The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AUTOMATIC DATA PROCESSING IN COM 053015103   5,409,000 21,659 SH   SOLE   21,659 0 0
AT&T INC COM 00206R102   1,788,000 101,595 SH   SOLE   101,595 0 0
ABBVIE INC COM 00287y109   70,711,000 388,310 SH   SOLE   388,310 0 0
ABBOTT LABS COM 002824100   32,813,000 288,697 SH   SOLE   288,697 0 0
ADOBE INC COM 00724f101   220,000 436 SH   SOLE   436 0 0
AIR PRODS & CHEMS INC COM 009158106   1,406,000 5,803 SH   SOLE   5,803 0 0
ALPHABET INC CAP STK CL A 02079k305   2,828,000 18,738 SH   SOLE   18,738 0 0
ALPHABET INC CAP STK CL C 02079k107   3,300,000 21,674 SH   SOLE   21,674 0 0
ALTRIA GROUP INC COM 02209s103   1,122,000 25,728 SH   SOLE   25,728 0 0
AMAZON COM INC COM 023135106   5,050,000 27,994 SH   SOLE   27,994 0 0
AMERICAN ELEC PWR CO INC COM 025537101   2,479,000 28,797 SH   SOLE   28,797 0 0
AMERICAN EXPRESS CO COM 025816109   1,975,000 8,674 SH   SOLE   8,674 0 0
AMERIPRISE FINL INC COM 03076c106   451,000 1,029 SH   SOLE   1,029 0 0
AMGEN INC COM 031162100   8,370,000 29,439 SH   SOLE   29,439 0 0
ANALOG DEVICES INC COM 032654105   532,000 2,689 SH   SOLE   2,689 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524a108   1,216,000 20,000 SH   SOLE   20,000 0 0
APPLE INC COM 037833100   46,481,000 271,057 SH   SOLE   271,057 0 0
ARCHER DANIELS MIDLAND CO COM 039483102   238,000 3,782 SH   SOLE   3,782 0 0
GALLAGHER ARTHUR J & CO COM 363576109   318,000 1,270 SH   SOLE   1,270 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   716,000 10,565 SH   SOLE   10,565 0 0
AUTODESK INC COM 052769106   1,111,000 4,268 SH   SOLE   4,268 0 0
BP PLC SPONSORED ADR 055622104   280,000 7,443 SH   SOLE   7,443 0 0
BAIDU INC SPON ADR REP A 056752108   1,053,000 10,000 SH   SOLE   10,000 0 0
BAKER HUGHES COMPANY CL A 05722g100   1,425,000 42,546 SH   SOLE   42,546 0 0
BANK AMERICA CORP COM 060505104   59,030,000 1,556,705 SH   SOLE   1,556,705 0 0
BECTON DICKINSON & CO COM 075887109   474,000 1,914 SH   SOLE   1,914 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,903,000 3 SH   SOLE   3 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   7,788,000 18,519 SH   SOLE   18,519 0 0
BEST BUY INC COM 086516101   615,000 7,500 SH   SOLE   7,500 0 0
BIOGEN INC COM 09062x103   446,000 2,067 SH   SOLE   2,067 0 0
BLACKROCK INC COM 09247x101   416,000 498 SH   SOLE   498 0 0
BLACKSTONE INC COM 09260D107   3,109,000 23,663 SH   SOLE   23,663 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   34,505,000 636,273 SH   SOLE   636,273 0 0
BROADCOM INC COM 11135F101   3,464,000 2,613 SH   SOLE   2,613 0 0
BROWN FORMAN CORP CL B 115637209   222,000 4,301 SH   SOLE   4,301 0 0
CSX CORP COM 126408103   277,000 7,474 SH   SOLE   7,474 0 0
CVS HEALTH CORP COM 126650100   335,000 4,201 SH   SOLE   4,201 0 0
CAESARS ENTERTAINMENT INC NE COM 12769g100   560,000 12,792 SH   SOLE   12,792 0 0
CARMAX INC COM 143130102   233,000 2,680 SH   SOLE   2,680 0 0
