The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott COM 002824100 8,886 212,437 SH   SOLE   212,437 0 0
AbbVie COM 00287y109 15,441 270,318 SH   SOLE   270,318 0 0
ADP COM 053015103 6,104 68,039 SH   SOLE   68,039 0 0
Aetna COM 00817y108 426 3,794 SH   SOLE   3,794 0 0
AIG COM NEW 026874784 1,954 36,151 SH   SOLE   36,151 0 0
Air Products & Chemicals COM 009158106 339 2,355 SH   SOLE   2,355 0 0
AK Steel Holding COM 001547108 41 10,000 SH   SOLE   10,000 0 0
Alcoa CL A 013817101 564 58,900 SH   SOLE   58,900 0 0
Allergan SHS g0177j108 507 1,892 SH   SOLE   1,892 0 0
Alphabet Cl A CAP STK CL A 02079K305 703 922 SH   SOLE   922 0 0
Alphabet Cl C CAP STK CL C 02079k107 498 669 SH   SOLE   669 0 0
Altria Group COM 02209s103 3,078 49,121 SH   SOLE   49,121 0 0
Amazon COM 023135106 1,001 1,687 SH   SOLE   1,687 0 0
American Elec Power COM 025537101 1,316 19,826 SH   SOLE   19,826 0 0
American Express COM 025816109 660 10,749 SH   SOLE   10,749 0 0
Amgen COM 031162100 12,903 86,061 SH   SOLE   86,061 0 0
Anadarko Petroleum COM 032511107 347 7,448 SH   SOLE   7,448 0 0
Anheuser-Busch InBev Spn ADR SPONSORED ADR 03524a108 239 1,920 SH   SOLE   1,920 0 0
Apple Computer COM 037833100 1,559 14,304 SH   SOLE   14,304 0 0
AT&T COM 00206r102 12,471 318,391 SH   SOLE   318,391 0 0
Autodesk COM 052769106 533 9,142 SH   SOLE   9,142 0 0
Bank of America COM 060505104 2,335 172,712 SH   SOLE   172,712 0 0
Bank of Montreal COM 063671101 5,569 91,766 SH   SOLE   91,766 0 0
Berkshire Hathaway B CL B NEW 084670702 2,540 17,905 SH   SOLE   17,905 0 0
Berkshire Hathaway Cl A CL A 084670108 427 2 SH   SOLE   2 0 0
Biogen Idec COM 09062x103 772 2,964 SH   SOLE   2,964 0 0
Boeing COM 097023105 272 2,140 SH   SOLE   2,140 0 0
BP ADR SPONSORED ADR 055622104 10,382 344,001 SH   SOLE   344,001 0 0
Bristol Myers COM 110122108 383 6,003 SH   SOLE   6,003 0 0
Broadcom CL A y09827109 478 3,094 SH   SOLE   3,094 0 0
C R Bard COM 067383109 223 1,100 SH   SOLE   1,100 0 0
CDK Global COM 12508e101 237 5,093 SH   SOLE   5,093 0 0
Chevron Texaco COM 166764100 1,531 16,051 SH   SOLE   16,051 0 0
Chubb Ltd COM h1467j104 7,824 65,669 SH   SOLE   65,669 0 0
Cisco COM 17275r102 16,678 585,820 SH   SOLE   585,820 0 0
Citigroup COM NEW 172967424 7,708 184,615 SH   SOLE   184,615 0 0
Coca Cola COM 191216100 14,715 317,193 SH   SOLE   317,193 0 0
Comcast Corp - Class A CL A 20030n101 1,215 19,896 SH   SOLE   19,896 0 0
Community Bank COM 203607106 2,569 67,225 SH   SOLE   67,225 0 0
ConocoPhillips COM 20825c104 2,302 57,157 SH   SOLE   57,157 0 0
Costco COM 22160k105 280 1,775 SH   SOLE   1,775 0 0
