8-K 1 a4555681.txt ADVANTA 8-K SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 _________________ FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) January 23, 2004 ________________________________ Advanta Corp. ________________________________________________________________________________ (Exact Name of Registrant as Specified in Charter) Delaware 0-14120 23-1462070 ________________________________________________________________________________ (State or Other Jurisdiction (Commission (IRS Employer of Incorporation) File Number) Identification No.) Welsh & McKean Roads, 19477 ________________________________________________________________________________ P.O. Box 844, Spring House, Pennsylvania (Zip Code) (Address of Principal Executive Offices) Registrant's telephone number, including area code (215) 657-4000 ______________________________ ________________________________________________________________________________ (Former Name or Former Address, if Changed Since Last Report) Item 7. Financial Statements, Pro Forma Financial Information and Exhibits. (c) Exhibits. 99.1 Press Release issued January 23, 2004 regarding financial results for the quarter and year ended December 31, 2003. Item 12. Results of Operations and Financial Condition The information in this Current Report on Form 8-K is to be considered "filed" under the Securities Exchange Act of 1934, as amended. On January 23, 2004, Advanta Corp. (the "Company") issued a press release describing its results for the quarter and year ended December 31, 2003. A copy of the press release is attached hereto as Exhibit 99.1 and incorporated herein by reference. On January 23, 2004 at 9:00 a.m. Eastern time, Company management also will hold a conference call, publicly announced in its press release dated January 14, 2004. The call will be broadcast for the public simultaneously over the Internet through www.advanta.com or www.vcall.com. Replays of the call are available on the Vcall site for 30 days from the date of the call. In addition to historical information, this Current Report on Form 8-K contains forward-looking statements that are subject to certain risks and uncertainties that could cause actual results to differ from those projected. Risks that may affect the Company's future performance are detailed in the Company's filings with the Securities and Exchange Commission, including its most recent Annual Report on Form 10-K and its Quarterly Reports on Form 10-Q. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Advanta Corp. ___________________________ (Registrant) Date: January 23, 2004 By: /s/ Elizabeth H. Mai ______________________ Elizabeth H. Mai Senior Vice President, Secretary and General Counsel EXHIBIT INDEX _____________ Exhibit Description Method of Filing _______ ___________ ________________ 99.1 Press release issued January 23, 2004 Filed herewith regarding financial results for the quarter and year ended December 31, 2003