-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, HQFZirfV4ZO5/ESzTTi8FlndnnO0dyldUt65IFMhO7vUt4q9Z5JgJOqV8Nmbj3sI tyANPA77/t49UP6Rke0PwQ== 0001193125-06-042103.txt : 20060301 0001193125-06-042103.hdr.sgml : 20060301 20060301074542 ACCESSION NUMBER: 0001193125-06-042103 CONFORMED SUBMISSION TYPE: 497 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20060301 DATE AS OF CHANGE: 20060301 EFFECTIVENESS DATE: 20060301 FILER: COMPANY DATA: COMPANY CONFORMED NAME: TRAVELERS QUALITY BOND ACCOUNT FOR VARIABLE ANNUITIES CENTRAL INDEX KEY: 0000099440 IRS NUMBER: 060566090 STATE OF INCORPORATION: CT FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 497 SEC ACT: 1933 Act SEC FILE NUMBER: 002-53757 FILM NUMBER: 06653102 BUSINESS ADDRESS: STREET 1: METLIFE, 501 BOYLSTON STREET STREET 2: ATTN LEGAL DEPT CITY: BOSTON STATE: MA ZIP: 02116-3700 BUSINESS PHONE: 617-578-2000 X4152 MAIL ADDRESS: STREET 1: METLIFE, 501 BOYLSTON STREET STREET 2: ATTN LEGAL DEPT CITY: BOSTON STATE: MA ZIP: 02116-3700 FORMER COMPANY: FORMER CONFORMED NAME: TRAVELERS FUND A-1 FOR VARIABLE ANNUITIES DATE OF NAME CHANGE: 19851103 0000099440 S000005356 TRAVELERS QUALITY BOND ACCOUNT FOR VARIABLE ANNUITIES C000014598 Universal Annuity 497 1 d497.txt TRAVELERS QUALITY BOND ACCOUNT FOR VARIABLE ANNUITIES SUPPLEMENT DATED MARCH 1, 2006 TO THE FOLLOWING VARIABLE PRODUCT PROSPECTUSES DATED MAY 2, 2005* (AS SUPPLEMENTED): CITIELITE ANNUITY TRAVELERS LIFE & ANNUITY VINTAGE XTRA (SERIES II) GOLD TRACK ANNUITY GOLD TRACK SELECT TRAVELERS LIFE AND ANNUITY VINTAGE II (SERIES II) TRAVELERS CORPORATE OWNED VARIABLE UNIVERSAL LIFE ANNUITY INSURANCE 2000 POLICY TRAVELERS MARQUIS PORTFOLIOS TRAVELERS CORPORATE OWNED VARIABLE UNIVERSAL LIFE TRAVELERS RETIREMENT ACCOUNT ANNUITY INSURANCE POLICY TRAVELERS RETIREMENT PERSPECTIVES TRAVELERS CORPORATE OWNED VARIABLE UNIVERSAL LIFE ("TRP")* INSURANCE POLICY--SERIES 2 TRAVELERS VINTAGE 3 ANNUITY TRAVELERS LIFE & ANNUITY ACCESS SELECT ANNUITY TRAVELERS VINTAGE ANNUITY TRAVELERS LIFE & ANNUITY CORPORATE OWNED VARIABLE TRAVELERS VINTAGE II ANNUITY UNIVERSAL LIFE INSURANCE III POLICY TRAVELERS VINTAGE XTRA ANNUITY TRAVELERS LIFE & ANNUITY CORPORATE OWNED VARIABLE UNALLOCATED GROUP VARIABLE ANNUITY CONTRACT* UNIVERSAL LIFE INSURANCE IV POLICY UNIVERSAL ANNUITY TRAVELERS LIFE & ANNUITY PORTFOLIO ARCHITECT SELECT UNIVERSAL SELECT ANNUITY ANNUITY UNIVERSAL ANNUITY ADVANTAGE TRAVELERS LIFE & ANNUITY PRIMELITE ANNUITY VINTAGE ACCESS ANNUITY TRAVELERS LIFE & ANNUITY PRIMELITE II ANNUITY VINTAGELIFE TRAVELERS LIFE & ANNUITY VINTAGE L ANNUITY
* prospectuses for these products are dated May 24, 2005 Effective March 1, 2006, the following information supplements, and to the extent inconsistent therewith, replaces the information contained in the variable annuity contract and variable life insurance policy prospectuses listed above. Please retain this supplement and keep it with the prospectus for future reference. 1. UNDERLYING FUND FEES AND EXPENSES Your variable annuity contract or variable life insurance policy offers one or more of the following portfolios: the Smith Barney Large Capitalization Growth Portfolio of the Travelers Series Fund, Inc. and the Salomon Brothers Strategic Total Return Bond Portfolio and Van Kampen Enterprise Portfolio of The Travelers Series Trust. The information in the table below replaces the disclosure regarding the portfolios noted above, as applicable to your prospectus, contained in the sub-section of the prospectus titled "Underlying Fund Fees and Expenses." The figures in the table are for the fiscal year ended October 31, 2005 and are expressed as a percentage of the Fund's average daily net assets. There is no guarantee that actual expenses will be the same as those shown in the table. For more complete information on these fees and expenses, please refer to the prospectus for each portfolio. UNDERLYING FUND FEES AND EXPENSES (AS A PERCENTAGE OF AVERAGE DAILY NET ASSETS)
