The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AUTOMATIC DATA PROCESSING IN COM 053015103 4,419 19,535 SH   SOLE   4,419 0 0
AT&T INC COM 00206r102 11,712 763,498 SH   SOLE   11,712 0 0
ABBVIE INC COM 00287y109 51,901 386,716 SH   SOLE   51,901 0 0
ABBOTT LABS COM 002824100 26,896 277,968 SH   SOLE   26,896 0 0
AIR PRODS & CHEMS INC COM 009158106 1,345 5,778 SH   SOLE   1,345 0 0
ALPHABET INC CAP STK CL A 02079k305 1,741 18,198 SH   SOLE   1,741 0 0
ALPHABET INC CAP STK CL C 02079k107 2,511 26,120 SH   SOLE   2,511 0 0
ALTRIA GROUP INC COM 02209s103 1,451 35,944 SH   SOLE   1,451 0 0
AMAZON COM INC COM 023135106 2,577 22,808 SH   SOLE   2,577 0 0
AMERICAN ELEC PWR CO INC COM 025537101 2,277 26,335 SH   SOLE   2,277 0 0
AMERICAN EXPRESS CO COM 025816109 1,243 9,216 SH   SOLE   1,243 0 0
AMERIPRISE FINL INC COM 03076c106 230 911 SH   SOLE   230 0 0
AMGEN INC COM 031162100 6,807 30,200 SH   SOLE   6,807 0 0
ANALOG DEVICES INC COM 032654105 364 2,612 SH   SOLE   364 0 0
APPLE INC COM 037833100 37,015 267,834 SH   SOLE   37,015 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 305 3,793 SH   SOLE   305 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 579 10,565 SH   SOLE   579 0 0
AUTODESK INC COM 052769106 988 5,287 SH   SOLE   988 0 0
BP PLC SPONSORED ADR 055622104 229 8,021 SH   SOLE   229 0 0
BAKER HUGHES COMPANY CL A 05722g100 970 46,292 SH   SOLE   970 0 0
BK OF AMERICA CORP COM 060505104 46,090 1,526,174 SH   SOLE   46,090 0 0
BAUSCH HEALTH COS INC COM 071734107 82 11,900 SH   SOLE   82 0 0
BECTON DICKINSON & CO COM 075887109 521 2,339 SH   SOLE   521 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,712 17,645 SH   SOLE   4,712 0 0
BEST BUY INC COM 086516101 475 7,505 SH   SOLE   475 0 0
BIOGEN INC COM 09062x103 628 2,352 SH   SOLE   628 0 0
BLACKROCK INC COM 09247x101 360 653 SH   SOLE   360 0 0
BLACKSTONE INC COM 09260D107 1,991 23,788 SH   SOLE   1,991 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 42,214 593,815 SH   SOLE   42,214 0 0
BROADCOM INC COM 11135F101 1,259 2,836 SH   SOLE   1,259 0 0
BROWN FORMAN CORP CL B 115637209 307 4,615 SH   SOLE   307 0 0
CVS HEALTH CORP COM 126650100 328 3,444 SH   SOLE   328 0 0
CAESARS ENTERTAINMENT INC NE COM 12769g100 329 10,200 SH   SOLE   329 0 0
CAMPBELL SOUP CO COM 134429109 210 4,448 SH   SOLE   210 0 0
CARNIVAL CORP COMMON STOCK 143658300 119 16,870 SH   SOLE   119 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 239 6,714 SH   SOLE   239 0 0
CATERPILLAR INC COM 149123101 506 3,083 SH   SOLE   506 0 0
SCHWAB CHARLES CORP COM 808513105 402 5,589 SH   SOLE   402 0 0
CHEVRON CORP NEW COM 166764100 54,334 378,186 SH   SOLE   54,334 0 0
CHUBB LIMITED COM h1467j104 22,610 124,311 SH   SOLE   22,610 0 0
CIGNA CORP NEW COM 125523100 224 806 SH   SOLE   224 0 0
CISCO SYS INC COM 17275r102 32,953 823,829 SH   SOLE   32,953 0 0
CITIGROUP INC COM NEW 172967424 4,886 117,247 SH   SOLE   4,886 0 0
COCA COLA CO COM 191216100 8,292 148,025 SH   SOLE   8,292 0 0
COMCAST CORP NEW CL A 20030n101 1,079 36,798 SH   SOLE   1,079 0 0