CVS Health COM 126650100 351 3,388 SH   SOLE   3,388 0 0
Danaher Corp COM 235851102 477 5,033 SH   SOLE   5,033 0 0
Disney COM DISNEY 254687106 5,706 57,452 SH   SOLE   57,452 0 0
Duke Energy COM 26441c204 314 3,887 SH   SOLE   3,887 0 0
Emerson Electric COM 291011104 9,831 180,788 SH   SOLE   180,788 0 0
Energy Select Sector Spider ET SBI INT-ENERGY 81369y506 475 7,681 SH   SOLE   7,681 0 0
Energy Transfer COM UT LTD PTN 29273v100 107 14,944 SH   SOLE   14,944 0 0
Exxon Mobil COM 30231g102 12,089 144,620 SH   SOLE   144,620 0 0
FedEx Corp COM 31428x106 479 2,942 SH   SOLE   2,942 0 0
Fifth Third Bancorp COM 316773100 364 21,781 SH   SOLE   21,781 0 0
Financial Sector Index Fund SBI INT-FINL 81369y605 370 16,460 SH   SOLE   16,460 0 0
Freeport-McMoran CL B 35671d857 182 17,590 SH   SOLE   17,590 0 0
General Dynamics COM 369550108 383 2,919 SH   SOLE   2,919 0 0
General Electric COM 369604103 18,638 586,275 SH   SOLE   586,275 0 0
General Mills COM 370334104 19,499 307,798 SH   SOLE   307,798 0 0
Genuine Parts COM 372460105 5,863 59,012 SH   SOLE   59,012 0 0
Goldman Sachs COM 38141g104 291 1,855 SH   SOLE   1,855 0 0
Gramercy Property Trust COM 385002100 472 55,820 SH   SOLE   55,820 0 0
Hertz Global Holdings COM 42805t105 133 12,675 SH   SOLE   12,675 0 0
Home Depot COM 437076102 2,177 16,317 SH   SOLE   16,317 0 0
Honeywell COM 438516106 11,264 100,525 SH   SOLE   100,525 0 0
Huntington Bancshares COM 446150104 4,614 483,639 SH   SOLE   483,639 0 0
IBM COM 459200101 2,281 15,064 SH   SOLE   15,064 0 0
Illinois Tool Works COM 452308109 1,184 11,558 SH   SOLE   11,558 0 0
Intel COM 458140100 10,417 322,006 SH   SOLE   322,006 0 0
iShares Dividend Index Fund SELECT DIVID ETF 464287168 1,070 13,100 SH   SOLE   13,100 0 0
iShares iBoxx Bond IBOXX INV CP ETF 464287242 592 4,983 SH   SOLE   4,983 0 0
iShares MSCE EAFE Index Fund MSCI EAFE ETF 464287465 707 12,370 SH   SOLE   12,370 0 0
iShares Russell 1000 Growth In RUS 1000 GRW ETF 464287614 2,521 25,269 SH   SOLE   25,269 0 0
iShares Russell 1000 Value RUS 1000 VAL ETF 464287598 3,179 32,168 SH   SOLE   32,168 0 0
iShares S&P 500 Growth Index S&P 500 GRWT ETF 464287309 391 3,376 SH   SOLE   3,376 0 0
IShares S&P National AMT-Free NAT AMT FREE BD 464288414 363 3,250 SH   SOLE   3,250 0 0
iShares TR Russell 2000 RUSSELL 2000 ETF 464287655 2,146 19,395 SH   SOLE   19,395 0 0
Johnson & Johnson COM 478160104 19,526 180,464 SH   SOLE   180,464 0 0
JPMorgan COM 46625h100 20,424 344,883 SH   SOLE   344,883 0 0
Kellogg COM 487836108 2,467 32,229 SH   SOLE   32,229 0 0
Kimberly-Clark COM 494368103 7,986 59,371 SH   SOLE   59,371 0 0
Kohls COM 500255104 3,023 64,863 SH   SOLE   64,863 0 0
