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Consolidated Statements of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Interest and dividend income:      
Loans, including fees $ 23,126 $ 23,458 $ 24,480
Securities:      
Taxable 2,098 2,402 2,637
Tax-exempt 1,511 1,293 1,125
Other interest and dividends 81 91 72
Total interest and dividend income 26,816 27,244 28,314
Interest expense:      
Deposits 3,051 4,161 5,428
Federal Home Loan Bank advances 1,285 1,414 1,776
Other borrowings 650 596 645
Senior subordinated notes 184 578 567
Junior subordinated debentures 341 342 341
Total interest expense 5,511 7,091 8,757
Net interest income 21,305 20,153 19,557
Provision for loan losses 4,015 785 1,390
Net interest income after provision for loan losses 17,290 19,368 18,167
Noninterest income:      
Service fees 1,580 1,648 1,632
Mortgage banking, net 1,591 1,795 1,373
Investment and insurance sales commissions 944 736 631
Net gain on sale of securities 12    32
Increase in cash surrender value of bank-owned life insurance 402 407 415
Gain on bargain purchase    851   
Other operating income 1,094 1,131 1,254
Total noninterest income 5,623 6,568 5,337
Noninterest expense:      
Salaries and employee benefits 9,069 9,169 8,337
Occupancy and facilities 1,762 1,622 1,702
Loss on foreclosed assets 428 573 1,197
Data processing and other office operations 1,862 2,296 1,382
Advertising and promotion 335 327 291
FDIC insurance premiums 452 464 505
Other operating expense 2,598 2,941 2,364
Total noninterest expense 16,506 17,392 15,778
Income before provision for income taxes 6,407 8,544 7,726
Provision for income taxes 1,663 2,535 2,421
Net income $ 4,744 $ 6,009 $ 5,305
Basic earnings per share $ 2.87 $ 3.61 $ 3.21
Diluted earnings per share $ 2.87 $ 3.61 $ 3.21