COMERICA INC COM 200340107 302 4,250 SH   SOLE   302 0 0
COMMUNITY BK SYS INC COM 203607106 1,422 23,669 SH   SOLE   1,422 0 0
CONOCOPHILLIPS COM 20825c104 11,446 111,841 SH   SOLE   11,446 0 0
CROWDSTRIKE HLDGS INC CL A 22788c105 399 2,420 SH   SOLE   399 0 0
DANAHER CORPORATION COM 235851102 228 884 SH   SOLE   228 0 0
DARDEN RESTAURANTS INC COM 237194105 237 1,880 SH   SOLE   237 0 0
DEERE & CO COM 244199105 18,301 54,811 SH   SOLE   18,301 0 0
DISNEY WALT CO COM 254687106 7,176 76,073 SH   SOLE   7,176 0 0
DOLBY LABORATORIES INC COM CL A 25659t107 248 3,806 SH   SOLE   248 0 0
EOG RES INC COM 26875p101 1,181 10,570 SH   SOLE   1,181 0 0
ELEVANCE HEALTH INC COM 036752103 262 576 SH   SOLE   262 0 0
EMERSON ELEC CO COM 291011104 22,418 306,176 SH   SOLE   22,418 0 0
SELECT SECTOR SPDR TR ENERGY 81369y506 345 4,797 SH   SOLE   345 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 271 24,579 SH   SOLE   271 0 0
EQUITRANS MIDSTREAM CORP COM 294600101 193 25,800 SH   SOLE   193 0 0
ETSY INC COM 29786a106 208 2,073 SH   SOLE   208 0 0
EVERSOURCE ENERGY COM 30040w108 257 3,294 SH   SOLE   257 0 0
EXXON MOBIL CORP COM 30231g102 3,096 35,464 SH   SOLE   3,096 0 0
FNCB BANCORP INC COM 302578109 516 68,761 SH   SOLE   516 0 0
FASTENAL CO COM 311900104 250 5,424 SH   SOLE   250 0 0
FEDEX CORP COM 31428x106 279 1,881 SH   SOLE   279 0 0
FIDELITY D & D BANCORP INC COM 31609r100 266 6,599 SH   SOLE   266 0 0
FIFTH THIRD BANCORP COM 316773100 661 20,673 SH   SOLE   661 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369y605 311 10,233 SH   SOLE   311 0 0
FLUOR CORP NEW COM 343412102 1,245 50,000 SH   SOLE   1,245 0 0
FORD MTR CO DEL COM 345370860 271 24,236 SH   SOLE   271 0 0
FREEPORT-MCMORAN INC CL B 35671d857 338 12,364 SH   SOLE   338 0 0
GENERAC HLDGS INC COM 368736104 356 2,000 SH   SOLE   356 0 0
GENERAL DYNAMICS CORP COM 369550108 488 2,298 SH   SOLE   488 0 0
GENERAL ELECTRIC CO COM NEW 369604301 1,252 20,225 SH   SOLE   1,252 0 0
GENERAL MLS INC COM 370334104 33,255 434,077 SH   SOLE   33,255 0 0
GOLDMAN SACHS GROUP INC COM 38141g104 251 855 SH   SOLE   251 0 0
HERTZ GLOBAL HLDGS INC COM NEW 42806j700 545 33,490 SH   SOLE   545 0 0
HOME DEPOT INC COM 437076102 2,297 8,326 SH   SOLE   2,297 0 0
HONEYWELL INTL INC COM 438516106 25,164 150,709 SH   SOLE   25,164 0 0
HUBSPOT INC COM 443573100 250 927 SH   SOLE   250 0 0
HUNTINGTON BANCSHARES INC COM 446150104 147 11,150 SH   SOLE   147 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 720 6,064 SH   SOLE   720 0 0
ILLINOIS TOOL WKS INC COM 452308109 1,171 6,481 SH   SOLE   1,171 0 0
INTEL CORP COM 458140100 19,024 738,222 SH   SOLE   19,024 0 0
INVESCO QQQ TR UNIT SER 1 46090e103 481 1,799 SH   SOLE   481 0 0
JPMORGAN CHASE & CO COM 46625h100 47,140 451,100 SH   SOLE   47,140 0 0
JOHNSON & JOHNSON COM 478160104 39,774 243,476 SH   SOLE   39,774 0 0
JOHNSON CTLS INTL PLC SHS g51502105 323 6,566 SH   SOLE   323 0 0
KLA CORP COM NEW 482480100 259 857 SH   SOLE   259 0 0
KELLOGG CO COM 487836108 988 14,189 SH   SOLE   988 0 0
