The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AUTOMATIC DATA PROCESSING IN COM 053015103 4,830 19,587 SH   SOLE   19,587 0 0
AT&T INC COM 00206r102 17,127 696,202 SH   SOLE   696,202 0 0
ABBVIE INC COM 00287y109 51,616 381,212 SH   SOLE   381,212 0 0
ABBOTT LABS COM 002824100 37,894 269,249 SH   SOLE   269,249 0 0
AIR PRODS & CHEMS INC COM 009158106 1,987 6,532 SH   SOLE   6,532 0 0
ALPHABET INC CAP STK CL A 02079k305 2,222 767 SH   SOLE   767 0 0
ALPHABET INC CAP STK CL C 02079k107 2,795 966 SH   SOLE   966 0 0
ALTRIA GROUP INC COM 02209s103 1,763 37,212 SH   SOLE   37,212 0 0
AMAZON COM INC COM 023135106 3,611 1,083 SH   SOLE   1,083 0 0
AMERICAN ELEC PWR CO INC COM 025537101 2,401 26,987 SH   SOLE   26,987 0 0
AMERICAN EXPRESS CO COM 025816109 1,510 9,231 SH   SOLE   9,231 0 0
AMERIPRISE FINL INC COM 03076c106 226 750 SH   SOLE   750 0 0
AMGEN INC COM 031162100 25,161 111,842 SH   SOLE   111,842 0 0
ANALOG DEVICES INC COM 032654105 513 2,918 SH   SOLE   2,918 0 0
ANTHEM INC COM 036752103 458 989 SH   SOLE   989 0 0
APPLE INC COM 037833100 44,672 251,577 SH   SOLE   251,577 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 256 3,793 SH   SOLE   3,793 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 615 10,565 SH   SOLE   10,565 0 0
AUTODESK INC COM 052769106 1,975 7,022 SH   SOLE   7,022 0 0
BP PLC SPONSORED ADR 055622104 393 14,751 SH   SOLE   14,751 0 0
BAKER HUGHES COMPANY CL A 05722g100 1,156 48,031 SH   SOLE   48,031 0 0
BK OF AMERICA CORP COM 060505104 62,875 1,413,232 SH   SOLE   1,413,232 0 0
BANK NEW YORK MELLON CORP COM 064058100 331 5,705 SH   SOLE   5,705 0 0
BECTON DICKINSON & CO COM 075887109 680 2,705 SH   SOLE   2,705 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5,046 16,876 SH   SOLE   16,876 0 0
BIOGEN INC COM 09062x103 855 3,562 SH   SOLE   3,562 0 0
BLACKROCK INC COM 09247x101 761 831 SH   SOLE   831 0 0
BLACKSTONE INC COM 09260D107 3,202 24,744 SH   SOLE   24,744 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 35,799 574,169 SH   SOLE   574,169 0 0
BROADCOM INC COM 11135F101 2,760 4,148 SH   SOLE   4,148 0 0
BROWN FORMAN CORP CL B 115637209 336 4,615 SH   SOLE   4,615 0 0
CVS HEALTH CORP COM 126650100 354 3,431 SH   SOLE   3,431 0 0
CAESARS ENTERTAINMENT INC NE COM 12769g100 935 10,000 SH   SOLE   10,000 0 0
CAMPBELL SOUP CO COM 134429109 240 5,523 SH   SOLE   5,523 0 0
CARMAX INC COM 143130102 252 1,935 SH   SOLE   1,935 0 0
CARNIVAL CORP COMMON STOCK 143658300 641 31,870 SH   SOLE   31,870 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 541 9,970 SH   SOLE   9,970 0 0
CATERPILLAR INC COM 149123101 215 1,041 SH   SOLE   1,041 0 0
CHARLES RIV LABS INTL INC COM 159864107 290 770 SH   SOLE   770 0 0
SCHWAB CHARLES CORP COM 808513105 467 5,555 SH   SOLE   5,555 0 0
CHEVRON CORP NEW COM 166764100 42,394 361,260 SH   SOLE   361,260 0 0
