earlier of (i) March 27, 2012 and (ii) the date on which all of the shares of the Series A and Series B Preferred Stock have been redeemed by us or transferred by Treasury to third parties, we may not redeem our trust preferred securities (or the related junior subordinated notes), without the consent of Treasury.</font></div></div>
EX-101.SCH
8
tcpp-20110930.xsd
XBRL TAXONOMY EXTENSION SCHEMA
001000 - Statement - CONSOLIDATED BALANCE SHEETS (Unaudited)
link:presentationLink
link:calculationLink
link:definitionLink
001010 - Statement - CONSOLIDATED BALANCE SHEETS (Unaudited) (Parenthetical)
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link:calculationLink
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002000 - Statement - CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited)
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003000 - Statement - CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited)
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006010 - Disclosure - Basis of Presentation
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006020 - Disclosure - Comprehensive Income
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link:calculationLink
link:definitionLink
006030 - Disclosure - Earnings (Loss) Per Share Data
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link:calculationLink
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006040 - Disclosure - Recent Accounting Pronouncements and Regulatory Developments
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link:calculationLink
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006050 - Disclosure - Investment Securities
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link:calculationLink
link:definitionLink
006060 - Disclosure - Loans
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link:calculationLink
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006070 - Disclosure - Other Real Estate Owned
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006080 - Disclosure - Short-Term Borrowings
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006090 - Disclosure - Long-Term Borrowings
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006100 - Disclosure - Long-term Capital Lease Obligations
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link:calculationLink
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006110 - Disclosure - Junior Subordinated Debt Owed to Unconsolidated Trusts
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link:calculationLink
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006120 - Disclosure - Commitments, Contingencies and Off-Balance Sheet Activities
link:presentationLink
link:calculationLink
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006130 - Disclosure - Preferred Equity Issues
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link:calculationLink
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006140 - Disclosure - Litigation
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006150 - Disclosure - Derivative Financial Instruments
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006160 - Disclosure - Fair Value Measurements
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000990 - Document - Document And Entity Information
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EX-101.CAL
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tcpp-20110930_cal.xml
XBRL TAXONOMY EXTENSION CALCULATION LINKBASE
EX-101.DEF
10
tcpp-20110930_def.xml
XBRL TAXONOMY EXTENSION DEFINITION LINKBASE
EX-101.LAB
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tcpp-20110930_lab.xml
XBRL TAXONOMY EXTENSION LABEL LINKBASE
Premium and discounts on investment securities, net
Accumulated other comprehensive (loss) gain
Accumulated Other Comprehensive Income (Loss), Net of Tax
Additional paid-in capital
Net amortization of:
Loss on sale of other real estate owned
Gain (Loss) on Sale of Properties
Other intangible assets
Mortgage servicing rights
Amortization of Mortgage Servicing Rights (MSRs)
Junior subordinated debt owed to unconsolidated trusts issuance costs
CONSOLIDATED BALANCE SHEETS (Unaudited) [Abstract]
Basic earnings (loss) per common share (in dollars per share)
Leased property under capital leases, net
Long-term capital lease obligations
Beginning of period
End of period
Cash and Cash Equivalents, at Carrying Value
Cash and due from banks
Cash and cash equivalents
Cash, Cash Equivalents, and Federal Funds Sold
Interest
Commitments, Contingencies and Off-Balance Sheet Activities
Commitments and Contingencies Disclosure [Text Block]
Common stock, authorized (in shares)
Common stock, issued (in shares)
Common stock, outstanding (in shares)
Common stock, no par, authorized 20,000,000 shares; issued 6,856,800 shares, shares outstanding 6,449,726 at September 30, 2011 and December 31, 2010
Comprehensive Income
Comprehensive Income (Loss) Note [Text Block]
Net deferred tax assets
Total deposits
Deposits
Deposits:
Interest-bearing
Noninterest-bearing
Depreciation and amortization
Derivative Financial Instruments
Derivative Instruments and Hedging Activities Disclosure [Text Block]
Diluted earnings (loss) per common share (in dollars per share)
Stock options and stock appreciation rights expenses
Stock owned by Employee Stock Ownership Plan (ESOP) participants (in shares)
