XML 40 R40.htm IDEA: XBRL DOCUMENT v2.4.0.8
LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (Details 2) (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2014
Mar. 31, 2013
Dec. 31, 2013
Allowance for loan losses:      
Beginning Balance $ 6,783 $ 7,431  
Provision 140 323  
Recoveries 8 8  
Charge offs (49) (328)  
Ending balance 6,882 7,434  
Individually evaluated for impairment 2,564   2,108
Collectively evaluated for impairment 4,318   4,675
Loans receivable (gross):      
Individually evaluated for impairment 16,677   15,775
Collectively evaluated for impairment 485,210   507,468
Gross loans 501,887   523,243
Commercial Loan [Member]
     
Allowance for loan losses:      
Beginning Balance 2,828 3,014  
Provision (426) 343  
Recoveries 4 2  
Charge offs (27) (130)  
Ending balance 2,379 3,229  
Individually evaluated for impairment 1,038   1,167
Collectively evaluated for impairment 1,341   1,661
Loans receivable (gross):      
Individually evaluated for impairment 7,888   8,102
Collectively evaluated for impairment 113,561   122,118
Gross loans 121,449   130,220
Commercial Real Estate [Member]
     
Allowance for loan losses:      
Beginning Balance 2,653 2,803  
Provision 12 (293)  
Ending balance 2,665 2,510  
Individually evaluated for impairment 803   695
Collectively evaluated for impairment 1,862   1,958
Loans receivable (gross):      
Individually evaluated for impairment 5,471   5,527
Collectively evaluated for impairment 211,992   220,995
Gross loans 217,463   226,522
Residential Real Estate [Member]
     
Allowance for loan losses:      
Beginning Balance 1,223 1,511  
Provision 566 264  
Recoveries 3 1  
Charge offs (21) (172)  
Ending balance 1,771 1,604  
Individually evaluated for impairment 704   228
Collectively evaluated for impairment 1,067   995
Loans receivable (gross):      
Individually evaluated for impairment 3,299   2,129
Collectively evaluated for impairment 156,469   160,805
Gross loans 159,768   162,934
Consumer Loan [Member]
     
Allowance for loan losses:      
Beginning Balance 79 103  
Provision (12) 9  
Recoveries 1 5  
Charge offs (1) (26)  
Ending balance 67 91  
Individually evaluated for impairment 19   18
Collectively evaluated for impairment 48   61
Loans receivable (gross):      
Individually evaluated for impairment 19   17
Collectively evaluated for impairment 3,188   3,550
Gross loans $ 3,207   $ 3,567