SUPPLEMENT DATED JULY 1, 2005 TO THE
                                     VARIABLE CONTRACT PROSPECTUSES LISTED BELOW

The following information supplements, and to the extent inconsistent therewith,
replaces the information in the prospectus and statement of additional
information. Please retain this supplement for future reference.

On July 1, 2005, Citigroup Inc. completed the sale of its life and annuity
businesses to MetLife, Inc. The sale included The Travelers Insurance Company
("TIC") and The Travelers Life and Annuity Company ("TLAC"), the insurance
companies that issue the variable contract described in your prospectus. The
sale also included TIC and TLAC's affiliated investment advisory companies,
Travelers Asset Management International Company LLC, and Travelers Investment
Adviser Inc., each of which serves as the investment advisor for certain of the
funding options that may be available under your variable contract. Also as part
of the transaction, TIC distributed its ownership of Primerica Life Insurance
Company and certain other assets, including shares of Citigroup preferred stock,
to Citigroup Inc.

As a result of the transaction, TIC and TLAC are now wholly-owned subsidiaries
of MetLife, Inc., a publicly traded company. MetLife, Inc., through its
subsidiaries and affiliates, is a leading provider of insurance and other
financial services to individual and institutional customers.

Further, as a result of the transaction, TIC and TLAC are no longer affiliates
of Citigroup Inc., Citicorp Investment Services, Inc., Citigroup Global Markets
Inc., or PFS Investments, Inc. All references in the prospectus to such
affiliation are deleted. These entities will continue to offer contracts they
previously offered while affiliates of TIC and TLAC, as well as other contracts
offered by MetLife, Inc.

Also in connection with the transaction, the following portfolios of Travelers
Series Fund Inc. have been reorganized into portfolios of The Travelers Series
Trust pursuant to a vote of shareholders of each portfolio: AIM Capital
Appreciation portfolio, MFS Total Return portfolio, Pioneer Strategic Income
portfolio, Salomon Brothers Strategic Total Return Bond portfolio, Strategic
Equity portfolio, Travelers Managed Income portfolio and Van Kampen Enterprise
portfolio. Any references in your prospectus to these portfolios being a
portfolio of Travelers Series Fund Inc. is replaced with The Travelers Series
Trust.

Also in connection with the transaction, the Social Awareness Stock portfolio of
The Travelers Series Trust has been reorganized into a portfolio of Travelers
Series Fund Inc. pursuant to a vote of shareholders. Any references in your
prospectus to this portfolio being a portfolio of The Travelers Series Trust is
replaced with Travelers Series Fund Inc.

The Net Total Annual Operating Expenses for each reorganized portfolio remains
the same following the reorganization.





The transaction does not affect the terms or conditions of your variable
contract, and TIC or TLAC remain fully responsible for their respective
contractual obligations to variable contract owners.

TIC and TLAC are filing a report on Form 8-K with additional information about
the transaction. The filing can be found at the SEC's Internet website at
http://www.sec.gov.

In addition, for each of the following Funding Options that may be available
under your variable contract and are advised by Travelers Asset Management
International Company LLC ("TAMIC"), Salomon Brothers Asset Management Inc. has
been approved as a subadviser: Travelers Quality Bond Portfolio, Money Market
Portfolio, Managed Assets Trust, High Yield Bond Trust, U.S. Government
Securities Portfolio, Convertible Securities Portfolio, Zero Coupon Bond Fund
Portfolio (Series 2005), The Travelers Money Market Account for Variable
Annuities, The Travelers Quality Bond Account for Variable Annuities, and
Travelers Managed Income Portfolio.