Kraft Heinz COM 500754106 15,570 198,187 SH   SOLE   198,187 0 0
L-3 Communications Holdings COM 502424104 309 2,605 SH   SOLE   2,605 0 0
Leggett & Platt COM 524660107 21,574 445,744 SH   SOLE   445,744 0 0
Lilly COM 532457108 331 4,595 SH   SOLE   4,595 0 0
Lockheed Martin COM 539830109 10,099 45,595 SH   SOLE   45,595 0 0
M&T Bank COM 55261f104 13,509 121,701 SH   SOLE   121,701 0 0
Mallinckrodt PLC SHS g5785g107 307 5,014 SH   SOLE   5,014 0 0
Marathon Oil COM 565849106 569 51,104 SH   SOLE   51,104 0 0
Master Card Cl A CL A 57636q104 458 4,850 SH   SOLE   4,850 0 0
McDonald's COM 580135101 10,784 85,807 SH   SOLE   85,807 0 0
Medtronic SHS g5960l103 5,555 74,070 SH   SOLE   74,070 0 0
Merck COM 58933Y105 8,657 163,612 SH   SOLE   163,612 0 0
Metlife COM 59156r108 222 5,051 SH   SOLE   5,051 0 0
Microsoft COM 594918104 17,555 317,856 SH   SOLE   317,856 0 0
MMM COM 88579Y101 528 3,168 SH   SOLE   3,168 0 0
Mondelez CL A 609207105 8,985 223,958 SH   SOLE   223,958 0 0
Morgan Stanley COM 617446448 343 13,718 SH   SOLE   13,718 0 0
Nike Inc Cl B Cl B 654106103 229 3,732 SH   SOLE   3,732 0 0
Norfolk Southern COM 655844108 5,993 71,983 SH   SOLE   71,983 0 0
Nucor COM 670346105 6,569 138,888 SH   SOLE   138,888 0 0
Omnicom Group COM 681919106 202 2,429 SH   SOLE   2,429 0 0
Oracle COM 68389X105 1,014 24,778 SH   SOLE   24,778 0 0
Penns Woods Bancorp COM 708430103 851 22,079 SH   SOLE   22,079 0 0
Peoples Financial Services COM 711040105 610 16,408 SH   SOLE   16,408 0 0
Pepsico COM 713448108 1,326 12,944 SH   SOLE   12,944 0 0
Pfizer COM 717081103 16,626 560,923 SH   SOLE   560,923 0 0
PHH COM NEW 693320202 3,266 260,446 SH   SOLE   260,446 0 0
Philip Morris COM 718172109 2,946 30,027 SH   SOLE   30,027 0 0
Phillips 66 COM 718546104 324 3,738 SH   SOLE   3,738 0 0
PNC COM 693475105 10,073 119,108 SH   SOLE   114,247 0 0
PP&L Corp COM 69351t106 8,913 234,109 SH   SOLE   234,109 0 0
Procter & Gamble COM 742718109 13,363 162,356 SH   SOLE   162,356 0 0
Provident Financial Services COM 74386t105 641 31,738 SH   SOLE   31,738 0 0
PulteGroup COM 745867101 4,827 258,007 SH   SOLE   258,007 0 0
Qualcomm COM 747525103 5,679 111,051 SH   SOLE   111,051 0 0
Raytheon COM NEW 755111507 1,376 11,223 SH   SOLE   11,223 0 0
Reynolds American COM 761713106 204 4,046 SH   SOLE   4,046 0 0
S&P 500 Spiders TR UNIT 78462f103 5,582 27,161 SH   SOLE   27,161 0 0
Sandisk Corp COM 80004c101 316 4,159 SH   SOLE   4,159 0 0
Sanofi Aventis ADR SPONSORED ADR 80105n105 332 8,260 SH   SOLE   8,260 0 0
Schwab US Large-Cap Value ETF US LCAP VA ETF 808524409 342 7,921 SH   SOLE   7,921 0 0
