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Consolidated Statements of Income (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2014
Mar. 31, 2013
Interest and dividend income:    
Loans, including fees $ 5,455 $ 5,687
Securities:    
Taxable 549 541
Tax-exempt 381 373
Other interest and dividends 20 23
Total interest and dividend income 6,405 6,624
Interest expense:    
Deposits 712 780
FHLB advances 242 330
Other borrowings 155 157
Senior subordinated notes 38 72
Junior subordinated debentures 84 84
Total interest expense 1,231 1,423
Net interest income 5,174 5,201
Provision for loan losses 140 323
Net interest income after provision for loan losses 5,034 4,878
Noninterest income:    
Service fees 356 361
Mortgage banking 316 396
Investment and insurance sales commissions 244 287
Net gain on sale of securities   12
Increase in cash surrender value of life insurance 99 98
Other operating income 305 261
Total noninterest income 1,320 1,415
Noninterest expense:    
Salaries and employee benefits 2,326 2,298
Occupancy and facilities 475 497
Loss on foreclosed assets 36 6
Data processing and other office operations 614 477
Advertising and promotion 57 78
FDIC insurance premiums 135 101
Other noninterest expenses 646 625
Total noninterest expense 4,289 4,082
Income before provision for income taxes 2,065 2,211
Provision for income taxes 615 602
Net income $ 1,450 $ 1,609
Basic earnings per share $ 0.87 $ 0.97
Diluted earnings per share $ 0.87 $ 0.97