CARNIVAL CORP UNIT 99/99/9999 143658300   260,000 15,896 SH   SOLE   15,896 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   369,000 6,341 SH   SOLE   6,341 0 0
CATERPILLAR INC COM 149123101   1,066,000 2,908 SH   SOLE   2,908 0 0
SCHWAB CHARLES CORP COM 808513105   27,990,000 386,928 SH   SOLE   386,928 0 0
CHEVRON CORP NEW COM 166764100   60,034,000 380,589 SH   SOLE   380,589 0 0
CHUBB LIMITED COM h1467J104   32,620,000 125,881 SH   SOLE   125,881 0 0
THE CIGNA GROUP COM 125523100   262,000 722 SH   SOLE   722 0 0
CISCO SYS INC COM 17275R102   43,450,000 870,567 SH   SOLE   870,567 0 0
CITIGROUP INC COM NEW 172967424   5,864,000 92,721 SH   SOLE   92,721 0 0
COCA COLA CO COM 191216100   8,893,000 145,366 SH   SOLE   145,366 0 0
COCA COLA CONS INC COM 191098102   339,000 401 SH   SOLE   401 0 0
COINBASE GLOBAL INC COM CL A 19260q107   267,000 1,007 SH   SOLE   1,007 0 0
COMCAST CORP NEW CL A 20030n101   1,576,000 36,365 SH   SOLE   36,365 0 0
COMMUNITY BK SYS INC COM 203607106   1,103,000 22,960 SH   SOLE   22,960 0 0
CONOCOPHILLIPS COM 20825c104   14,083,000 110,644 SH   SOLE   110,644 0 0
COSTCO WHSL CORP NEW COM 22160k105   393,000 536 SH   SOLE   536 0 0
CROWDSTRIKE HLDGS INC CL A 22788c105   218,000 679 SH   SOLE   679 0 0
DANAHER CORPORATION COM 235851102   311,000 1,244 SH   SOLE   1,244 0 0
DARDEN RESTAURANTS INC COM 237194105   347,000 2,074 SH   SOLE   2,074 0 0
DEERE & CO COM 244199105   27,460,000 66,856 SH   SOLE   66,856 0 0
DELL TECHNOLOGIES INC CL C 24703L202   3,092,000 27,097 SH   SOLE   27,097 0 0
DEVON ENERGY CORP NEW COM 25179m103   246,000 4,903 SH   SOLE   4,903 0 0
DISNEY WALT CO COM 254687106   10,333,000 84,449 SH   SOLE   84,449 0 0
DOLBY LABORATORIES INC COM CL A 25659t107   259,000 3,094 SH   SOLE   3,094 0 0
DUPONT DE NEMOURS INC COM 26614n102   305,000 3,983 SH   SOLE   3,983 0 0
EOG RES INC COM 26875P101   21,266,000 166,347 SH   SOLE   166,347 0 0
ELEVANCE HEALTH INC COM 036752103   296,000 570 SH   SOLE   570 0 0
EMERSON ELEC CO COM 291011104   34,979,000 308,402 SH   SOLE   308,402 0 0
ENCORE WIRE CORP COM 292562105   230,000 875 SH   SOLE   875 0 0
SELECT SECTOR SPDR TR ENERGY 81369y506   601,000 6,371 SH   SOLE   6,371 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   540,000 34,329 SH   SOLE   34,329 0 0
EXPEDIA GROUP INC COM NEW 30212p303   1,378,000 10,000 SH   SOLE   10,000 0 0
EXPEDITORS INTL WASH INC COM 302130109   301,000 2,479 SH   SOLE   2,479 0 0
EXXON MOBIL CORP COM 30231g102   3,547,000 30,517 SH   SOLE   30,517 0 0
FNCB BANCORP INC COM 302578109   513,000 84,535 SH   SOLE   84,535 0 0
FASTENAL CO COM 311900104   564,000 7,306 SH   SOLE   7,306 0 0
FEDEX CORP COM 31428x106   456,000 1,574 SH   SOLE   1,574 0 0
FIFTH THIRD BANCORP COM 316773100   744,000 20,000 SH   SOLE   20,000 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369y605   274,000 6,516 SH   SOLE   6,516 0 0
FISERV INC COM 337738108   240,000 1,500 SH   SOLE   1,500 0 0
FLUOR CORP NEW COM 343412102   2,114,000 50,000 SH   SOLE   50,000 0 0
FORD MTR CO DEL COM 345370860   290,000 21,870 SH   SOLE   21,870 0 0