DISTRIBUTION AND/OR CONTRACTUAL FEE NET TOTAL SERVICE TOTAL ANNUAL WAIVER ANNUAL MANAGEMENT (12B-1) OTHER OPERATING AND/OR EXPENSE OPERATING UNDERLYING FUND: FEE FEES EXPENSES EXPENSES REIMBURSEMENT EXPENSES - ---------------- ---------- ------------ -------- ------------ --------------- --------- THE TRAVELERS SERIES TRUST Salomon Brothers Strategic Total Return Bond Portfolio 0.80% -- 0.62% 1.42% -- 1.42% Van Kampen Enterprise Portfolio 0.70% -- 0.13% 0.83% -- 0.83% TRAVELERS SERIES FUND, INC. Smith Barney Large Capitalization Growth Portfolio 0.75% -- 0.04% 0.79% -- 0.79%
March, 2006 L-24616 2. TRAVELERS VINTAGE ANNUITY ONLY: MINIMUM AND MAXIMUM TOTAL ANNUAL UNDERLYING FUND OPERATING EXPENSES The information in the table below replaces the disclosure regarding the range (minimum and maximum) of the total annual operating expenses charged by all of the Underlying Funds, before any voluntary or contractual fee waivers and/or expense reimbursements, contained in the sub-section of the prospectus titled "Minimum and Maximum Total Annual Underlying Fund Operating Expenses." MINIMUM AND MAXIMUM TOTAL ANNUAL UNDERLYING FUND OPERATING EXPENSES
MINIMUM MAXIMUM ------- ------- TOTAL ANNUAL FUND OPERATING EXPENSES (EXPENSES THAT ARE DEDUCTED FROM UNDERLYING FUND ASSETS, INCLUDING MANAGEMENT FEES, DISTRIBUTION AND/OR SERVICE FEES (12B-1) FEES, AND OTHER EXPENSES) 0.53% 1.42%
3. TRAVELERS VINTAGE ANNUITY ONLY: EXAMPLE The information below replaces the disclosure contained in the section of the prospectus titled "Example." The example is intended to help you compare the cost of investing in the Contract with the cost of investing in other variable annuity contracts. These costs include Contract Owner transaction expenses, contract fees, separate account annual expenses, and Underlying Fund total annual operating expenses. The example does not represent past or future expenses. Your actual expenses may be more or less than those shown. The example assumes that you invest $10,000 in the Contract for the time periods indicated and that your investment has a 5% return each year. The example reflects the annual contract administrative charge, factoring in that the charge is waived for contracts over a certain value. Additionally, the example is based on the minimum and maximum Underlying Fund total annual operating expenses shown above, and does not reflect any Underlying Fund fee waivers and/or expense reimbursements. The example assumes you have allocated all of your Contract Value to either the Underlying Fund with the maximum total annual operating expenses or the Underlying Fund with the minimum total annual operating expenses. Your actual expenses will be less than those shown if you do not elect the Enhanced Death Benefit. EXAMPLE -- This example assumes that you have elected the Enhanced Death Benefit.
IF CONTRACT IS SURRENDERED AT THE END IF CONTRACT IS NOT SURRENDERED OR OF PERIOD SHOWN: ANNUITIZED AT THE END OF PERIOD SHOWN: ------------------------------------- -------------------------------------- FUNDING OPTION 1 YEAR 3 YEARS 5 YEARS 10 YEARS 1 YEAR 3 YEARS 5 YEARS 10 YEARS - -------------- ------ ------- ------- -------- ------ ------- ------- -------- Underlying Fund with Minimum Total Annual Operating Expenses......................................... $806... $1,235... $1,290.. $2,348.. $206... $635.... $1,090... $2,348.. Underlying Fund with Maximum Total Annual Operating Expenses......................................... $895... $1,502... $1,733.. $3,225.. $295... $902.... $1,533... $3,225..
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