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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2013
Dec. 31, 2012
Assets    
Cash and due from banks $ 13,800 $ 20,332
Interest-bearing deposits and money market funds 977 1,431
Federal funds sold 16,745 27,084
Cash and cash equivalents 31,522 48,847
Securities available for sale (at fair value) 61,650 75,387
Securities held to maturity (fair value of $71,672 and $72,364, respectively) 71,629 69,822
Bank certificates of deposit 2,236 4,465
Loans held for sale 150 884
Loans receivable, net of allowance for loan losses 509,880 477,991
Accrued interest receivable 2,076 2,157
Foreclosed assets 1,750 1,774
Premises and equipment, net 9,669 10,240
Mortgage servicing rights, net 1,696 1,233
Federal Home Loan Bank stock (at cost) 2,556 2,506
Cash surrender value of bank-owned life insurance 12,826 11,813
Other assets 3,901 4,847
TOTAL ASSETS 711,541 711,966
Deposits:    
Non-interest-bearing 102,644 89,819
Interest-bearing 474,870 475,623
Total deposits 577,514 565,442
Federal Home Loan Bank advances 38,049 50,124
Other borrowings 20,441 20,728
Senior subordinated notes 4,000 7,000
Junior subordinated debentures 7,732 7,732
Accrued expenses and other liabilities 7,052 6,493
Total liabilities 654,788 657,519
Stockholders' equity    
Preferred stock - no par value: Authorized - 30,000 shares; no shares issued or outstanding      
Common stock - no par value with a stated value of $1 per share: Authorized - 6,000,000 shares; Issued - 1,830,266 shares; Outstanding - 1,651,518 and 1,653,472 shares, respectively 1,830 1,830
Additional paid-in capital 6,967 7,020
Retained earnings 52,432 48,977
Accumulated other comprehensive income, net of tax 349 1,394
Treasury stock, at cost - 178,748 and 176,794 shares, respectively (4,825) (4,774)
Total stockholders' equity 56,753 54,447
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY $ 711,541 $ 711,966