FRANKLIN TEMPLETON ETF TR FTSE JAPAN ETF 35473p744   204,000 6,586 SH   SOLE   6,586 0 0
FREEPORT-MCMORAN INC CL B 35671d857   635,000 13,502 SH   SOLE   13,502 0 0
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266g107   457,000 5,030 SH   SOLE   5,030 0 0
GENERAC HLDGS INC COM 368736104   273,000 2,167 SH   SOLE   2,167 0 0
GENERAL DYNAMICS CORP COM 369550108   532,000 1,882 SH   SOLE   1,882 0 0
GENERAL ELECTRIC CO COM NEW 369604301   3,499,000 19,931 SH   SOLE   19,931 0 0
GENERAL MLS INC COM 370334104   30,842,000 440,788 SH   SOLE   440,788 0 0
GOLDMAN SACHS GROUP INC COM 38141g104   300,000 718 SH   SOLE   718 0 0
HERTZ GLOBAL HLDGS INC COM NEW 42806j700   979,000 125,090 SH   SOLE   125,090 0 0
HOME DEPOT INC COM 437076102   3,260,000 8,498 SH   SOLE   8,498 0 0
HONEYWELL INTL INC COM 438516106   32,081,000 156,304 SH   SOLE   156,304 0 0
HUBSPOT INC COM 443573100   317,000 506 SH   SOLE   506 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   1,412,000 7,395 SH   SOLE   7,395 0 0
LITMAN GREGORY FDS TR IMGP BERKSHIRE 53700t751   430,000 37,957 SH   SOLE   37,957 0 0
ILLINOIS TOOL WKS INC COM 452308109   1,533,000 5,712 SH   SOLE   5,712 0 0
INTEL CORP COM 458140100   5,502,000 124,559 SH   SOLE   124,559 0 0
INVESCO QQQ TR UNIT SER 1 46090e103   853,000 1,920 SH   SOLE   1,920 0 0
JPMORGAN CHASE & CO COM 46625H100   79,904,000 398,923 SH   SOLE   398,923 0 0
JOHNSON & JOHNSON COM 478160104   39,695,000 250,931 SH   SOLE   250,931 0 0
JOHNSON CTLS INTL PLC SHS g51502105   403,000 6,173 SH   SOLE   6,173 0 0
KLA CORP COM NEW 482480100   511,000 732 SH   SOLE   732 0 0
KELLANOVA COM 487836108   542,000 9,469 SH   SOLE   9,469 0 0
KIMBERLY-CLARK CORP COM 494368103   917,000 7,087 SH   SOLE   7,087 0 0
KINDER MORGAN INC DEL COM 49456B101   21,604,000 1,177,959 SH   SOLE   1,177,959 0 0
KRAFT HEINZ CO COM 500754106   6,952,000 188,404 SH   SOLE   188,404 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   731,000 3,432 SH   SOLE   3,432 0 0
LKQ CORP COM 501889208   298,000 5,574 SH   SOLE   5,574 0 0
LEGGETT & PLATT INC COM 524660107   1,766,000 92,211 SH   SOLE   92,211 0 0
ELI LILLY & CO COM 532457108   3,101,000 3,986 SH   SOLE   3,986 0 0
LINDE PLC SHS g54950103   340,000 733 SH   SOLE   733 0 0
LOCKHEED MARTIN CORP COM 539830109   38,943,000 85,614 SH   SOLE   85,614 0 0
LOWES COS INC COM 548661107   36,900,000 144,859 SH   SOLE   144,859 0 0
M & T BK CORP COM 55261F104   26,606,000 182,932 SH   SOLE   182,932 0 0
MGM RESORTS INTERNATIONAL COM 552953101   1,182,000 25,036 SH   SOLE   25,036 0 0
3M CO COM 88579Y101   312,000 2,941 SH   SOLE   2,941 0 0
MARTIN MARIETTA MATLS INC COM 573284106   465,000 757 SH   SOLE   757 0 0
MASTERCARD INCORPORATED CL A 57636q104   569,000 1,181 SH   SOLE   1,181 0 0
MCCORMICK & CO INC COM NON VTG 579780206   276,000 3,592 SH   SOLE   3,592 0 0
MCDONALDS CORP COM 580135101   33,196,000 117,737 SH   SOLE   117,737 0 0
MEDTRONIC PLC SHS g5960l103   5,818,000 66,757 SH   SOLE   66,757 0 0