Stock owned by Employee Stock Ownership Plan (ESOP) participants; 643,675 shares and 628,914 shares at September 30, 2011 and December 31, 2010, respectively, at fair value
Employee Stock Ownership Plan (ESOP), Deferred Shares, Fair Value
Securities purchased under resell agreements
Loss on disposal of premises and equipment
Write-down of value of other real estate owned
Consolidated Statements of Operations [Abstract]
Decrease in other assets
Other intangible assets
Intangible Assets, Net (Excluding Goodwill)
Interest-bearing deposits with banks
Total interest expense
Interest Expense
Interest expense:
Deposits
Interest Expense, Deposits
Long-term borrowings
Short-term borrowings
Net interest income after provision for loan losses
Interest Income (Expense), after Provision for Loan Loss
Federal funds sold
Other interest-bearing deposits
Nontaxable
Taxable
Investment in unconsolidated trusts
Other Interest and Dividend Income
Investment securities:
Accrued interest receivable
Investment Securities
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]
Salaries and employee benefits
Long-term Capital Lease Obligations
Capital Leases in Financial Statements of Lessor Disclosure [Text Block]
Total liabilities
Liabilities
Liabilities
Liabilities [Abstract]
Total liabilities and stockholders' equity
Liabilities and Equity
LIABILITIES AND STOCKHOLDERS' EQUITY
Loans held for sale
Loans, including fees
Long-term borrowings
Long-term Debt
Investment securities available for sale
Available-for-sale Securities
Investment securities held to maturity, at amortized cost (fair value of $11,861 at September 30, 2011 and $10,951 at December 31, 2010)
Marketing
Net cash (used in) financing activities
Net Cash Provided by (Used in) Financing Activities
Cash Flows From Financing Activities
Net cash provided by investing activities
Net Cash Provided by (Used in) Investing Activities
Cash Flows From Investing Activities
Net cash provided by operating activities
Net Cash Provided by (Used in) Operating Activities
Cash Flows From Operating Activities
Net (decrease) in demand deposits, NOW accounts and savings accounts
Increase (Decrease) in Deposits
Loans funded, net of repayments
Payments for (Proceeds from) Loans and Leases
Net (decrease) in time deposits
Increase (Decrease) in Time Deposits
Net income (loss)
Net income (loss)
Net Income (Loss) Attributable to Parent
Net income (loss) available to common shareholders
Net Income (Loss) Available to Common Stockholders, Basic
Net (decrease) in cash and cash equivalents
Cash and Cash Equivalents, Period Increase (Decrease)
Net interest income
Interest Income (Expense), Net
Loans, allowance for loan losses
Loans (net of allowance for loan losses of $27,177 at September 30, 2011 and $28,722 at December 31, 2010)
FDIC insurance premiums
Occupancy
Other
Postage
Supplies
Supplies Expense
Total other income
Noninterest Income
Other income:
Trust fees
Loss on disposal of other real estate owned
Mortgage loan servicing fees
Fees and Commissions, Mortgage Banking
Net gain on sale of securities
Net (gain) on sale of investment securities
Gain (Loss) on Sale of Securities, Net
Net gain on sale of loans
Net gain on sale of loans
Gain (Loss) on Sales of Loans, Net
Loss on venture capital investments
Loan and other fees
Other operating income
Service charges on deposits
Legal, professional and accounting fees
Total interest income
Interest and Dividend Income, Operating
Interest income:
Basis of Presentation
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]
Change in unrealized gain on investment securities, net of taxes
Other liabilities
Transfers from loans to repossessed assets
Other real estate owned
Common shares dividend payments
Payments of Dividends, Common Stock
Preferred shares dividend payments
Payments of Dividends, Preferred Stock and Preference Stock
Origination of loans held for sale
Preferred Class B [Member]
Class B
Preferred Class A [Member]
Class A
Preferred stock, authorized (in shares)
Preferred stock, issued (in shares)
Preferred stock, outstanding (in shares)
Dividends and discount accretion on preferred shares
Issuance of common stock for stock option plan
Proceeds from maturities and paydowns of investment securities, available for sale
Proceeds from maturities and paydowns of investment securities, held to maturity
Proceeds from maturities and paydowns of investment securities, other
Proceeds from sale of investment securities, available for sale
Gross sales of loans held for sale
Proceeds from sale of other real estate owned
Premises and equipment, net
Provision for loan losses
Provision for Loan and Lease Losses
Purchase of investment securities, available for sale
Payments to Acquire Available-for-sale Securities
Purchases of loans
Payments to Acquire Loans Held-for-investment
Purchase of investment securities, other
Payments to Acquire Other Investments
Purchases of premises and equipment
Payments to Acquire Property, Plant, and Equipment
Other Real Estate Owned
Real Estate Disclosure [Text Block]
Loans
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]
Purchase of treasury stock
Payments for Repurchase of Common Stock
Retained earnings
Title insurance premiums
Mortgage servicing rights, net
Short-term borrowings
Short-term Debt
Short-Term Borrowings [Abstract]
Consolidated Statements of Cash Flows [Abstract]
Stockholders' equity