KIMBERLY-CLARK CORP COM 494368103 14,302 127,083 SH   SOLE   14,302 0 0
KINDER MORGAN INC DEL COM 49456b101 20,024 1,203,342 SH   SOLE   20,024 0 0
KRAFT HEINZ CO COM 500754106 6,422 192,562 SH   SOLE   6,422 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 855 4,112 SH   SOLE   855 0 0
LKQ CORP COM 501889208 247 5,233 SH   SOLE   247 0 0
LEGGETT & PLATT INC COM 524660107 27,956 841,546 SH   SOLE   27,956 0 0
LILLY ELI & CO COM 532457108 1,226 3,791 SH   SOLE   1,226 0 0
LINDE PLC SHS g5494j103 202 748 SH   SOLE   202 0 0
LOCKHEED MARTIN CORP COM 539830109 31,868 82,498 SH   SOLE   31,868 0 0
LOWES COS INC COM 548661107 1,450 7,721 SH   SOLE   1,450 0 0
M & T BK CORP COM 55261F104 31,555 178,963 SH   SOLE   31,555 0 0
MGM RESORTS INTERNATIONAL COM 552953101 746 25,100 SH   SOLE   746 0 0
3M CO COM 88579Y101 829 7,503 SH   SOLE   829 0 0
MASIMO CORP COM 574795100 205 1,450 SH   SOLE   205 0 0
MASTERCARD INCORPORATED CL A 57636q104 289 1,018 SH   SOLE   289 0 0
MCCORMICK & CO INC COM NON VTG 579780206 290 4,063 SH   SOLE   290 0 0
MCDONALDS CORP COM 580135101 26,823 116,247 SH   SOLE   26,823 0 0
MEDTRONIC PLC SHS g5960l103 4,987 61,764 SH   SOLE   4,987 0 0
MERCK & CO INC COM 58933Y105 28,732 333,625 SH   SOLE   28,732 0 0
META PLATFORMS INC CL A 30303m102 417 3,074 SH   SOLE   417 0 0
MICRON TECHNOLOGY INC COM 595112103 219 4,364 SH   SOLE   219 0 0
MICROSOFT CORP COM 594918104 49,864 214,101 SH   SOLE   49,864 0 0
MONDELEZ INTL INC CL A 609207105 10,625 193,784 SH   SOLE   10,625 0 0
MORGAN STANLEY COM NEW 617446448 933 11,803 SH   SOLE   933 0 0
NEXTERA ENERGY INC COM 65339f101 2,549 32,506 SH   SOLE   2,549 0 0
NORFOLK SOUTHN CORP COM 655844108 28,835 137,539 SH   SOLE   28,835 0 0
NUCOR CORP COM 670346105 37,334 348,945 SH   SOLE   37,334 0 0
NVIDIA CORPORATION COM 67066g104 631 5,202 SH   SOLE   631 0 0
OREILLY AUTOMOTIVE INC COM 67103h107 387 550 SH   SOLE   387 0 0
OMNICOM GROUP INC COM 681919106 226 3,584 SH   SOLE   226 0 0
ORACLE CORP COM 68389X105 1,394 22,830 SH   SOLE   1,394 0 0
PNC FINL SVCS GROUP INC COM 693475105 38,594 258,290 SH   SOLE   38,594 0 0
PPL CORP COM 69351T106 18,061 712,484 SH   SOLE   18,061 0 0
PAYCHEX INC COM 704326107 437 3,894 SH   SOLE   437 0 0
PENNS WOODS BANCORP INC COM 708430103 579 25,258 SH   SOLE   579 0 0
PEPSICO INC COM 713448108 25,645 157,080 SH   SOLE   25,645 0 0
PFIZER INC COM 717081103 30,608 699,441 SH   SOLE   30,608 0 0
PHILIP MORRIS INTL INC COM 718172109 1,747 21,044 SH   SOLE   1,747 0 0
PINNACLE FINL PARTNERS INC COM 72346q104 472 5,821 SH   SOLE   472 0 0
PIONEER NAT RES CO COM 723787107 426 1,967 SH   SOLE   426 0 0
PROCTER AND GAMBLE CO COM 742718109 27,498 217,809 SH   SOLE   27,498 0 0
PROFIRE ENERGY INC COM 74316X101 123 144,664 SH   SOLE   123 0 0
PROGRESSIVE CORP COM 743315103 700 6,021 SH   SOLE   700 0 0
PULTE GROUP INC COM 745867101 7,978 212,734 SH   SOLE   7,978 0 0
QUALCOMM INC COM 747525103 33,065 292,661 SH   SOLE   33,065 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,727 21,092 SH   SOLE   1,727 0 0