MERCK & CO INC COM 58933Y105   43,474,000 329,471 SH   SOLE   329,471 0 0
META PLATFORMS INC CL A 30303m102   1,556,000 3,205 SH   SOLE   3,205 0 0
MICRON TECHNOLOGY INC COM 595112103   503,000 4,267 SH   SOLE   4,267 0 0
MICROSOFT CORP COM 594918104   93,283,000 221,723 SH   SOLE   221,723 0 0
MONDELEZ INTL INC CL A 609207105   41,070,000 586,718 SH   SOLE   586,718 0 0
MORGAN STANLEY COM NEW 617446448   1,062,000 11,282 SH   SOLE   11,282 0 0
NEXTERA ENERGY INC COM 65339f101   1,532,000 23,973 SH   SOLE   23,973 0 0
NORFOLK SOUTHN CORP COM 655844108   35,784,000 140,401 SH   SOLE   140,401 0 0
NUCOR CORP COM 670346105   66,962,000 338,361 SH   SOLE   338,361 0 0
NVIDIA CORPORATION COM 67066g104   4,119,000 4,558 SH   SOLE   4,558 0 0
OREILLY AUTOMOTIVE INC COM 67103h107   687,000 609 SH   SOLE   609 0 0
OMNICOM GROUP INC COM 681919106   423,000 4,371 SH   SOLE   4,371 0 0
ORACLE CORP COM 68389X105   2,617,000 20,835 SH   SOLE   20,835 0 0
PNC FINL SVCS GROUP INC COM 693475105   31,321,000 193,817 SH   SOLE   193,817 0 0
PPL CORP COM 69351T106   31,120,000 1,130,416 SH   SOLE   1,130,416 0 0
PARKER-HANNIFIN CORP COM 701094104   607,000 1,092 SH   SOLE   1,092 0 0
PAYCHEX INC COM 704326107   395,000 3,214 SH   SOLE   3,214 0 0
PELOTON INTERACTIVE INC CL A COM 70614W100   201,000 46,875 SH   SOLE   46,875 0 0
PENNS WOODS BANCORP INC COM 708430103   553,000 28,468 SH   SOLE   28,468 0 0
PEPSICO INC COM 713448108   28,695,000 163,962 SH   SOLE   163,962 0 0
PFIZER INC COM 717081103   19,108,000 688,566 SH   SOLE   688,566 0 0
PHILIP MORRIS INTL INC COM 718172109   1,062,000 11,587 SH   SOLE   11,587 0 0
PHILLIPS 66 COM 718546104   237,000 1,448 SH   SOLE   1,448 0 0
PINNACLE FINL PARTNERS INC COM 72346q104   500,000 5,821 SH   SOLE   5,821 0 0
PIONEER NAT RES CO COM 723787107   510,000 1,941 SH   SOLE   1,941 0 0
PROCTER AND GAMBLE CO COM 742718109   35,534,000 219,009 SH   SOLE   219,009 0 0
PROFIRE ENERGY INC COM 74316X101   268,000 144,664 SH   SOLE   144,664 0 0
PROGRESSIVE CORP COM 743315103   1,507,000 7,288 SH   SOLE   7,288 0 0
PULTE GROUP INC COM 745867101   18,367,000 152,268 SH   SOLE   152,268 0 0
QUALCOMM INC COM 747525103   49,219,000 290,720 SH   SOLE   290,720 0 0
QUANTA SVCS INC COM 74762e102   291,000 1,121 SH   SOLE   1,121 0 0
RTX CORPORATION COM 75513E101   1,939,000 19,881 SH   SOLE   19,881 0 0
RAYMOND JAMES FINL INC COM 754730109   205,000 1,595 SH   SOLE   1,595 0 0
RELIANCE INC COM 759509102   636,000 1,903 SH   SOLE   1,903 0 0
RESIDEO TECHNOLOGIES INC COM 76118y104   1,446,000 64,506 SH   SOLE   64,506 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137v357   766,000 4,524 SH   SOLE   4,524 0 0
SPDR S&P 500 ETF TR TR UNIT 78462f103   9,939,000 19,001 SH   SOLE   19,001 0 0
SPDR GOLD TR GOLD SHS 78463v107   328,000 1,594 SH   SOLE   1,594 0 0
SPDR SER TR PORTFOLIO S&P600 78468r853   13,331,000 309,725 SH   SOLE   309,725 0 0
