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FINANCE RECEIVABLES (Tables)
12 Months Ended
Dec. 31, 2019
Receivables [Abstract]  
Schedule of Accounts, Notes, Loans and Financing Receivable
Finance receivables, net consisted of the following (in millions):
December 31,
2019
December 31,
2018
Commercial loans$145.7  $154.0  
Sales-type leases20.5  45.5  
Total finance receivables, gross166.2  199.5  
Allowance for credit losses(11.0) (5.5) 
Total finance receivables, net$155.2  $194.0  
Impaired Financing Receivables
The following table presents individually impaired finance receivables (in millions):

December 31, 2019December 31, 2018December 31, 2017
Commercial LoansSales-Type LeasesTotalCommercial LoansSales-Type LeasesTotalCommercial LoansSales-Type LeasesTotal
Recorded investment$7.8  $—  $7.8  $1.5  $—  $1.5  $6.0  $—  $6.0  
Related allowance7.8  —  7.8  0.6  —  0.6  2.4  —  2.4  
Average recorded investment7.5  —  7.5  2.4  —  2.4  3.7  —  3.7  
Allowance for Credit Losses on Financing Receivables
The following table presents an analysis of the allowance for credit losses (in millions):
Year Ended December 31, 2019Year Ended December 31, 2018Year Ended December 31, 2017
Commercial LoansSales-Type LeasesTotalCommercial LoansSales-Type LeasesTotalCommercial LoansSales-Type LeasesTotal
Balance, beginning of period$4.0  $1.5  $5.5  $5.7  $0.9  $6.6  $5.9  $0.4  $6.3  
Provision for credit losses
6.9  (1.0) 5.9  (0.5) 0.6  0.1  0.2  0.5  0.7  
Charge offs(0.4) —  (0.4) (1.1) —  (1.1) (0.4) —  (0.4) 
Recoveries —  —  —  (0.1) —  (0.1) —  —  —  
Balance, end of period$10.5  $0.5  $11.0  $4.0  $1.5  $5.5  $5.7  $0.9  $6.6  
The allowance for credit losses and finance receivables by portfolio, segregated by those amounts that are individually evaluated for impairment and those that are collectively evaluated for impairment, was as follows (in millions):

December 31, 2019December 31, 2018
Allowance for credit losses, ending balance:Commercial LoansSales-Type LeasesTotalCommercial LoansSales-Type LeasesTotal
Individually evaluated for impairment$7.8  $—  $7.8  $0.6  $—  $0.6  
Collectively evaluated for impairment2.7  0.5  3.2  3.4  1.5  4.9  
Total allowance for credit losses$10.5  $0.5  $11.0  $4.0  $1.5  $5.5  
Finance receivables, ending balance:
Individually evaluated for impairment$7.8  $—  $7.8  $1.5  $—  $1.5  
Collectively evaluated for impairment137.9  20.5  158.4  152.5  45.5  198.0  
Total finance receivables$145.7  $20.5  $166.2  $154.0  $45.5  $199.5  
Past Due Financing Receivables
The following tables present analysis of aging of recorded investment in finance receivables (in millions):

December 31, 2019
Current31-60 days past due61-90 days past dueGreater than 90 days past dueTotal past dueTotal Finance Receivables
Commercial loans$135.1  $2.4  $0.1  $8.1  $10.6  $145.7  
Sales-type leases20.2  —  0.3  —  0.3  20.5  
Total finance receivables$155.3  $2.4  $0.4  $8.1  $10.9  $166.2  

December 31, 2018
Current31-60 days past due61-90 days past dueGreater than 90 days past dueTotal past dueTotal Finance Receivables
Commercial loans$152.2  $0.1  $—  $1.7  $1.8  $154.0  
Sales-type leases45.3  0.2  —  —  0.2  45.5  
Total finance receivables$197.5  $0.3  $—  $1.7  $2.0  $199.5  
Financing Receivable Credit Quality Indicators
Finance receivables by risk rating (in millions):
RatingDecember 31, 2019December 31, 2018
Superior$1.7  $7.5  
Above Average17.3  30.7  
Average
42.1  56.9  
Below Average96.2  94.5  
Sub Standard8.9  9.9  
Total$166.2  $199.5