10-K/A 1 psb10ka.txt PSB HOLDINGS, INC. 10-K/A FORM 10-K/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 __________ (Mark One) [X] ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934. For the fiscal year ended December 31, 2001 [ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934. For the transition period from ................. to .................... Commission file number: 0-26480 PSB HOLDINGS, INC. (Exact name of registrant as specified in its charter) WISCONSIN 39-1804877 (State or other jurisdiction (I.R.S. Employer of incorporation or organization) Identification No.) 1905 W. Stewart Avenue Wausau, Wisconsin 54401 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (715) 842-2191 Securities registered pursuant to Section 12(b) of the Act: None Securities registered pursuant to Section 12(g) of the Act: Common Stock, no par value (Title of Class) Indicate by check whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such report), and (2) has been subject to such filing requirements for the past 90 days. Yes X No ___ Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K (229.405 of this chapter) is not contained herein, and will not be contained, to the best of registrant's knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendment to this Form 10-K. [X] As of March 22, 2002, 839,416 shares of common stock were outstanding and the total aggregate market value of the common stock held by nonaffiliates of the Registrant was approximately $26,159,000. DOCUMENTS INCORPORATED BY REFERENCE Proxy Statement dated March 29, 2002 (to the extent specified herein): Part III -1- This amendment to the PSB Holdings, Inc. Annual Report on Form 10-K for the year ended December 31, 2001 (the "2001 Form 10-K") is filed for the purpose of correcting a typographical error in the Consolidated Statements of Cash Flows under the caption "Originations of loans held for sale" and the subsequent footing error under the caption "Net cash provided by operating activities." The audited financial statements of the Company are set forth in Exhibit 99.1 to this Form 10-K/A. In all other respects, the 2001 Form 10-K filed March 29, 2002 is hereby ratified and confirmed. -3- SIGNATURES Pursuant to the requirements of Section 13 of the Securities Exchange Act of 1934, the Company has duly caused this Form 10-K/A to be signed on its behalf by the undersigned, thereunto duly authorized, on April 16, 2002. PSB Holdings, Inc. By DAVID K. KOPPERUD David K. Kopperud, President and Chief Executive Officer Pursuant to the requirement of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the registrant and in the capacities indicated on this 16th day of April, 2002. SIGNATURE AND TITLE SIGNATURE AND TITLE DAVID K. KOPPERUD SCOTT M. CATTANACH David K. Kopperud, President Scott M. Cattanach, Treasurer Chief Executive Officer and a Director (Principal Financial Officer and Accounting Officer) DIRECTORS: GORDON P. CONNOR PATRICK L. CROOKS Gordon P. Connor Patrick L. Crooks WILLIAM J. FISH William J. Fish Charles A. Ghidorzi GORDON P. GULLICKSON THOMAS R. POLZER Gordon P. Gullickson Thomas R. Polzer THOMAS A. RIISER WILLIAM M. REIF Thomas A. Riiser William M. Reif -3- EXHIBIT INDEX TO FORM 10-K/A OF PSB HOLDINGS, INC. FOR THE FISCAL YEAR ENDED DECEMBER 31, 2001 Pursuant to Section 102(d) of Regulation S-T (17 C.F.R. 232.102(d) Exhibit NUMBER DESCRIPTION 99.1 Consolidated financial statements for the years ended December 31, 2001, 2000, and 1999 -4-