Three months ended

Six months ended

June 30,

($000s)

2014

2013

2014

2013

Balance at beginning of period

$

1,677

$

1,822

$

1,750

$

1,774

Transfer of loans at net realizable value to foreclosed assets

50

132

285

409

Sale proceeds

(449

)

(510

)

(761

)

(651

)

Loans made on sale of foreclosed assets

—

(107

)

Net gain (loss) from sale of foreclosed assets

(12

)

41

(8

)

60

Provision for write-down charged to operations

—

(149

)

—

(149

)

Balance at end of period

$

1,266

$

1,336

$

1,266

$

1,336