1
                                                                          
Pricing Supplement dated January 24, 1997                                    Rule 424(b)(3)
(To Prospectus dated July 8, 1996 and                                        File No. 333-05701
Prospectus Supplement dated October 30, 1996)



                                ADVANTA CORP.
                   MEDIUM-TERM NOTES, SERIES D - FIXED RATE



======================================================================================================
                                                                 
Principal Amount:  $20,000,000                                      Interest Rate: 6.65%
Agent's Discount or Commission:  $60,000                            Stated Maturity Date:  01/31/2000
Net Proceeds to Issuer:  $19,940,000                                Original Issue Date:  01/29/97
Issue Price: 100%                                                   Trade Date:  01/24/97  
======================================================================================================
Interest Payment Dates:   July 31, 1997 and the                     Cusip No.:  00756QDQ8
                          31st day of each January
                          and July thereafter


Day Count Convention:

         [X]    30/360 for the period from 01/29/97  to 01/30/2000

         [ ]     Actual/360 for the period from      to

         [ ]     Actual/Actual for the period from   to

Redemption:

         [X]    The Notes cannot be redeemed prior to the Stated Maturity Date.

         [ ]    The Notes may be redeemed prior to the Stated Maturity Date.
                Initial Redemption Date:
                Initial Redemption Percentage:
                Annual Redemption Percentage Reduction: ____% until Redemption
                Percentage is 100% of the principal amount.

Optional Repayment:

         [X]    The Notes cannot be repaid prior to the Stated Maturity Date.

         [ ]    The Notes can be repaid prior to the Stated Maturity Date at
                the option of the holder of the Notes.
                Option Repayment Dates:
                Repayment Price: ____%

Currency:

         Specified Currency:  United States Dollars
           (If other than U.S. dollars, see attached)
         Minimum Denominations:
           (Applicable only if Specified Currency is other than U.S. dollars)
         Original Issue Discount:
                          [ ]     Yes      [X]     No

         Total Amount of OID:
         Yield to Maturity:
         Initial Accrual Period:
   2


Form:

         [X]    Book Entry                                 [ ]    Certificated

Agent acting in the capacity as indicated below:

         [X]    Agent                                      [ ]    Principal

If as Principal:

         [ ]    The Notes are being offered at varying prices related to 
                prevailing market prices at the time of resale.

         [ ]    The Notes are being offered at a fixed initial public 
                offering price of ____% of principal amount.

If as Agent:

         The Notes are being offered at a fixed initial public offering price 
         of 100% of principal amount.

[X]      Other Provisions:  Lehman Brothers Securities Inc.

         [ ]  Salomon Brothers Inc

                 [ ]  Bear, Stearns & Co. Inc.

                                  [ ]    CS First Boston

                                          [ ]   Donaldson, Lufkin & Jenrette
                                                   Securities Corporation

                                                        [ ] Merrill Lynch & Co.