-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 Oqer1c18owcPsRCqldQusaQrBUkkn49fXpaGkoWRhLQU0Wf2czbinOp2eDuDJ70P
 WgvmnHCUqyOGBGxwNkAqSw==

<SEC-DOCUMENT>0000950123-97-006813.txt : 19970814
<SEC-HEADER>0000950123-97-006813.hdr.sgml : 19970814
ACCESSION NUMBER:		0000950123-97-006813
CONFORMED SUBMISSION TYPE:	497
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		19970813
SROS:			NONE

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			TRAVELERS QUALITY BOND ACCOUNT FOR VARIABLE ANNUITIES
		CENTRAL INDEX KEY:			0000099440
		STANDARD INDUSTRIAL CLASSIFICATION:	UNKNOWN SIC - 0000 [0000]
		IRS NUMBER:				060566090
		STATE OF INCORPORATION:			CT
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		497
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	002-53757
		FILM NUMBER:		97659180

	BUSINESS ADDRESS:	
		STREET 1:		ONE TOWER SQ
		STREET 2:		C/O TRAVELERS INSURANCE CO
		CITY:			HARTFORD
		STATE:			CT
		ZIP:			06183-2020
		BUSINESS PHONE:		2032777379

	MAIL ADDRESS:	
		STREET 1:		ONE TOWER SQUARE
		STREET 2:		ATTN FINANCIAL SERVICES LEGAL DIVISION
		CITY:			HARTFORD
		STATE:			CT
		ZIP:			06183-2020

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	TRAVELERS FUND A-1 FOR VARIABLE ANNUITIES
		DATE OF NAME CHANGE:	19851103
</SEC-HEADER>
<DOCUMENT>
<TYPE>497
<SEQUENCE>1
<DESCRIPTION>TRAVELERS QUALITY BOND ACCOUNT
<TEXT>

<PAGE>   1


                         TRAVELERS UNIVERSAL ANNUITY


          Supplement dated August 13, 1997 to May 1, 1997 Prospectus


The fundamental investment policies of the Travelers Quality Bond Account for
Variable Annuities have been amended to include the following:

The fundamental investment policies of Account QB permit it to:

        7.  invest up to 5% of its assets in illiquid securities.
<PAGE>   2


          THE TRAVELERS QUALITY BOND ACCOUNT FOR VARIABLE ANNUITIES


          Supplement dated August 13, 1997 to May 1, 1997 Prospectus


     The Travelers Growth and Income Stock Account for Variable Annuities
     The Travelers Quality Bond Account for Variable Annuities;
     Group and Individual Variable Annuity Contracts

     
The fundamental investment policies of The Travelers Quality Bond Account for
Variable Annuities have been amended to include the following:

The fundamental investment policies of Account QB permit it to:

        7.  invest up to 5% of its assets in illiquid securities.
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----