RELIANCE STEEL & ALUMINUM CO COM 759509102 331 1,899 SH   SOLE   331 0 0
RESIDEO TECHNOLOGIES INC COM 76118y104 923 48,437 SH   SOLE   923 0 0
SPDR S&P 500 ETF TR TR UNIT 78462f103 6,568 18,387 SH   SOLE   6,568 0 0
SPDR GOLD TR GOLD SHS 78463v107 209 1,350 SH   SOLE   209 0 0
SPDR SER TR S&P 600 SML CAP 78464a813 6,433 84,992 SH   SOLE   6,433 0 0
SPDR SER TR S&P BK ETF 78464a797 400 9,037 SH   SOLE   400 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,679 119,582 SH   SOLE   2,679 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 8,495 301,980 SH   SOLE   8,495 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 3,925 70,327 SH   SOLE   3,925 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,784 66,291 SH   SOLE   2,784 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,876 28,234 SH   SOLE   1,876 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,190 75,335 SH   SOLE   3,190 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 4,108 70,203 SH   SOLE   4,108 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 7,365 121,678 SH   SOLE   7,365 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,655 43,785 SH   SOLE   1,655 0 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS g7997r103 435 8,174 SH   SOLE   435 0 0
SHELL PLC SPON ADS 780259305 365 7,328 SH   SOLE   365 0 0
SOUTHWEST AIRLS CO COM 844741108 2,793 90,560 SH   SOLE   2,793 0 0
SYSCO CORP COM 871829107 2,138 30,239 SH   SOLE   2,138 0 0
TE CONNECTIVITY LTD SHS H84989104 26,530 240,399 SH   SOLE   26,530 0 0
TJX COS INC NEW COM 872540109 265 4,258 SH   SOLE   265 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 272 3,962 SH   SOLE   272 0 0
TARGET CORP COM 87612e106 850 5,726 SH   SOLE   850 0 0
TETRA TECHNOLOGIES INC DEL COM 88162f105 1,510 420,625 SH   SOLE   1,510 0 0
TEXAS INSTRS INC COM 882508104 1,849 11,945 SH   SOLE   1,849 0 0
TOTALENERGIES SE SPONSORED ADS 89151e109 715 15,366 SH   SOLE   715 0 0
TRUIST FINL CORP COM 89832q109 379 8,706 SH   SOLE   379 0 0
TWITTER INC COM 90184l102 573 13,076 SH   SOLE   573 0 0
US BANCORP DEL COM NEW 902973304 460 11,401 SH   SOLE   460 0 0
PROSHARES TR PSHS ULT S&P 500 74347r107 204 5,124 SH   SOLE   204 0 0
UNION PAC CORP COM 907818108 850 4,362 SH   SOLE   850 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,005 6,224 SH   SOLE   1,005 0 0
UNITED SEC BANCSHARES CALIF COM 911460103 130 20,000 SH   SOLE   130 0 0
UNITEDHEALTH GROUP INC COM 91324p102 4,791 9,486 SH   SOLE   4,791 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369y886 253 3,855 SH   SOLE   253 0 0
VALERO ENERGY CORP COM 91913y100 254 2,379 SH   SOLE   254 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 362 2,677 SH   SOLE   362 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,903 79,560 SH   SOLE   2,903 0 0