CHUBB LIMITED COM h1467j104 22,855 118,229 SH   SOLE   118,229 0 0
CISCO SYS INC COM 17275r102 50,064 790,027 SH   SOLE   790,027 0 0
CITIGROUP INC COM NEW 172967424 8,539 141,400 SH   SOLE   141,400 0 0
CITIZENS FINL GROUP INC COM 174610105 419 8,865 SH   SOLE   8,865 0 0
CITRIX SYS INC COM 177376100 399 4,222 SH   SOLE   4,222 0 0
COCA COLA CO COM 191216100 8,927 150,768 SH   SOLE   150,768 0 0
COLGATE PALMOLIVE CO COM 194162103 272 3,183 SH   SOLE   3,183 0 0
COMCAST CORP NEW CL A 20030n101 2,795 55,524 SH   SOLE   55,524 0 0
COMERICA INC COM 200340107 381 4,384 SH   SOLE   4,384 0 0
COMMUNITY BK SYS INC COM 203607106 1,766 23,709 SH   SOLE   23,709 0 0
CONOCOPHILLIPS COM 20825c104 8,924 123,638 SH   SOLE   123,638 0 0
CROWDSTRIKE HLDGS INC CL A 22788c105 452 2,207 SH   SOLE   2,207 0 0
CUMBERLAND PHARMACEUTICALS I COM 230770109 851 182,141 SH   SOLE   182,141 0 0
DANAHER CORPORATION COM 235851102 259 788 SH   SOLE   788 0 0
DARDEN RESTAURANTS INC COM 237194105 202 1,338 SH   SOLE   1,338 0 0
DISCOVERY INC COM SER A 25470f104 356 15,126 SH   SOLE   15,126 0 0
DISNEY WALT CO COM 254687106 11,609 74,951 SH   SOLE   74,951 0 0
DOCUSIGN INC COM 256163106 569 3,737 SH   SOLE   3,737 0 0
DOLBY LABORATORIES INC COM CL A 25659t107 652 6,848 SH   SOLE   6,848 0 0
DOMINION ENERGY INC COM 25746u109 279 3,546 SH   SOLE   3,546 0 0
DUPONT DE NEMOURS INC COM 26614n102 512 6,334 SH   SOLE   6,334 0 0
EOG RES INC COM 26875p101 971 10,936 SH   SOLE   10,936 0 0
EMERSON ELEC CO COM 291011104 26,434 284,328 SH   SOLE   284,328 0 0
SELECT SECTOR SPDR TR ENERGY 81369y506 724 13,039 SH   SOLE   13,039 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 202 24,579 SH   SOLE   24,579 0 0
EQUITRANS MIDSTREAM CORP COM 294600101 267 25,800 SH   SOLE   25,800 0 0
ETSY INC COM 29786a106 277 1,263 SH   SOLE   1,263 0 0
EVERSOURCE ENERGY COM 30040w108 272 2,990 SH   SOLE   2,990 0 0
EXPEDITORS INTL WASH INC COM 302130109 227 1,693 SH   SOLE   1,693 0 0
EXXON MOBIL CORP COM 30231g102 2,283 37,313 SH   SOLE   37,313 0 0
FNCB BANCORP INC COM 302578109 635 68,761 SH   SOLE   68,761 0 0
FASTENAL CO COM 311900104 333 5,203 SH   SOLE   5,203 0 0
FEDEX CORP COM 31428x106 656 2,536 SH   SOLE   2,536 0 0
FIDELITY D & D BANCORP INC COM 31609r100 389 6,599 SH   SOLE   6,599 0 0
FIDELITY NATL INFORMATION SV COM 31620m106 219 2,008 SH   SOLE   2,008 0 0
FIFTH THIRD BANCORP COM 316773100 872 20,012 SH   SOLE   20,012 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369y605 578 14,812 SH   SOLE   14,812 0 0
FLUOR CORP NEW COM 343412102 1,239 50,000 SH   SOLE   50,000 0 0
FORD MTR CO DEL COM 345370860 740 35,609 SH   SOLE   35,609 0 0
FREEPORT-MCMORAN INC CL B 35671d857 754 18,073 SH   SOLE   18,073 0 0
GENERAC HLDGS INC COM 368736104 705 2,003 SH   SOLE   2,003 0 0
GENERAL DYNAMICS CORP COM 369550108 616 2,953 SH   SOLE   2,953 0 0
