Commitments, Contingencies, and Credit Risk (Details) (USD $) In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Commitments	$ 119,443	$ 107,233
Commitments to Extend Credit - Fixed and variable rates
Commitments	89,645	74,121
Commerical Standby Letter of Credit - Variable Rate
Commitments	4,533	4,951
Unused Home Equity Lines of Credit
Commitments	24,082	22,999
Unused Credit Card Commitments - Variable Rate
Commitments	234	3,217
Credit Enhancement under the FHLB of Chicago Mortgage Partnership Finance Program
Commitments	$ 949	$ 1,945

- Definition

Represents the caption on the face of the balance sheet to indicate that the entity has entered into (1) purchase or supply arrangements that will require expending a portion of its resources to meet the terms thereof, and (2) is exposed to potential losses or, less frequently, gains, arising from (a) possible claims against a company's resources due to future performance under contract terms, and (b) possible losses or likely gains from uncertainties that will ultimately be resolved when one or more future events that are deemed likely to occur do occur or fail to occur.

+ References+ Details