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Consolidated Balance Sheets (Unaudited) (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2014
Dec. 31, 2013
Assets    
Cash and due from banks $ 9,824 $ 13,800
Interest-bearing deposits and money market funds 1,820 977
Federal funds sold 1,173 16,745
Cash and cash equivalents 12,817 31,522
Securities available for sale (at fair value) 73,174 61,650
Securities held to maturity (fair value of $71,645 and $71,672 respectively) 70,402 71,629
Bank certificates of deposit 3,424 2,236
Loans held for sale 999 150
Loans receivable, net 533,088 509,880
Accrued interest receivable 2,165 2,076
Foreclosed assets 1,724 1,750
Premises and equipment, net 10,981 9,669
Mortgage servicing rights, net 1,734 1,696
Federal Home Loan Bank stock (at cost) 2,556 2,556
Cash surrender value of bank-owned life insurance 13,127 12,826
Other assets 4,114 3,901
TOTAL ASSETS 730,305 711,541
Liabilities    
Non-interest-bearing deposits 109,197 102,644
Interest-bearing deposits 492,880 474,870
Total deposits 602,077 577,514
Federal Home Loan Bank advances 31,372 38,049
Other borrowings 18,211 20,441
Senior subordinated notes 4,000 4,000
Junior subordinated debentures 7,732 7,732
Accrued expenses and other liabilities 6,305 7,052
Total liabilities 669,697 654,788
Stockholders' equity    
Preferred stock - no par value: Authorized - 30,000 shares; no shares issued or outstanding      
Common stock - no par value with a stated value of $1 per share: Authorized - 6,000,000 shares; Issued - 1,830,266 shares Outstanding - 1,648,157 and 1,651,518 shares, respectively 1,830 1,830
Additional paid-in capital 6,956 6,967
Retained earnings 56,403 52,432
Accumulated other comprehensive income, net of tax 397 349
Treasury stock, at cost - 182,109 and 178,748 shares, respectively (4,978) (4,825)
Total stockholders' equity 60,608 56,753
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY $ 730,305 $ 711,541