GENERAL ELECTRIC CO COM NEW 369604301 1,756 18,584 SH   SOLE   18,584 0 0
GENERAL MLS INC COM 370334104 28,793 427,322 SH   SOLE   427,322 0 0
GOLDMAN SACHS GROUP INC COM 38141g104 319 835 SH   SOLE   835 0 0
GUARDANT HEALTH INC COM 40131m109 639 6,392 SH   SOLE   6,392 0 0
HERTZ GLOBAL HLDGS INC COM NEW 42806j700 827 33,090 SH   SOLE   33,090 0 0
HOME DEPOT INC COM 437076102 3,368 8,116 SH   SOLE   8,116 0 0
HONEYWELL INTL INC COM 438516106 30,210 144,887 SH   SOLE   144,887 0 0
HUBSPOT INC COM 443573100 523 794 SH   SOLE   794 0 0
HUNTINGTON BANCSHARES INC COM 446150104 173 11,213 SH   SOLE   11,213 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 646 4,836 SH   SOLE   4,836 0 0
ILLINOIS TOOL WKS INC COM 452308109 1,575 6,382 SH   SOLE   6,382 0 0
IMMUNITYBIO INC COM 45256x103 91 15,000 SH   SOLE   15,000 0 0
IMMUNOGEN INC COM 45253h101 81 10,934 SH   SOLE   10,934 0 0
INTEL CORP COM 458140100 36,822 714,998 SH   SOLE   714,998 0 0
INVESCO QQQ TR UNIT SER 1 46090e103 914 2,296 SH   SOLE   2,296 0 0
IONIS PHARMACEUTICALS INC COM 462222100 281 9,239 SH   SOLE   9,239 0 0
JPMORGAN CHASE & CO COM 46625h100 68,444 432,233 SH   SOLE   432,233 0 0
JOHNSON & JOHNSON COM 478160104 41,242 241,084 SH   SOLE   241,084 0 0
JOHNSON CTLS INTL PLC SHS g51502105 1,054 12,961 SH   SOLE   12,961 0 0
KLA CORP COM NEW 482480100 312 726 SH   SOLE   726 0 0
KELLOGG CO COM 487836108 1,207 18,742 SH   SOLE   18,742 0 0
KIMBERLY-CLARK CORP COM 494368103 17,282 120,923 SH   SOLE   120,923 0 0
KINDER MORGAN INC DEL COM 49456b101 18,748 1,182,063 SH   SOLE   1,182,063 0 0
KRAFT HEINZ CO COM 500754106 6,921 192,799 SH   SOLE   192,799 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 1,248 5,854 SH   SOLE   5,854 0 0
LKQ CORP COM 501889208 240 4,000 SH   SOLE   4,000 0 0
LEGGETT & PLATT INC COM 524660107 33,166 805,778 SH   SOLE   805,778 0 0
LIBERTY BROADBAND CORP COM SER C 530307305 334 2,076 SH   SOLE   2,076 0 0
LIBERTY MEDIA CORP DEL COM A SIRIUSXM 531229409 224 4,412 SH   SOLE   4,412 0 0
LIBERTY MEDIA CORP DEL COM C SIRIUSXM 531229607 451 8,870 SH   SOLE   8,870 0 0
LILLY ELI & CO COM 532457108 1,031 3,734 SH   SOLE   3,734 0 0
LINDE PLC SHS g5494j103 302 873 SH   SOLE   873 0 0
LOCKHEED MARTIN CORP COM 539830109 26,704 75,136 SH   SOLE   75,136 0 0
LOWES COS INC COM 548661107 1,950 7,543 SH   SOLE   7,543 0 0
M & T BK CORP COM 55261F104 26,605 173,235 SH   SOLE   173,235 0 0
MGM RESORTS INTERNATIONAL COM 552953101 1,126 25,100 SH   SOLE   25,100 0 0
3M CO COM 88579Y101 1,452 8,177 SH   SOLE   8,177 0 0
MASTERCARD INCORPORATED CL A 57636q104 274 763 SH   SOLE   763 0 0
MATCH GROUP INC NEW COM 57667l107 418 3,158 SH   SOLE   3,158 0 0
MCDONALDS CORP COM 580135101 29,027 108,281 SH   SOLE   108,281 0 0
MEDTRONIC PLC SHS g5960l103 7,236 69,947 SH   SOLE   69,947 0 0