SUPPLEMENT TO THE FOLLOWING VARIABLE CONTRACT PROSPECTUSES DATED MAY 2, 2005:
TRAVELERS LIFE & ANNUITY ACCESS ANNUITY
TRAVELERS LIFE & ANNUITY ACCESS SELECT ANNUITY
TRAVELERS PREMIER ADVISERS - ASSET MANAGER ANNUITY
GOLD TRACK ANNUITY
GOLD TRACK SELECT ANNUITY
TRAVELERS INDEX ANNUITY
TRAVELERS MARQUIS PORTFOLIOS ANNUITY
TRAVELERS PROTECTED EQUITY PORTFOLIO ANNUITY
PIONEER ANNUISTAR ANNUITY
PIONEER ANNUISTAR FLEX ANNUITY
PIONEER ANNUISTAR PLUS ANNUITY
PIONEER ANNUISTAR VALUE ANNUITY
PORTFOLIO ARCHITECT ACCESS ANNUITY
TRAVELERS LIFE & ANNUITY PORTFOLIO ARCHITECT L ANNUITY
TRAVELERS LIFE & ANNUITY PORTFOLIO ARCHITECT PLUS ANNUITY
TRAVELERS PORTFOLIO ARCHITECT ANNUITY
TRAVELERS PORTFOLIO ARCHITECT 3 ANNUITY
TRAVELERS LIFE & ANNUITY PORTFOLIO ARCHITECT II ANNUITY
TRAVELERS LIFE & ANNUITY PORTFOLIO ARCHITECT SELECT ANNUITY
TRAVELERS PORTFOLIO ARCHITECT XTRA ANNUITY
TRAVELERS PREMIER ADVISERS ANNUITY
TRAVELERS LIFE & ANNUITY PREMIER ADVISERS II ANNUITY
TRAVELERS LIFE & ANNUITY PREMIER ADVISERS III ANNUITY
TRAVELERS LIFE & ANNUITY PREMIER ADVISERS L ANNUITY
TRAVELERS LIFE & ANNUITY PRIMELITE ANNUITY
TRAVELERS LIFE & ANNUITY PRIMELITE II ANNUITY
SCUDDER ADVOCATE ADVISOR ANNUITY
SCUDDER ADVOCATE REWARDS ANNUITY





SCUDDER ADVOCATE ADVISOR ST-1 ANNUITY
TRAVELERS RETIREMENT ACCOUNT ANNUITY
UNIVERSAL ANNUITY
TRAVELERS VINTAGE ANNUITY
TRAVELERS VINTAGE 3 ANNUITY
VINTAGE ACCESS ANNUITY
TRAVELERS VINTAGE II ANNUITY
TRAVELERS LIFE & ANNUITY VINTAGE II (SERIES II) ANNUITY
TRAVELERS LIFE & ANNUITY VINTAGE L ANNUITY
TRAVELERS VINTAGE XTRA ANNUITY
TRAVELERS LIFE & ANNUITY VINTAGE XTRA (SERIES II) ANNUITY
UNALLOCATED GROUP VARIABLE ANNUITY CONTRACT
TRAVELERS RETIREMENT PERSPECTIVES ("TRP")
TRAVELERS VARIABLE LIFE ACCUMULATOR
TRAVELERS VARIABLE LIFE ACCUMULATOR (SERIES 2)
TRAVELERS CORPORATE BENEFIT LIFE
INVEST
MARKET LIFE
TRAVELERS PORTFOLIO ARCHITECT LIFE
TRAVELERS VARIABLE LIFE
VINTAGE LIFE
TRAVELERS VARIABLE SURVIVORSHIP LIFE
TRAVELERS VARIABLE SURVIVORSHIP LIFE II
THE TRAVELERS GROWTH & INCOME STOCK ACCOUNT FOR VARIABLE ANNUITIES
THE TRAVELERS QUALITY BOND ACCOUNT FOR VARIABLE ANNUITIES
THE TRAVELERS MONEY MARKET ACCOUNT FOR VARIABLE ANNUITIES
TACTICAL AGGRESSIVE STOCK ACCOUNT VARIABLE ANNUITIES
TACTICAL GROWTH & INCOME STOCK ACCOUNT FOR VARIABLE ANNUITIES
TACTICAL SHORT-TERM BOND ACCOUNT FOR VARIABLE ANNUITIES
TRAVELERS VARIABLE LIFE ACCUMULATOR (SERIES 3)
UNIVERSAL ANNUITY ADVANTAGE
UNIVERSAL SELECT ANNUITY
TRAVELERS CORPORATE OWNED VARIABLE UNIVERSAL LIFE INSURANCE
TRAVELERS CORPORATE OWNED VARIABLE UNIVERSAL LIFE INSURANCE- SERIES 2
TRAVELERS CORPORATE OWNED VARIABLE UNIVERSAL LIFE INSURANCE 2000
TRAVELERS LIFE & ANNUITY CORPORATE OWNED VARIABLE UNIVERSAL LIFE INSURANCE III
TRAVELERS LIFE & ANNUITY CORPORATE OWNED VARIABLE UNIVERSAL LIFE INSURANCE IV
TRAVELERS LIFE & ANNUITY CORPORATE SELECT


L-24522                                                               July, 2005