SPDR SER TR S&P BK ETF 78464a797   426,000 9,037 SH   SOLE   9,037 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   3,329,000 131,824 SH   SOLE   131,824 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   14,897,000 381,778 SH   SOLE   381,778 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   7,293,000 78,652 SH   SOLE   78,652 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   3,995,000 65,439 SH   SOLE   65,439 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   2,371,000 29,412 SH   SOLE   29,412 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   5,387,000 86,810 SH   SOLE   86,810 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   6,102,000 80,309 SH   SOLE   80,309 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   15,402,000 189,147 SH   SOLE   189,147 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,300,000 46,720 SH   SOLE   46,720 0 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS g7997r103   585,000 6,286 SH   SOLE   6,286 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189f676   424,000 1,886 SH   SOLE   1,886 0 0
SHELL PLC SPON ADS 780259305   384,000 5,728 SH   SOLE   5,728 0 0
SOUTHWEST AIRLS CO COM 844741108   1,349,000 46,217 SH   SOLE   46,217 0 0
SYSCO CORP COM 871829107   2,356,000 29,024 SH   SOLE   29,024 0 0
TE CONNECTIVITY LTD SHS H84989104   36,950,000 254,408 SH   SOLE   254,408 0 0
TJX COS INC NEW COM 872540109   698,000 6,883 SH   SOLE   6,883 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   529,000 3,891 SH   SOLE   3,891 0 0
TARGET CORP COM 87612e106   634,000 3,578 SH   SOLE   3,578 0 0
TETRA TECHNOLOGIES INC DEL COM 88162f105   1,863,000 420,625 SH   SOLE   420,625 0 0
TEXAS INSTRS INC COM 882508104   1,607,000 9,224 SH   SOLE   9,224 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   214,000 369 SH   SOLE   369 0 0
TOLL BROTHERS INC COM 889478103   2,349,000 18,160 SH   SOLE   18,160 0 0
TOTALENERGIES SE SPONSORED ADS 89151e109   251,000 3,650 SH   SOLE   3,650 0 0
TRACTOR SUPPLY CO COM 892356106   248,000 949 SH   SOLE   949 0 0
US BANCORP DEL COM NEW 902973304   460,000 10,295 SH   SOLE   10,295 0 0
UBER TECHNOLOGIES INC COM 90353t100   238,000 3,097 SH   SOLE   3,097 0 0
PROSHARES TR PSHS ULT S&P 500 74347r107   397,000 5,124 SH   SOLE   5,124 0 0
UNION PAC CORP COM 907818108   2,329,000 9,470 SH   SOLE   9,470 0 0
UNITED PARCEL SERVICE INC CL B 911312106   801,000 5,392 SH   SOLE   5,392 0 0
UNITEDHEALTH GROUP INC COM 91324p102   4,706,000 9,512 SH   SOLE   9,512 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369y886   542,000 8,255 SH   SOLE   8,255 0 0
VALERO ENERGY CORP COM 91913y100   375,000 2,199 SH   SOLE   2,199 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   420,000 2,298 SH   SOLE   2,298 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,538,000 84,703 SH   SOLE   84,703 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   6,526,000 130,070 SH   SOLE   130,070 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   3,074,000 45,645 SH   SOLE   45,645 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   704,000 2,044 SH   SOLE   