MERCK & CO INC COM 58933Y105 24,112 314,610 SH   SOLE   314,610 0 0
META PLATFORMS INC CL A 30303m102 826 2,457 SH   SOLE   2,457 0 0
MICRON TECHNOLOGY INC COM 595112103 621 6,668 SH   SOLE   6,668 0 0
MICROSOFT CORP COM 594918104 68,639 204,088 SH   SOLE   204,088 0 0
MONDELEZ INTL INC CL A 609207105 13,213 199,266 SH   SOLE   199,266 0 0
MORGAN STANLEY COM NEW 617446448 1,252 12,758 SH   SOLE   12,758 0 0
NEXTERA ENERGY INC COM 65339f101 2,959 31,696 SH   SOLE   31,696 0 0
NIKE INC CL B 654106103 283 1,699 SH   SOLE   1,699 0 0
NORFOLK SOUTHN CORP COM 655844108 37,745 126,785 SH   SOLE   126,785 0 0
NUCOR CORP COM 670346105 36,480 319,580 SH   SOLE   319,580 0 0
NVIDIA CORPORATION COM 67066g104 1,753 5,959 SH   SOLE   5,959 0 0
OREILLY AUTOMOTIVE INC COM 67103h107 377 534 SH   SOLE   534 0 0
OMNICOM GROUP INC COM 681919106 300 4,098 SH   SOLE   4,098 0 0
ORACLE CORP COM 68389X105 2,043 23,427 SH   SOLE   23,427 0 0
PNC FINL SVCS GROUP INC COM 693475105 49,431 246,514 SH   SOLE   246,514 0 0
PPL CORP COM 69351T106 20,393 678,399 SH   SOLE   678,399 0 0
PAYPAL HLDGS INC COM 70450y103 214 1,137 SH   SOLE   1,137 0 0
PAYCHEX INC COM 704326107 519 3,799 SH   SOLE   3,799 0 0
PENNS WOODS BANCORP INC COM 708430103 509 21,608 SH   SOLE   21,608 0 0
PENTAIR PLC SHS g7s00t104 277 3,787 SH   SOLE   3,787 0 0
PEPSICO INC COM 713448108 26,053 149,982 SH   SOLE   149,982 0 0
PFIZER INC COM 717081103 40,487 685,643 SH   SOLE   685,643 0 0
PHILIP MORRIS INTL INC COM 718172109 1,954 20,571 SH   SOLE   20,571 0 0
PINNACLE FINL PARTNERS INC COM 72346q104 556 5,821 SH   SOLE   5,821 0 0
PIONEER NAT RES CO COM 723787107 569 3,128 SH   SOLE   3,128 0 0
PROCTER AND GAMBLE CO COM 742718109 34,980 213,843 SH   SOLE   213,843 0 0
PROGRESSIVE CORP COM 743315103 610 5,940 SH   SOLE   5,940 0 0
PULTE GROUP INC COM 745867101 12,725 222,627 SH   SOLE   222,627 0 0
QUALCOMM INC COM 747525103 47,654 260,589 SH   SOLE   260,589 0 0
QUEST DIAGNOSTICS INC COM 74834l100 419 2,420 SH   SOLE   2,420 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,972 22,919 SH   SOLE   22,919 0 0
RELIANCE STEEL & ALUMINUM CO COM 759509102 308 1,899 SH   SOLE   1,899 0 0
RESIDEO TECHNOLOGIES INC COM 76118y104 1,267 48,675 SH   SOLE   48,675 0 0
SPDR S&P 500 ETF TR TR UNIT 78462f103 10,257 21,595 SH   SOLE   21,595 0 0
SPDR GOLD TR GOLD SHS 78463v107 265 1,550 SH   SOLE   1,550 0 0
SPDR SER TR S&P 600 SML CAP 78464a813 5,177 52,082 SH   SOLE   52,082 0 0
