Commitments, Contingencies, and Credit Risk (Tables)

12 Months Ended

Dec. 31, 2013

Commitments Contingencies And Credit Risk Tables

Schedule of commitments

These commitments at December 31 are as follows:

	2013		2012
Commitments to extend credit – Fixed and variable rates	$	89,645	$	74,121
Commercial standby letters of credit – Variable rate		4,533		4,951
Unused home equity lines of credit – Variable rate		24,082		22,999
Unused credit card commitments – Variable rate		234		3,217
Credit enhancement under the FHLB of Chicago
Mortgage Partnership Finance program		949		1,945
Totals	$	119,443	$	107,233