VANGUARD WORLD FDS ENERGY ETF 92204a306 203 2,000 SH   SOLE   203 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 3,689 101,462 SH   SOLE   3,689 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 2,085 45,188 SH   SOLE   2,085 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 437 2,044 SH   SOLE   437 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 289 3,051 SH   SOLE   289 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 419 2,404 SH   SOLE   419 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 13,634 72,528 SH   SOLE   13,634 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 233 4,055 SH   SOLE   233 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 387 4,822 SH   SOLE   387 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206c680 254 4,688 SH   SOLE   254 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206c714 436 7,306 SH   SOLE   436 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206c649 1,192 10,521 SH   SOLE   1,192 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 335 1,020 SH   SOLE   335 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 13,606 79,611 SH   SOLE   13,606 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 5,810 130,967 SH   SOLE   5,810 0 0
VERIZON COMMUNICATIONS INC COM 92343v104 1,217 32,051 SH   SOLE   1,217 0 0
VERTEX PHARMACEUTICALS INC COM 92532f100 1,439 4,969 SH   SOLE   1,439 0 0
VIATRIS INC COM 92556v106 1,098 128,887 SH   SOLE   1,098 0 0
VISA INC COM CL A 92826c839 1,065 5,994 SH   SOLE   1,065 0 0
WP CAREY INC COM 92936u109 21,126 302,664 SH   SOLE   21,126 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 270 8,608 SH   SOLE   270 0 0
WALMART INC COM 931142103 25,168 194,051 SH   SOLE   25,168 0 0
WASTE MGMT INC DEL COM 94106L109 38,466 240,098 SH   SOLE   38,466 0 0
WELLS FARGO CO NEW COM 949746101 10,849 269,752 SH   SOLE   10,849 0 0
WESTERN DIGITAL CORP. COM 958102105 218 6,712 SH   SOLE   218 0 0
WOLFSPEED INC COM 977852102 564 5,454 SH   SOLE   564 0 0
ZIONS BANCORPORATION N A COM 989701107 1,042 20,486 SH   SOLE   1,042 0 0
ZOETIS INC CL A 98978v103 282 1,900 SH   SOLE   282 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,070 4,880 SH   SOLE   1,070 0 0
ISHARES TR SELECT DIVID ETF 464287168 1,066 9,939 SH   SOLE   1,066 0 0
ISHARES TR INTL DIV GRWTH 46435g524 1,681 33,187 SH   SOLE   1,681 0 0
ISHARES TR MSCI ACWI ETF 464288257 822 10,556 SH   SOLE   822 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,302 23,250 SH   SOLE   1,302 0 0
ISHARES INC MSCI JPN ETF NEW 46434g822 369 7,549 SH   SOLE   369 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 5,824 27,678 SH   SOLE   5,824 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 2,410 17,723 SH   SOLE   2,410 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 2,269 13,756 SH   SOLE   2,269 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 1,120 8,690 SH   SOLE   1,120 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 222 1,073 SH   SOLE   222 0 0
ISHARES TR RUS MD CP GR ETF 464287481 312 3,978 SH   SOLE   312 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 296 3,086 SH   SOLE   296 0 0
ISHARES TR CORE S&P SCP ETF 464287804 452 5,183 SH   SOLE   452 0 0
HERTZ GLOBAL HLDGS INC *W EXP 06/30/205 42806j148 223 25,000 SH   SOLE   223 0 0