Seagate Technology SHS g7945m107 274 7,953 SH   SOLE   7,953 0 0
Southwestern Energy COM 845467109 1,379 170,850 SH   SOLE   170,850 0 0
Synovus Financial COM NEW 87161c501 3,174 109,800 SH   SOLE   109,800 0 0
Sysco COM 871829107 1,900 40,649 SH   SOLE   40,649 0 0
Talen Energy COM 87422j105 1,407 156,377 SH   SOLE   156,377 0 0
TE Connectivity REG SHS H84989104 6,959 112,386 SH   SOLE   112,386 0 0
Texas Instruments COM 882508104 623 10,844 SH   SOLE   10,844 0 0
The Blackstone Group COM UNIT LTD 09253u108 1,593 56,781 SH   SOLE   56,781 0 0
TJX Companies COM 872540109 417 5,320 SH   SOLE   5,320 0 0
Toll Brothers COM 889478103 265 8,989 SH   SOLE   8,989 0 0
Tyco International PLC SHS g91442106 208 5,669 SH   SOLE   5,669 0 0
Ultra S&P 500 ProShares PSHS ULT S&P 500 74347r107 288 4,518 SH   SOLE   4,518 0 0
Unilever PLC ADR SPON ADR NEW 904767704 287 6,359 SH   SOLE   6,359 0 0
United Parcel Service CL B 911312106 1,195 11,330 SH   SOLE   11,330 0 0
United Technologies COM 913017109 377 3,767 SH   SOLE   3,767 0 0
Unitedhealth Group COM 91324p102 820 6,363 SH   SOLE   6,363 0 0
Valero Energy COM 91913y100 252 3,925 SH   SOLE   3,925 0 0
Vanguard Dividend Appreciation DIV APP ETF 921908844 1,213 14,927 SH   SOLE   14,927 0 0
Vanguard Emerging Markets FTSE EMR MKT ETF 922042858 235 6,789 SH   SOLE   6,789 0 0
Vanguard FTSE Developed FTSE DEV MKT ETF 921943858 1,406 39,190 SH   SOLE   39,190 0 0
Vanguard FTSE Europe FTSE EUROPE ETF 922042874 1,767 36,422 SH   SOLE   36,422 0 0
Vanguard FTSE World ex-US ALLWRLD EX US 922042775 354 8,212 SH   SOLE   8,212 0 0
Vanguard High Dvd Yield HIGH DIV YLD 921946406 233 3,376 SH   SOLE   3,376 0 0
Vanguard Mid Cap MID CAP ETF 922908629 9,003 74,260 SH   SOLE   74,260 0 0
Vanguard Russell 1000 Value VNG RUS1000VAL 92206c714 355 4,099 SH   SOLE   4,099 0 0
Vanguard Small Cap SM CAP ETF 922908751 7,899 70,850 SH   SOLE   70,850 0 0
Vanguard SP500 S&P 500 ETF SHS 922908363 3,136 16,629 SH   SOLE   16,629 0 0
Verizon COM 92343v104 1,364 25,215 SH   SOLE   25,215 0 0
Viacom Cl A COM 92553p102 548 12,100 SH   SOLE   12,100 0 0
Viacom Cl B CLB 92553p201 4,054 98,196 SH   SOLE   98,196 0 0
Wal-Mart COM 931142103 6,172 90,115 SH   SOLE   90,115 0 0
Waste Management COM 94106l109 16,019 271,509 SH   SOLE   271,509 0 0
WCI Communities COM PAR $0.01 92923c807 2,543 136,848 SH   SOLE   136,848 0 0
Weatherford PLC ORD SHS g48833100 185 23,842 SH   SOLE   23,842 0 0
Wells Fargo COM 949746101 16,631 343,903 SH   SOLE   343,903 0 0
WP Carey COM 92936u109 20,762 333,582 SH   SOLE   333,582 0 0
Zions Bancorp COM 989701107 484 20,000 SH   SOLE   20,000 0 0