2,044 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   323,000 2,672 SH   SOLE   2,672 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816   564,000 1,968 SH   SOLE   1,968 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   19,233,000 76,976 SH   SOLE   76,976 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   517,000 6,805 SH   SOLE   6,805 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206c680   271,000 3,128 SH   SOLE   3,128 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206c714   575,000 7,306 SH   SOLE   7,306 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206c649   2,722,000 19,471 SH   SOLE   19,471 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   684,000 1,422 SH   SOLE   1,422 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   19,617,000 85,819 SH   SOLE   85,819 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   12,016,000 204,872 SH   SOLE   204,872 0 0
VERIZON COMMUNICATIONS INC COM 92343v104   1,843,000 43,935 SH   SOLE   43,935 0 0
VERTEX PHARMACEUTICALS INC COM 92532f100   2,002,000 4,789 SH   SOLE   4,789 0 0
VIATRIS INC COM 92556v106   1,188,000 99,465 SH   SOLE   99,465 0 0
VISA INC COM CL A 92826c839   1,310,000 4,695 SH   SOLE   4,695 0 0
WP CAREY INC COM 92936U109   18,477,000 327,383 SH   SOLE   327,383 0 0
WALMART INC COM 931142103   35,858,000 595,938 SH   SOLE   595,938 0 0
WASTE MGMT INC DEL COM 94106L109   51,828,000 243,152 SH   SOLE   243,152 0 0
WELLS FARGO CO NEW COM 949746101   16,232,000 280,055 SH   SOLE   280,055 0 0
WISDOMTREE TR US MIDCAP DIVID 97717w505   208,000 4,257 SH   SOLE   4,257 0 0
ZOETIS INC CL A 98978v103   315,000 1,863 SH   SOLE   1,863 0 0
ISHARES TR CORE S&P MCP ETF 464287507   1,693,000 27,875 SH   SOLE   27,875 0 0
ISHARES TR SELECT DIVID ETF 464287168   1,355,000 11,000 SH   SOLE   11,000 0 0
ISHARES TR INTL DIV GRWTH 46435g524   2,665,000 39,570 SH   SOLE   39,570 0 0
ISHARES TR MSCI ACWI ETF 464288257   1,163,000 10,556 SH   SOLE   10,556 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,820,000 22,791 SH   SOLE   22,791 0 0
ISHARES INC MSCI JPN ETF NEW 46434g822   526,000 7,376 SH   SOLE   7,376 0 0
ISHARES TR MSCI UK ETF NEW 46435g334   334,000 9,750 SH   SOLE   9,750 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   7,584,000 22,502 SH   SOLE   22,502 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   2,216,000 12,371 SH   SOLE   12,371 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   3,214,000 15,282 SH   SOLE   15,282 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   232,000 855 SH   SOLE   855 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   1,332,000 8,389 SH   SOLE   8,389 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   1,205,000 4,016 SH   SOLE   4,016 0 0
ISHARES TR RUS MD CP GR ETF 464287481   490,000 4,296 SH   SOLE   4,296 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   389,000 3,101 SH   SOLE   3,101 0 0
ISHARES TR CORE S&P SCP ETF 464287804   933,000 8,438 SH   SOLE   8,438 0 0