Supplemental Disclosures of Cash Flow Information
Income taxes
Total other expense
Noninterest Expense
Other expenses:
Change in mortgage servicing rights valuation allowance
Investment securities held to maturity, at fair value
Total assets
Assets
Statement [Table]
ASSETS
Statement [Line Items]
Fair Value Measurements
Fair Value Disclosures [Text Block]
Preferred stock, liquidation value (in dollars per share)
Class of Stock [Domain]
Treasury stock, at cost, 407,074 shares at September 30, 2011 and December 31, 2010
Treasury Stock, Value
(Decrease) in other liabilities
Income (loss) before provision for income taxes
Income (Loss) from Continuing Operations before Equity Method Investments, Income Taxes, Extraordinary Items, Noncontrolling Interest
Class of Stock [Axis]
Long-term capital lease obligations
Capital Lease Obligations
Treasury stock, shares (in shares)
Total stockholders' equity
Stockholders' Equity Attributable to Parent
Provision for income taxes
Preferred stock
Junior subordinated debt owed to unconsolidated trusts
Junior Subordinated Debenture Owed to Unconsolidated Subsidiary Trust
Common stock, no par (in dollars per share)
Short-Term Borrowings
Short-term Debt [Text Block]
Long-Term Borrowings
Long-term Debt [Text Block]
Data processing
Junior subordinated debt owed to unconsolidated trusts
Earnings (Loss) Per Share Data
Earnings Per Share [Text Block]
Preferred stock, par value (in dollars per share)
Commitments and contingencies (Note 12)
Other investments
Adjustments to reconcile net income to net cash provided by operating activities:
Accrued interest payable
Prepaid expenses
Recent Accounting Pronouncements and Regulatory Developments
Description of New Accounting Pronouncements Not yet Adopted [Text Block]
Other assets
Total stockholders' equity before treasury stock
Stockholders' Equity before Treasury Stock
Cash and cash equivalents:
Preferred stock, dividend rate (in hundredths)
Preferred Equity Issues
Preferred Stock [Text Block]
Repayment of borrowings
Repayments of Debt
Proceeds from issuances of borrowings
Proceeds from Issuance of Debt
Litigation
Legal Matters and Contingencies [Text Block]
Sales of other real estate owned financed by loans
Transfers from loans to other real estate owned
Transfer of Other Real Estate
Non-cash investing and financing activities:
Amendment Flag
Current Fiscal Year End Date
Document Period End Date
Entity [Text Block]
Entity Well-known Seasoned Issuer
Entity Voluntary Filers
Entity Current Reporting Status
Entity Filer Category
Entity Public Float
Entity Registrant Name
Entity Central Index Key
Entity Common Stock, Shares Outstanding
Document Fiscal Year Focus
Document Fiscal Period Focus
Document Type
Preferred stock [Abstract]
Preferred stock, no par, authorized 1,000,000 shares
Amortization and valuation of mortgage servicing rights
The periodic amortization (in proportion to and over the period of estimated net servicing income or loss) and valuation of capitalized servicing rights, which contractually entitle the servicer to receive fees and ancillary revenues for performing billing, collection, disbursement and recordkeeping services in connection with a mortgage portfolio.
Amortization and valuation of other intangible assets
The aggregate expense charged against earnings to allocate the cost and revaluation of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets.
Amortization and valuation of other intangible assets
Bankcard and ATM network fees
The amount of expenses incurred in the period for bankcard and ATM network fees.
Collection expenses
The amount of expenses incurred in the period related to collection efforts on nonperforming loans.
Federal Home Loan Bank (FHLB) stock dividends received
Dividends received on Federal Home Loan Bank (FHLB) during the current period.
Cash payments for: [Abstract]
Cash payments for:
Provision for loan losses
Net cash provided by operating activities before originations and sales of loans held for sale
The net cash from (used in) all of the entity's operating activities, including those of discontinued operations, of the reporting entity before originations and gross sales of loans held for sale.
Net cash provided by operating activities before originations and gross sales of loans held for sale
Dividends declared, not yet paid
Basis of Presentation [Abstract]
Comprehensive Income [Abstract]
Earnings (Loss) Per Share Data [Abstract]
Recent Accounting Pronouncements and Regulatory Developments [Abstract]
Investment Securities [Abstract]
Loans [Abstract]
Other Real Estate Owned [Abstract]
Long-Term Borrowings [Abstract]
Long-term Capital Lease Obligations [Abstract]
Junior Subordinated Debt Owed to Unconsolidated Trusts [Text Block]
The entire disclosure for junior subordinated long-term debt owed to unconsolidated subsidiary trusts.
Junior Subordinated Debt Owed to Unconsolidated Trusts
Junior Subordinated Debt Owed to Unconsolidated Trusts [Abstract]
Commitments, Contingencies and Off-Balance Sheet Activities [Abstract]
Preferred Equity Issues [Abstract]
Litigation [Abstract]
Derivative Financial Instruments [Abstract]
Fair Value Measurements [Abstract]
EX-101.PRE
12
tcpp-20110930_pre.xml
XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
ZIP
13
0000099771-11-000032-xbrl.zip
IDEA: XBRL DOCUMENT
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