SPDR SER TR S&P BK ETF 78464a797 602 11,037 SH   SOLE   11,037 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,395 80,843 SH   SOLE   80,843 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 6,986 179,736 SH   SOLE   179,736 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 3,031 18,509 SH   SOLE   18,509 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3,430 30,348 SH   SOLE   30,348 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 282 3,488 SH   SOLE   3,488 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,632 31,907 SH   SOLE   31,907 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 3,993 54,540 SH   SOLE   54,540 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 6,565 81,627 SH   SOLE   81,627 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,812 17,693 SH   SOLE   17,693 0 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS g7997r103 2,060 18,235 SH   SOLE   18,235 0 0
SONY GROUP CORPORATION SPONSORED ADR 835699307 246 1,950 SH   SOLE   1,950 0 0
SONY GROUP CORPORATION SPONSORED ADR 835699307 593 4,690 SH   SOLE   4,690 0 0
SOUTHWEST AIRLS CO COM 844741108 3,684 85,991 SH   SOLE   85,991 0 0
SOUTHWESTERN ENERGY CO COM 845467109 51 10,850 SH   SOLE   10,850 0 0
STARBUCKS CORP COM 855244109 208 1,775 SH   SOLE   1,775 0 0
SYNOVUS FINL CORP COM NEW 87161c501 233 4,857 SH   SOLE   4,857 0 0
SYSCO CORP COM 871829107 2,393 30,467 SH   SOLE   30,467 0 0
TE CONNECTIVITY LTD SHS H84989104 15,898 98,537 SH   SOLE   98,537 0 0
TJX COS INC NEW COM 872540109 394 5,187 SH   SOLE   5,187 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 486 4,043 SH   SOLE   4,043 0 0
TARGET CORP COM 87612e106 1,272 5,497 SH   SOLE   5,497 0 0
TETRA TECHNOLOGIES INC DEL COM 88162f105 1,521 535,625 SH   SOLE   535,625 0 0
TEXAS INSTRS INC COM 882508104 2,126 11,282 SH   SOLE   11,282 0 0
TOTALENERGIES SE SPONSORED ADS 89151e109 760 15,375 SH   SOLE   15,375 0 0
TRINSEO PLC SHS g9059u107 792 15,100 SH   SOLE   15,100 0 0
TRUIST FINL CORP COM 89832q109 336 5,743 SH   SOLE   5,743 0 0
TWITTER INC COM 90184l102 1,540 35,625 SH   SOLE   35,625 0 0
ETF SER SOLUTIONS US GLB JETS 26922a842 286 13,538 SH   SOLE   13,538 0 0
US BANCORP DEL COM NEW 902973304 769 13,696 SH   SOLE   13,696 0 0
PROSHARES TR PSHS ULT S&P 500 74347r107 587 4,012 SH   SOLE   4,012 0 0
UNILEVER PLC SPON ADR NEW 904767704 218 4,059 SH   SOLE   4,059 0 0
UNION PAC CORP COM 907818108 948 3,761 SH   SOLE   3,761 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,356 6,329 SH   SOLE   6,329 0 0
UNITED SEC BANCSHARES CALIF COM 911460103 162 20,000 SH   SOLE   20,000 0 0
UNITEDHEALTH GROUP INC COM 91324p102 5,796 11,543 SH   SOLE   11,543 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 500 2,912 SH   SOLE   2,912 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,824 57,106 SH   SOLE   57,106 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 3,423 67,043 SH   SOLE   67,043 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 3,167 46,407 SH   SOLE   46,407 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 656 2,044 SH   SOLE   2,044 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 373 3,325 SH   SOLE   3,325 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 17,224 67,606 SH   SOLE   