-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, I1JHTBFnH0acW9E9Nw7GKzBQo5FAl/coiDVRqrcIuMBtBg5YxqLun27bexfKXt93 uILR0DiFs/jcsfWP2/7OXw== 0000893220-05-001423.txt : 20050620 0000893220-05-001423.hdr.sgml : 20050617 20050620101339 ACCESSION NUMBER: 0000893220-05-001423 CONFORMED SUBMISSION TYPE: 424B3 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20050620 DATE AS OF CHANGE: 20050620 FILER: COMPANY DATA: COMPANY CONFORMED NAME: ADVANTA CORP CENTRAL INDEX KEY: 0000096638 STANDARD INDUSTRIAL CLASSIFICATION: PERSONAL CREDIT INSTITUTIONS [6141] IRS NUMBER: 231462070 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 424B3 SEC ACT: 1933 Act SEC FILE NUMBER: 333-90642 FILM NUMBER: 05904778 BUSINESS ADDRESS: STREET 1: P.O. BOX 844 STREET 2: WELSH & MCKEAN ROADS CITY: SPRING HOUSE STATE: PA ZIP: 19477 BUSINESS PHONE: 2154445341 MAIL ADDRESS: STREET 1: C/O WELSH & MCKEAN ROADS STREET 2: P.O. BOX 844 CITY: SPRING HOUSE STATE: PA ZIP: 19477-0844 FORMER COMPANY: FORMER CONFORMED NAME: TSO FINANCIAL CORP DATE OF NAME CHANGE: 19880306 FORMER COMPANY: FORMER CONFORMED NAME: TEACHERS SERVICE ORGANIZATION INC DATE OF NAME CHANGE: 19850812 424B3 1 w10023ae424b3.htm PRICING SUPPLEMENT DATED JUNE 19, 2005 e424b3
 

     
Pricing Supplement dated June 19, 2005
  Rule #424(b)(3)
(To Prospectus dated July 15, 2002)
            File No. 333-90642

Advanta Corp.

For use only by residents of:
CA, CO, CT, DE, FL, GA, KS, MA, MD, MN, NJ, OR and PA

Advanta Investment Notes

                     
Term   Interest Rate   Annual Percentage Yield *
12
  month     3.10 %     3.15 %
18
  month     3.34 %     3.40 %
24
  month     3.49 %     3.55 %
30
  month     3.68 %     3.75 %
3
  year     4.40 %     4.50 %
4
  year     5.12 %     5.25 %
5
  year     5.59 %     5.75 %
7
  year     6.30 %     6.50 %
10
  year     6.77 %     7.00 %

* The stated Annual Percentage Yield assumes all interest reinvested daily at the stated rate. The stated Annual Percentage Yields (APYs) do not include Additional Interest (as defined in the prospectus dated July 15, 2002) being offered only to residents of Utah who purchase an Investment Note or renew a maturing Investment Note. The Additional Interest for Utah residents consists of a bonus over the APYs currently in effect for all other investors who purchase Investment Notes or renew maturing Investment Notes for those terms. The Additional Interest available in Utah is as follows for each of the terms indicated: 1.20% for the 12-month term, 1.20% for the 18-month term, 1.55% for the 24-month term, 1.50% for the 30-month term, 1.50% for the 3-year term, 1.75% for the 4-year term, 2.25% for the 5-year term, 2.00% for the 7-year term and 2.00% for the 10-year term.

Minimum Investment $5,000

RediReserve Variable Rate Certificates

                 
Tier   Interest Rate   Annual Percentage Yield**
$100 to $4,999
    2.75 %     2.79 %
$5,000 to $24,999
    2.80 %     2.84 %
$25,000 to $49,999
    2.85 %     2.89 %
$50,000 plus
    2.90 %     2.94 %

Minimum Investment $5,000

** The stated Annual Percentage Yield assumes all interest reinvested daily at the stated rate. The interest rate we pay on any particular RediReserve Certificate depends on the tier into which the holder’s end-of-the-day balance falls. We will not pay interest on a RediReserve Certificate for any day on which the end-of-the-day balance is less than $100. Interest rates and annual percentage yields for each tier may change from week to week and will apply to outstanding RediReserve Certificates. We currently set the interest rates each Sunday and they are effective through Saturday. Interest rates for each one week period, currently commencing on Sunday, will be at least equal to the rate on the thirteen week U.S. Treasury Bill auctioned on the immediately preceding Monday less one percent (1%).

ADDITIONAL INFORMATION — RECENT DEVELOPMENTS

We file annual, quarterly and special reports, proxy statements and other information, including information about recent developments, with the SEC. You may read and copy any document we file at the following public reference room maintained by the SEC at:

Judiciary Plaza
450 Fifth Street, N.W.
Washington, D.C. 20549

You may obtain information on the operation of the SEC’s public reference room by calling the SEC at 1-800-SEC-0330. Our SEC filings also are available to the public from the SEC’s Internet website at http://www.sec.gov.

An offer can only be made by the prospectus dated July 15, 2002, in conjunction with this pricing supplement. See “Risk Factors” beginning at page 9 of the prospectus for a discussion of certain factors which should be considered in connection with an investment in the Notes and RediReserve Certificates. The Notes and RediReserve Certificates represent obligations of Advanta Corp. and are not insured or guaranteed by the FDIC or any governmental or private entity.

     
For More Information Call
  Utah Residents, Please Call
1-800-223-7074   1-800-259-5862

 

-----END PRIVACY-ENHANCED MESSAGE-----