67,606 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206c680 368 4,688 SH   SOLE   4,688 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206c714 539 7,306 SH   SOLE   7,306 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206c649 799 5,500 SH   SOLE   5,500 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 445 1,019 SH   SOLE   1,019 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 16,466 72,857 SH   SOLE   72,857 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 225 931 SH   SOLE   931 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 5,737 93,622 SH   SOLE   93,622 0 0
VERIZON COMMUNICATIONS INC COM 92343v104 1,781 34,274 SH   SOLE   34,274 0 0
VERTEX PHARMACEUTICALS INC COM 92532f100 2,192 9,982 SH   SOLE   9,982 0 0
VIATRIS INC COM 92556v106 11,210 828,531 SH   SOLE   828,531 0 0
VISA INC COM CL A 92826c839 1,072 4,945 SH   SOLE   4,945 0 0
WEC ENERGY GROUP INC COM 92939U106 207 2,130 SH   SOLE   2,130 0 0
WP CAREY INC COM 92936u109 23,353 284,617 SH   SOLE   284,617 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 376 7,206 SH   SOLE   7,206 0 0
WALMART INC COM 931142103 24,854 171,772 SH   SOLE   171,772 0 0
WASTE MGMT INC DEL COM 94106L109 38,132 228,475 SH   SOLE   228,475 0 0
WELLS FARGO CO NEW COM 949746101 13,289 276,972 SH   SOLE   276,972 0 0
WESTERN DIGITAL CORP. COM 958102105 813 12,469 SH   SOLE   12,469 0 0
WOLFSPEED INC COM 977852102 921 8,244 SH   SOLE   8,244 0 0
ZIONS BANCORPORATION N A COM 989701107 1,294 20,486 SH   SOLE   20,486 0 0
ZOETIS INC CL A 98978v103 460 1,885 SH   SOLE   1,885 0 0
ISHARES TR CORE S&P US GWT 464287671 1,029 8,898 SH   SOLE   8,898 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,322 4,670 SH   SOLE   4,670 0 0
ISHARES TR SELECT DIVID ETF 464287168 1,291 10,530 SH   SOLE   10,530 0 0
ISHARES TR INTL DIV GRWTH 46435g524 2,931 43,237 SH   SOLE   43,237 0 0
ISHARES TR MSCI ACWI ETF 464288257 1,117 10,556 SH   SOLE   10,556 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,931 24,539 SH   SOLE   24,539 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 7,572 24,779 SH   SOLE   24,779 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 3,659 21,788 SH   SOLE   21,788 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 3,031 13,625 SH   SOLE   13,625 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 207 705 SH   SOLE   705 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 1,000 6,020 SH   SOLE   6,020 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 1,626 5,860 SH   SOLE   5,860 0 0
ISHARES TR RUS MD CP GR ETF 464287481 439 3,809 SH   SOLE   3,809 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 311 2,539 SH   SOLE   2,539 0 0
ISHARES TR CORE S&P SCP ETF 464287804 515 4,500 SH   SOLE   4,500 0 0
HERTZ GLOBAL HLDGS INC *W EXP 06/30/205 42806j148 399 25,000 SH   SOLE   25,000 0 0